American Express Blue Cash Everyday/Preferred Offers ($150/$250 signup bonus; YMMV)

Quote from upallnight312 : Incorrect, the $6000 cap was instituted this year on groceries alone. You still get unlimited 3% cash back on gas and department stores. 1% on everything else. This card was better last year, but last year only had a $150 sign up bonus.

Don't have this card myself, was just explaining what someone else said.

Are there better offers then this that pop up from time to time? Or is 250 / 1000 the standard that people usually get?

Anyone else having trouble getting through? The link for the Preferred Blue Cash keeps directing to an error page. 40 minutes of trying now, about 50 attempts.

Quote from haneyg : Anyone else having trouble getting through? The link for the Preferred Blue Cash keeps directing to an error page. 40 minutes of trying now, about 50 attempts.

SD effect

Your Card Approval!
$150 welcome bonus

Just making sure, the $500 in purchases is not restricted in any way, right? You can spend $500 anywhere u want.

Damn, just got approved for BCE last week

Chatting with a representative, doesn't seem like they are willing to waive the annual fee.

Quote from TheOldinOut : Can anyone confirm that the $75 annual is waived or not for the Amex Blue Cash preferred card? Thanks!

if they still ask for a $75 annual fee this card is no good, that $6000 limit sucks your earnings are really 5%

Damn, I just signed up for the BCE on Jan 21st...

Quote from FrozenBiker : I did the BCE offer ($500/3 months) in December. No problems at all.

hmm, can't believe I missed that. $2K req for $500 bonus?

Quote from Garzilla84 : Chatting with a representative, doesn't seem like they are willing to waive the annual fee.

Amex hardly ever waives annual fees.

Quote from afeef745 : Just making sure, the $500 in purchases is not restricted in any way, right? You can spend $500 anywhere u want.

Yep - just be careful if you're trying to be cute and doing stuff that may get coded as cash equivalents in order to meet spend (aka funding brokerage account, bank account, etc) and get hit with fees.

Quote from niceguywi : Are there better offers then this that pop up from time to time? Or is 250 / 1000 the standard that people usually get?

$250 is about as high as I've seen this particular card.

Quote from GeoffreyN : It may be hard to find someone to answer that since these are both recent products. The application does say this, however: Implying you are eligible for the bonus if you opened the BCE more than 90 days ago. It doesn't specify that you need to close your other open card, so you should receive it if you're approved, IMO, but perhaps you should secure message AMEX before applying.

Amex is generally pretty good if you SM them. But, as with past offers, you generally do not qualify for a bonus if you have a card in the same family, or have had one in the last 90 days. So groupings like charge family, zync/green/gold/plat, and biz/gold biz, and blue cash/blue cash express/blue cash preferred etc are problematic. Reps have been known to interpret the 90 day rule like you have, as in from last app, but there are plenty on FT that have been denied for same family too. This is definitely YMMV if you have another of the same credit family.

Quote from GeoffreyN : My guess is any of the main grocery store chains, and independently owned ones qualify, e.g., Giant, Safeway, C-Town. I'm pretty sure the phrasing is meant to exclude Walmart, Costco, Target, and similar superstores/wholesalers where people buy groceries also.

This all depends how the register is coded. It is even about which section the register is in. You just got to go in and test the various kinds with dummy purchases. At my local super walmart, self checkout no, regular checkout no, pharmacy yes, customer service desk no. Other people have reported similar situations with Target in terms of coding. I have not seen any reports about Costco ever reporting at 5-6% however.

Oh crap I accidentally used my SSN for https://www.creditcards.com/cardmatch - is that ok? What should I do now?