If I recently made a purchase through rakuten am I at risk considering I used V.me? Just don't want to have to deal with any headaches. Thanks.
Nobody knows... There are users that placed an order and got their CC compromised including v.me or PayPal or users like me that placed many orders ( 7 or so in the past 4 months) that never had a problem. I always used my BOA Amex and I've seen at least other user saying that he never had a problem using a BOA card. It might be how certain banks flag certain transactions and while I agree there is a problem with raku10 ordering system I think the financial institution is the one that bares the blame. If you guys used a BOA card and got hacked plz post here
Never really put the two together until today... but my last order from buy.com was on November 6th, 2012. It was a marketplace seller. I don't know the exact dates as I cannot access the transaction history anymore, but at some point in early December there were several fraudulent charges made on the same Discover card I used with Buy. Perhaps the two were related?
[QUOTE=Binar;60900820 I always used my BOA Amex and I've seen at least other user saying that he never had a problem using a BOA card. It might be how certain banks flag certain transactions and while I agree there is a problem with raku10 ordering system I think the financial institution is the one that bares the blame. If you guys used a BOA card and got hacked plz post here[/QUOTE]
BOA card user here and no hack. I did how ever run into a issue with by BOA card. I purchase from a store in Canada roughly once per year. Well my order kept getting canceled. They couldn't tell me why, but my CC was rejected. I thought it had something to do with shopsafe. But after doing the order 3 times I called BOA. They thought it was fraud and rejected the purchase. I said it would have been nice to get a phone call, instead of looking like a idiot trying to use my credit card. I had to personally give the ok for the purchase and waive my rights to file a fraud claim.
For many, they can precisely determine that Rakuten Shopping was the source of their credit card fraud. For others, they've had to do further investigating. There are several highly reputable companies in your transaction list. With some searching, I think you'd rule out those very quickly. I'd search the two smaller companies to see if there were any reported cases. If that search turns out negative, I'd look at the facts of the Rakuten Shopping fraud cases:
(1) There was a huge number of reports of compromised credit cards from Rakuten Shopping customers in the month of April. Probably 250+ from SD Users alone, with probably another 2,000-4,000 non-SD users.
(2) The vast majority of the fraud attempts occurred 10-20 days after their Rakuten Shopping purchase. (Yours occurred 18 days after.)
In response to the massive amount of reports of fraudulent credit card transactions that occurred as a result of Rakuten purchases in April, Rakuten strengthened somewhat its security measures which is both good and bad.
The good news for Rakuten is that reports of fraud have been reduced significantly over the past month. They've also been able to escape any blame and having to admit to any security problems at their end.
The bad news for customers is that the root problem hasn't been determined, nor has it been eliminated completely. The reduced number of reports will be written-off, most likely, as insignificant as compared to the large number of transactions that occur at Rakuten Shopping each day. It's important to note that, in addition to the strengthened security at Rakuten, something else also occurred at the same time -- the percentage of customers using more secure methods of payment (PayPal, V.me, VCCNs, etc.) has increased dramatically. Perhaps that too has contributed to the reduction of reports of credit card fraud.
Today, the total number of SlickDeals Registered Users who have reported credit card fraud following a purchase made at Rakuten Shopping is 300.
If I would have saw Rakuten in this, I'd be running a smear campaign for the negligence
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