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Health insurance not covering medical bill
This is my first post here. Hi everyone.
Ok I need some guidance on this one.
I got into a car accident about 2 years ago. Someone rear ended me and pushed me into the car in front of me. I went to the ER and had back problems since. I got the back problems taken care of from medical treatment about 7 months ago. During my doctor's visits I told the doctor that at 1 point, the pain got so bad on my way to work, that when I got out of my car at work, i fell to the ground and had to go home. The doctor put in the medical notes that I injured my back at work because of that. I guess the nurse also put that in the notes when i made the appointment over the phone that I hurt it at work.
So I got a lawyer to handle all my medical stuff with the insurance company. We ended up settling out of court since the lawyer said the doctor note said I hurt my back at work. The lawyer was unwilling to fight for me, and seemed to be an ambulance chaser for the quick out of court cash. I was sent a waiver to sign and I was told by the lawyer before I signed that all the health insurance fees were taken care of through subrogration process and with my health insurance.
2 days after I signed the lawyer waiver, I got a bill from my health insurance for $9,000 saying that they were not covering the injuries because they happened at work. I did not hurt myself while on the job or on the clock. It just happened to be in the parking lot when I experience the pain, but it was not work related. I tried explaining that to the health insurance but they said they are going off the doctors notes and they will not cover it.
So, I contacted the doctor and they said they cannot edit the medical notes. The doctor said they will write a letter to the insurance company for me indicating that I did not injure myself at work.
They lawyer the whole time is washing their hands of this and will not do anything. They made a phone call and they said that I am responsible for the bill and that I should file a work comp claim. The lawyer said they can help with filing the work comp claim. (I think they set me up with that to try and get more money out of me and I think they lied to the health insurance company).
So I guess I am wondering what to do? Shouldn't the lawyer still be dealing with this as part of the %33 settlement fee? ANY advice is appreciated.
I am really worried I am going to get stuck with the medical bill. I did have full coverage health insurance and it is all covered in the insurance policy, they just won't pay the bill claiming I got hurt at work. It shouldn't matter where or how I got hurt, aren't they responsible to pay either way?
If you do respond, I thank you in advance.
Ok I need some guidance on this one.
I got into a car accident about 2 years ago. Someone rear ended me and pushed me into the car in front of me. I went to the ER and had back problems since. I got the back problems taken care of from medical treatment about 7 months ago. During my doctor's visits I told the doctor that at 1 point, the pain got so bad on my way to work, that when I got out of my car at work, i fell to the ground and had to go home. The doctor put in the medical notes that I injured my back at work because of that. I guess the nurse also put that in the notes when i made the appointment over the phone that I hurt it at work.
So I got a lawyer to handle all my medical stuff with the insurance company. We ended up settling out of court since the lawyer said the doctor note said I hurt my back at work. The lawyer was unwilling to fight for me, and seemed to be an ambulance chaser for the quick out of court cash. I was sent a waiver to sign and I was told by the lawyer before I signed that all the health insurance fees were taken care of through subrogration process and with my health insurance.
2 days after I signed the lawyer waiver, I got a bill from my health insurance for $9,000 saying that they were not covering the injuries because they happened at work. I did not hurt myself while on the job or on the clock. It just happened to be in the parking lot when I experience the pain, but it was not work related. I tried explaining that to the health insurance but they said they are going off the doctors notes and they will not cover it.
So, I contacted the doctor and they said they cannot edit the medical notes. The doctor said they will write a letter to the insurance company for me indicating that I did not injure myself at work.
They lawyer the whole time is washing their hands of this and will not do anything. They made a phone call and they said that I am responsible for the bill and that I should file a work comp claim. The lawyer said they can help with filing the work comp claim. (I think they set me up with that to try and get more money out of me and I think they lied to the health insurance company).
So I guess I am wondering what to do? Shouldn't the lawyer still be dealing with this as part of the %33 settlement fee? ANY advice is appreciated.
I am really worried I am going to get stuck with the medical bill. I did have full coverage health insurance and it is all covered in the insurance policy, they just won't pay the bill claiming I got hurt at work. It shouldn't matter where or how I got hurt, aren't they responsible to pay either way?
If you do respond, I thank you in advance.
