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You Need A Budget 4 Personal Finance Software (PC/Mac) EXPIRED

beamscout 140 March 22, 2013 at 11:22 AM in Finance (5) More Steam Deals
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Promoted 03-23-2013 at 06:00 AM View Original Post
Steam has You Need A Budget 4 (YNAB) Personal Finance Software for $20.40. Thanks beamscout

Price Research: Our research indicates that You Need A Budget (YNAB) is $44.50 lower (68% savings) than the next best available price from a reputable merchant with prices starting at $65. - yuugotserved

Original Post

UPDATE: Looks like the sale has been extended another 24 hours!

Popular budgeting software, You Need a Budget (or YNAB) is on sale for $20.40 for 24 hours on Steam.

Read more about YNAB here:
Download Steam here:

Personally, I love the software. Along with the mobile app, its really helped me get my finances back on track.

Check out BTs4me's tips in the wiki for using the app without needing Steam.


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Thanks OP. Wiki instructions worked great.
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Quote from mulliganman View Post :
Thanks OP! Followed instructions in wiki. Worked like a charm.
Awesome! I'm just glad this benefited a few folks.
Make sure you throw some rep BTs4me's way! They're the one that figured out all of that wiki info.

Quote from mattskent View Post :
I've been using YNAB for about a year now and it's given me much greater control over my finances than Mint ever did. It's worth every penny at the usual $60 - this price is a steal.
Agreed. Mint works for some, but I just wasn't one of those people.
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Hmmmm... Valve is subliminally telling me something.
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The problem with using Mint is in the Privacy and Security Policy (

Your data is yours. You can remove it anytime you want. When you request us to delete your account for the Service, your data will be permanently expunged from our primary production servers and further access to your account will not be possible. We will also promptly disconnect any connection we had established to your Account Information and delete all account credentials. However, portions of your data, consisting of aggregate data derived from your Account Information, may remain on our production servers indefinitely. Your data may also remain on a backup server or media. Intuit keeps these backups to ensure our continued ability to provide the Service to you in the event of malfunction or damage to our primary production servers. We also reserve the right to use any aggregated or anonymous data derived from or incorporating your personal information.

And there's also this:

Personal information may be transferred to a third party as a result of a sale, acquisition, merger, reorganization or other change of control. If we sell, merge or transfer any part of our business, part of the sale may include your personal information.

Considering that the purpose of the site is to aggregate all of your financial information (potentially going back many years), I find the policy a bit unsettling.
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Since when did steam sell software?
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Quote from BoldIntrepid View Post :
Since when did steam sell software?
Last fall sometime I believe. Wondering if they'll have a Steam Summer Software Sale this year...
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Quote from Renard View Post :
Can I gift this to the President?
You Need To Fix The Incompetent Republican Mess Yet Again (YNTFTIRMYA) is much better software.
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Will this prevent me from further digital hoarding, or just add to the digital hoard pile?
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I don't have a budget to buy this.
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Highly, highly, highly, highly recommend YNAB! Seriously, can't say enough good things about the software or the people behind it.

We were actually in a good financial situation when we started using it - it's definitely not *only* for people in debt or struggling with money, regardless of what you read.

Compared to Mint (which is what we were using before) it truly forces you to be aware of your spending. Beyond that, it's the only software I've found that has the ability to a) roll over category balances from month to month and b) allow you to live on last month's income.

Examples of what those mean...

a) Say you know you spend $1200 on Christmas presents every year. If you budget $100/month all year long, you'll have your $1200 already sitting in that category (which you can charge your purchases against in the software) when it's time to buy gifts in December.

b) This might not be possible right away for everyone but, basically, whenever you get paid you can allocate the money towards the current month or the next month. Eventually, you'll count everything towards next month. It's genius. At that point, when the 1st of the next month rolls around, you already know EXACTLY what you can spend/budget, since that money is already in your checking account. Furthermore, you can completely automate all bill payment since you're only spending money you already have.

Both concepts may be difficult to grasp by reading about them, but I highly recommend their extensive, awesome - and FREE - training/videos on their website:
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Anyone know how to gift this to the White House? I know someone that needs this.
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I used Mint for 3 years and it's utter crap compared to YNAB.

Amazing deal, wish I could have scored a copy for $20.
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I have created a pretty good spreadsheet in Excel that i use for my expenses. If anyone is interested in it PM me and I can send it to you (for free).
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Dedication is free.
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this is more of a scam. if you can afford this you are not really on a budget
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