Buying a used car with a lien from a private seller

Hi all. I think I have two questions here. The first one is I am wondering if it is a good buy. I have found a 2009 Honda Civic EX-L coupe for $11,000 with 57,000 miles on Craigslist. KBB has their value for very good at $13,316. The car has a clean Carfax/Autocheck, but has been in an accident. The driver of the car hit an animal, and it was taken to a shop to get repaired. The damage to the car was on mostly all to the body. The hood, lights, radiator support, and grill all had to be replaced. From what I can tell, nothing mechanical was damaged or replaced. So first question, is this a good buy?

Second question: He still owes about $10,300 to his bank. If I decide I want the car, how would I purchase it from him? He told me that "The check or cash would be made out to me and USAA. Once the funds are verified we can go and do the title transfer at the registration office." Does that sound correct?

I've never bought a car before and I have looked into this. From what I've read, we should both go to the bank and I pay the bank. After that, the bank will send me the title via mail.

Any advice is most welcome and if I am missing any information, I will answer questions if needed. I just really would like to do this right and hope to get the best value out of it as possible.

Thank you in advance and have a wonderful day.