got mine today with the folder also...a lot of the coins are dirty and tarnished which I didn't expect...and the folder has 2 additional spots for a Washington and a Commemorative quarter...which this set does not include.
all my coins were perfect and never used. also got a folder that was damaged and one of the 4 pennies were missing. i called right away and they are shipping me both replacements and told me i can keep the 3 pennies and damaged folder for free
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