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Go with the "K" series chip, it allows you to overclock. Even if you don't have an immediate desire to OC, it might make it a bit more "future proof". For example I bought an i5-3570k about a year ago. I've been running it at stock clocks since. In another year or two I may feel the need to OC it a little if I run into a game or program that's too demanding for it.
Edit: I should mention that the K series chips sometimes have a couple features disabled (look them over and compare the two). Chances are that if you're not a developer then you probably won't need those missing features from the K series. And like the other guy mentioned, K chips are going to have a higher resale value.
Just noticed they added a YMMV
Processor pricing varies by store
Also on Intel processors The K means it is unlocked so you can overclock it.
I bought this last time they had it at 249.99.
I'm running a i7 4770k, asus Z87-Plus, 2x 8gb ram, samsung 840 120g ssd, Cooler Master
Hyper 212 EVO heat sink, evga gtx 780,
This generation of Cpu from Intel is not about faster speeds it is more about running cooler and on less power. So the 4th gen over 3rd gen is a little bit better in performance but a lot better on temperature and power use. My Cpu is running at about 83 degrees Fahrenheit on everyday stuff, gaming only seen hit 105 once.
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