went back when it was busy, and there were multiple cashiers. just used the cashier working on the register with the working ISIS.
I think I'm done for now. 4 accounts is about $800 of profit. woot!
Are you doing it yourself without bringing the account holder with you to the store? What if they ask you for id, are giving them your id? I know, the way it works with mobile wallet is weird to say the least becuase there's no id anywhere, but using someone else's phone in this case is like using someone else's debit card which I'm not sure is allowed. But then again, no name debit cards can be used by anyone
Can someone tell me if I have this right? 77 pages to read ugh. I was able to create acct on verizon phone and sign up for Serve and received my $50 bonus. Now what is the easiest way to take advantage of the $200 for spending $1000? Do I add $200 a day via credit card until I have $1000 and start buying gift cards at cvs? I also read something about back up source. Will this still earn me the $200 without having to add money to the serve account first? ALso, I read chase freedom has a 3% cash advance fee. If I load the serve with the chase freedom will I be charged that fee? Will it be concidered cash advance? In this case would it be best to just load with bank account or debit card? TIA
if you are willing to do that, buying a 1000 serve (plus fee) should work fine (not sure if there might be a limit)
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BTC / LTC for the win!
Now what is the easiest way to take advantage of the $200 for spending $1000?
Depends on how you are defining "easy". Easy like, doesn't take any special effort? or Easy like, I want my cash back as quickly as possible, even if it costs me a few bucks in fees?
Easiest, in my opinion only, is to just link my debit/credit card that I normally use to buy stuff, gas, pay bills, etc. to my Serve and just proceed as normal. Only by using the ISIS app instead of swiping my plastic debit/credit cards, I am getting 20% cash back bonuses on a daily basis. I am also buying misc. gift cards for places that I will definitely be shopping at, in the present or very near future.
Easiest for some others has been to purchase high $$ Vanilla Reload cards with the ISIS, then turn around and add those right back into their Serve acct., then repeat. This is where the "fees" come in. But....you are "re-using" the same money, essentially, over and over to get 20% back.
Do I add $200 a day via credit card until I have $1000 and start buying gift cards at cvs?
There is no reason that I can see to wait until you have $1000 added before starting to buy gift cards at CVS. You can buy a gift card at any time. You don't have to load or add any certain amount of money to begin getting your 20% cash back on purchases. You can actually go buy a couple of $25 gift cards right now, with your bonus $50. You don't even have to add any $$ or have any come from backup source. And in a couple of days, you will get $10 credit bonus back into your Serve account for purchasing the gift cards.
I also read something about back up source. Will this still earn me the $200 without having to add money to the serve account first?
Yes, having the funds for purchases come directly from linked backup source card does indeed earn you the 20% cash back. ALL of my purchases have been made with backup funding (no "add" or "load"). I have received 20% cash back on all purchases.
ALso, I read chase freedom has a 3% cash advance fee. If I load the serve with the chase freedom will I be charged that fee? Will it be concidered cash advance?
It has been reported here in this thread, and in others, that Chase Freedom treats it as purchase.
In this case would it be best to just load with bank account or debit card? TIA
That is a personal preference issue. Most people that are Chase Cardholders preferred to use their Chase to get the Chase benefits.
Last edited by iluvthebeach; 01-02-2014 at 10:35 PM..
An iPhone sim won't work, it is not NFS or Enhanced sim.
I am fairly certain that 2 different ISIS/Serve account holders could use the same ISIS capable phone simultaneously. However, a pre-existing Serve account can't be used to get 20% cash back. See below.
I would think the steps to follow would be:
1) Be SURE you know your email and Password used to set up your own "first" account on the phone, then Log out of the app (go into ISIS app, Settings, scroll down to "log out".
2) Uninstall ISIS app
3) Go to Google Play and "install" ISIS app
4) Follow steps to set up 2nd new account (obviously with the other person, the other SSN). It will be VERY necessary to set up the new Serve account via the ISIS app. I think this is the only way doing this will work.
5) When each person is going to use the account, log into and out of that account in the app. (making SURE you log into each different account with the correct respective email address and password associated with the account to be used)
[COLOR="Red"][SIZE="3"]THIS IS ALL SPECULATIVE!!! HOWEVER SEE EDIT BELOW[/SIZE][/COLOR]
If anyone tries it, perhaps let the rest know the outcome and confirm that you are getting the 20% cash back in both accounts, since the 1/31/14 deadline will be fast approaching.
I just called AMEX Serve. I was right. First rep said "....no....only one account per person....".
Then I explained how I thought it could work for, for instance, a husband and wife to each have their own Serve account, when they only had one ISIS capable phone. I went through the steps, and he agreed that it should indeed work.
What came out of that is also this:
Anyone with an ISIS/Serve account** can log into their ISIS account and use it from ANY ISIS enabled phone with ISIS app installed. What it also means is that if your phone is damaged, lost, or stolen, all you have to do on a replacement/new phone to use your account is to download the ISIS app and log into your account.
Others may have figured all this out already, and I'm surprised it didn't dawn on me earlier on. It may have even been discussed somewhere in the many pages of many threads, but I missed it, so you might have too.
** ISIS/Serve Account - to use the ISIS app and get the 20% cash back, you will need an ISIS/Serve account set up via mobile app on ISIS enabled/capable phone.
NOT JUST ANYONE WITH A REGULAR AMEX SERVE ACCOUNT CAN USE SOMEONE'S ISIS APP AND EXPECT TO GET 20% CASH BACK TO THEIR SERVE ACCOUNT.
tried this but does not give option to setup new acct. after reinstalling. just asks for username and password for existing acct. maybe create acct. online and sign in? Then create serve card?
isis is destined to failed. even with the promise of 20% off it pisses me off. i'm getting declined at Exxon and chevron and then there's the office depot fiasco...
It's freaking terrible.
Google wallet with KitKat is going to crush it this year
i agree. i already mentioned about its failure on previous posts. i just tried to pay my mcdonalds last night. it didn't take it. nothing scanned. no beeps. no error msg. so i had to pay with cash. then i found out that maybe because my phone was trying to connect to mcdonalds wifi network. if i dont confirm (tick to agree), then my internet doesnt work. therefore, failed transaction?
isis app is a very poor written app. there is no interaction. at least it should tell me that there is no working 3g or wifi network for it to work or something. most of the time, you dont even know if the transaction went through unless your cashier told you so. can they just give us some pop up telling that the transaction went through with such and such has been deducted out of balance and so on? transaction history is also something important that it has missed out.
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