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You Need A Budget 4 (PC Digital Download) EXPIRED

Scratches 46 121 January 1, 2014 at 12:23 PM in Online Only (5) More Steam Deals
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Promoted 01-02-2014 by Discombobulated at 07:26 AM View Original Post
Steam.com has You Need A Budget 4 (PC Digital Download) on sale for $14.99. Thanks Scratches

Note, offer will end at 10AM PST

Deal Editor's Note: This program was nominated as the "Best Budgeting Program" across the internet community and reviewed by many websites such as: Lifehacker, About.com, & Mac.Appstorm. The software focuses you on the foundation of your finances: the Budget. This software originally retails for $60, so grab it today at a 75% discount. - Discombobulated
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Edited January 1, 2014 at 02:18 PM by BostonGirl
YNAB 4 (You Need A Budget) software is $14.99 on Steam [steampowered.com] [steampowered.com] sale (75% off)
It is normally $60.

I've been looking for budgeting software for a month or so but have been scared off by some reviews on other software. I stumbled on this today and saw it has great reviews overall and thought i'd share.

It runs on Windows or Mac and syncs to the cloud (through dropbox) for easy access with their great Android or iOS apps.

First post, sorry if it's not exactly right! I hope someone else finds this useful.
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Last Edited by GGDragon January 2, 2014 at 10:05 PM
NOT DEAD. Just ordred 7:34 cst

Pros: pro-active budget tracking, forces you to plan for your spending rather than just passively monitor your past spending, which Mint does well in that regard.

Cons: forces you to micro-manage your budget and transactions if you want to fully utilize this software

Be aware that this does NOT link / auto-import transactions (ala mint) you must hand enter everything or do the .csv download/upload rigamarole - some see this as a benefit, but if you have a married couple both having to get every transaction back into a system like this on top of your other daily activities, this is going to quickly become frustrating. Look at mint.com or Quicken Starter Edition ($29) with Direct Connect features.

--
Just a user note: Guys this is an excellent program and well worth it IMO. Take note that it may affect your impulse spending habits on SD. It has helped me keep track of where money is going versus just looking at my bank account and thinking I have enough. Great online live training too. I found this program by looking at Amazon and this was the highest rated. I paid much more for this...

---

Setting a budget is good practice. Mint.com is a good free alternative. If you feel uncomfortable about linking bank accounts, just know that you can still use Mint.com without linking them by putting in transactions manually. That might actually help see where all your money is going and in turn help your financial situation.

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#4
I still haven't touched my copy from last year. laugh out loud
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#5
I've been in a desperate need of organizing myself being more active in everything (and stop being so lazy most of the time), always on focus and be smarter.

Will this program change me to the better person I always dream of?

And 15 dollars.... doesn't sound so slick either... =/
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#6
Quote from QuickStriker View Post :
I've been in a desperate need of organizing myself being more active in everything (and stop being so lazy most of the time), always on focus and be smarter.

Will this program change me to the better person I always dream of?

And 15 dollars.... doesn't sound so slick either... =/
its a glorified excel spreadsheet. that being said...I like it
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#7
Quote from astromanic View Post :
its a glorified excel spreadsheet. that being said...I like it
Yes and no... It does a speadsheet-like interface, but the UI is way more intuitive, has cloud backup, app access, and an "envelopes" method behind it. I've been using it sucessfully for a couple years now and highly recommend it (especially at this price!)
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#8
heck yeah, my trial version ran out this week and I was about to buy this full price! I still track my investments in quicken, but this is so much better for tracking daily expenses. I can load the mobile app on my wifes phone and my own phone and we enter our receipts as the day goes and every device updates in almost real time. Thanks OP for posting!
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#9
Quote from QuickStriker View Post :
I've been in a desperate need of organizing myself being more active in everything (and stop being so lazy most of the time), always on focus and be smarter.

Will this program change me to the better person I always dream of?

And 15 dollars.... doesn't sound so slick either... =/

I just went through their FREE Getting Started video class this morning and it was awesome! They really want to show you not just how their software works, but what budgeting is supposed to help you accomplish. They do have recorded videos, but I liked my live class w/ instructor better since there's opportunity to ask questions. The original price of this software is $60 so 75% off is a deal when they include all this free information, desktop software, and mobile apps.

Glorified spreadsheet my booty!! Neither Quicken, Excel, or Bill Gates has ever explained the concepts of why You Need a Budget. Wink


Here is a link to the recorded videos and live classes:
http://www.youneedabudget.com/sup...-materials

Here's a link to the 4 YNAB rules of budgeting:
http://www.youneedabudget.com/method
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#10
What about mint.com its free.
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#11
Quote from CSIG1001 View Post :
What about mint.com its free.
Mint requires you to link your bank account (give Mint your online bank passwords) which makes it automatic which is nice. I personally save a lot more when I have to manually put in the money I spend in different categories.

Also, I'm always worried when I am forced to put in banking information in any software.
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#12
Just bought it for 30 the last time it went on sale... Haven't started using it until today either
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#13
Glad I waited until today. It was $25 throughout Christmas and the sale ends tomorrow.
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#14
My wife and I were okay about saving money and budgeting and used to use Mint and similar programs, but we picked up YNAB on the last sale and have been using it diligently ever since. It's a great tool if you use it correctly.
Reply Helpful Comment? 0 0
#15
Just brought it but can't seem 2 find the mobile app for that program!!
Reply Helpful Comment? 0 0
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