Discover Card offers $150 Cash Back with their Discover IT Credit Card when you Spend $750 in First 3 Months of account opening. Only valid for new applicants that use this offer link. Thanks Neon22
Editor's Notes & Price Research
TERMS OF CASHBACK BONUS OFFER: Get a $150 Cashback Bonus after you make $750 in purchases within the 1st three months from account opening. Promotional award will be applied within 8 weeks. The promotional award is in addition to the Cashback Bonus earned on all purchases.
***Only valid for new applicants that use this offer link***
FilthyRish ( 10 FilthyRish ) Nov. 6, 2013 at 7:48am
I did finally get my promo changed from 500/100 to 750/150. Well, it was not technically a change in the original promo, but as others mentioned, they put a note in to review after 3 months and if the $750 threshold was met, they would honor an additional $50 cash back. Customer Service rep initially said no so I asked to speak with a supervisor. Original rep came back after speaking with her supervisor and said they could honor the 750/150 promo.[/B]
11/6/13 - I had discover more opened in 2007 with CL of 20k. They approved my IT application for 3k but wanted to close the old one. I asked to keep both to maintain my lenght of credit history. So they reduced my More to $500 from 20k and opened IT for $500. Wierd!. CreditKarma CS 790. ~Katthibabu << So now your Discover MORE card has a CL of $500 and your new IT card with $500 CL? Terrible !! Discover literally humiliated you.
11/5/2013 2048 EST Update: - If you already have a DC you need to call to let them know if you are replacing your existing account of if you are opening an additional one. I called, told them I want a 2nd account and was instantly approved. Online told me to wait 5-7 days. - Bmr4life
For people who went with 500/100 yesterday and want the 750/150 today, you will be unsuccessful based on a very large sample from this thread. If you are willing to lose your dignity you can get 750/125 by complaining a lot and lying. If you can tolerate another hard pull, cancel the 500/100 card and order the 750/150.
Just wasted a hard inquiry on my credit My CS is showing 690 at creditkarma.
^ After calling in to expedite application, I asked the rep to confirm I was approved for Discover it and $150 after $750 in first 3 months promo. She confirmed that it was Discover it and that promo should be whatever I applied for online, and that I could confirm with customer service after I received the card.
Whoever successfully switches to the $150 from the $100, please post here:.
Post your Credit score and your approved credit here
CS: 690 CL: 700
CKarma CS: 720 CL:6500
CKarma CS: 689 CL:3000
CS: 761 CL: 2000
CS: 786 CL: 7000
CS: 760+ CL:6500
CS: 700 CL: 6500
CS: 700 CL: 4500
CS: 760 CL:5500
CS: 720 CL:6500
CreditKarma CS: 735 CL: 6500
CKS: 762 CL: 8500
CS: 743 CL: 4500
CS: >840 CL:6500
Note: You will be declined (with a wasted hard credit pull) if you already have two or more Discover cards.
There is no 0%APR for the $150 CB Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by 2/10/2014; then the standard purchase APR applies. Standard purchase APR: from 10.99% variable to 22.99% variable depending on your creditworthiness.
Details: Cash advance fee: 5%, min. $10. Balance transfer fee: 3%.
For the $100 CB 6months 0%APR Balance transfer fee: 3%.
Intro purchase APR is 0% for 6 months from the date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 6 months from date of first transfer, for transfers under this offer that post to your account by 2/10/2014; then the standard purchase APR applies. Standard purchase APR: from 10.99% variable to 22.99% variable depending on your creditworthiness.
o $150 cash back after you make $750 in purchases within the first three months from account opening.
o Fair. No annual fee. No overlimit fee. No foreign transaction fee. Plus, pay up to midnight ET online or by phone on your due date without a fee. No late fee on your first late payment. And paying late won't raise your APR.*
o Generous. 5% cash back on up to $1,500 in purchases for Online Shopping through December 2013 with free and easy sign-up. And 1% cash back on all other purchases.*
o Plus a Cashback Concierge any time for a 1-on-1 online tour to help you get the most rewards based on how you use your card.
o Human. 100% U.S.-based customer service available any time.
o Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
o 10.99% Intro APR* on balance transfers for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. .