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Discover is discontinuing their Virtual Credit Card (VCC) system, Secure Online Account Numbers

TofuVic 14,010 16,943 January 7, 2014 at 03:17 PM
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Last Edited by TofuVic January 7, 2014 at 03:41 PM
Hello, I hope you are doing well.

Discover is discontinuing their Virtual Credit Card (VCC) system, Secure Online Account Numbers.

Quote :
We write to inform you of the discontinuation of our Secure Online Account Number program. Effective February 6, 2014, you will no longer be able to create new Secure Online Account Numbers. And effective March 15, 2014, Discover will no longer be offering this service to our cardmembers and all existing Secure Online Account Numbers will no longer be active.
For your convenience, you can continue using any of your existing secure online account number(s) through March 15, 2014, or until your card account number or expiration date changes for any reason, whichever comes first.
As always, you are never responsible for unauthorized charges with our $0 Fraud Liability Guarantee, so be sure to update your account information for all of your future online purchases with Discover.
My favorite VCC program is still the one run by Citi Card, but Discover discontinuing theirs is bad news because other credit card issuers may follow the trend.

Tofu Vic

31 Comments

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#2
Heads up:

Discover Card is discontinuing Secure Online Account Numbers on 3/15/2014

Important Information About Your Secure Online Account Numbers
We write to inform you of the discontinuation of our Secure Online Account Number program. Effective February 6, 2014, you will no longer be able to create new Secure Online Account Numbers. And effective March 15, 2014, Discover will no longer be offering this service to our cardmembers and all existing Secure Online Account Numbers will no longer be active.

For your convenience, you can continue using any of your existing secure online account number(s) through March 15, 2014, or until your card account number or expiration date changes for any reason, whichever comes first.

As always, you are never responsible for unauthorized charges with our $0 Fraud Liability Guarantee, so be sure to update your account information for all of your future online purchases with Discover.
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#3
blargh. they attempted to do this back in september of 2011. then they brought it back two months later after significant customer feedback.

i'll miss this service.
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#4
sucks!
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#5
So it is only Citibank now?
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#6
Discover is ending it's random card number generating service:
"We write to inform you of the discontinuation of our Secure Online Account Number program. Effective February 6, 2014, you will no longer be able to create new Secure Online Account Numbers. And effective March 15, 2014, Discover will no longer be offering this service to our cardmembers and all existing Secure Online Account Numbers will no longer be active."


Looks like we seen this dance before back in 2011, they ended in August then brought it back in Oct.


http://www.mybanktracker.com/news...t-numbers/

Not sure this will be permanent. This does take a way a great feature of Discovercard.
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#7
Not a hot deal still in Hot Deals forum ... ?
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#8
Thats not cool
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#9
oh well i still got shopsafe
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#10
I can see why they did it, they probably were not saving any more money then the fraud they had to pay for. Plus it probably encourages risky behavior more than not offering it, which was nice on a few deals from questionable places, but I guess I have been too lazy to use it.
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#11
No too big a deal since everyone still has zero liability regardless. Recently, SOAN became a hassle once sites stop remembering your 3 digit cvv and you had to make a new SOAN to replace the other SOAN with the unknown random cvv.
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#12
This sucks. I'll have to take my business elsewhere. Anybody have any favorites that DO secure account numbers as easily as Discover did?
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#13
Yeah, this sucks. I'll have to take my business elsewhere. Anybody have any favorites that DO secure account numbers as easily as Discover did?
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#14
Quote from whazupkids View Post :
Yeah, this sucks. I'll have to take my business elsewhere. Anybody have any favorites that DO secure account numbers as easily as Discover did?
If you have PayPal get their Prepaid Debit card and you can fund it with your PayPal Account and it lets you create as many Virtual cards as you want.
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#15
They did this last year too. There was a lot of feet stomping and they put a stay of execution on it.
Guys they are going to flip the switch for real this time unless enough ppl complain.
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