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Amazon Special Offer: Payment Plan (being offered again) for Kindle E-Reader or Kindle Fire Tablets to Select Users (YMMV)

wolfy12 2,326 6,241 March 6, 2014 at 09:57 AM in Your Mileage May Vary (YMMV) (6) More Amazon Deals
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Last Edited by DeividdoSama March 6, 2014 at 11:36 AM
Hello!

I was perusing The Amazon Kindle Page and noticed this banner across the top in a Orange color:
"You're eligible for an exclusive offer. Get Kindle now—pay 20% at checkout, and pay the balance in four monthly installments. Limit 1 per customer". (I clicked on "Learn More" and got to the next page with the following information below) This is YMMV - Smilie

Not bad for those that might need financing?
Pretty much the same as the special financing Amazon presented back in December - here is the thread: http://slickdeals.net/f/6556948-amazon-special-offer-payment-plan-for-kindle-fire-hdx-to-select-users-ymmv?v=1

Get Kindle Now, Pay Over Time
A New Convenient Way to Pay
Make your first payment at checkout. Pay the remaining balance in four equal monthly installments.

No interest
No finance charges
No hidden fees
No credit check or application required

How it Works
To get started, click on the button below. Add any eligible Kindle e-reader or Kindle Fire tablet to your cart. At checkout, we’ll charge 20% of the device price, plus any applicable tax and shipping charges in full. The remaining balance will be automatically billed to your credit card in four equal installments every 30 days. This offer is limited to one Kindle e-reader or Kindle Fire tablet per customer.

Here is the Link to the Offer Page for the information above - I believe you might need to be logged into get to it:
http://www.amazon.com/gp/feature....1002339241

This is the page on Amazon I was perusing where I noticed the banner where it said I was eligible - I clicked on "Learn More":
http://www.amazon.com/gp/product/...tab_kstore

Terms and Conditions:
Terms and Conditions:
  • This offer applies only to new Kindle e-readers and Kindle Fire tablets sold and shipped by Amazon Digital Services.
  • This offer is limited to one device per customer; offer applies to the lowest priced qualifying item in your cart at time of checkout. This offer is not transferable.
  • To be eligible for this offer, you must reside in the United States of America, your Amazon.com account must have been active for at least two years and you must have a valid credit card associated with your Amazon.com account that expires no earlier than June 30, 2014. Residents of Florida and the District of Columbia are not eligible for this offer.
  • Offer good while supplies last. We reserve the right to cancel this offer at any time.
  • You agree to pay the full price of the qualifying Kindle device you selected in five equal monthly payments. No interest or finance charges apply to this offer. Any interest, finance charges or fees assessed by the issuer of the payment method to which payments are charged may still apply. Any applicable tax and shipping charges will be assessed when you check out and will be due in full when you make your purchase. Your payment schedule is:
Payment Due Date
Initial Payment Purchase Date
First Payment 30 Days from the Purchase Date
Second Payment 60 Days from the Purchase Date
Third Payment 90 Days from the Purchase Date
Fourth Payment 120 Days from the Purchase Date
  • You authorize us to charge each payment to the credit card you use to make your initial payment or, if we are unable to complete a charge using such credit card, to any other credit card we have on file in your Amazon.com account. Please do not use a debit card to make your initial payment. You agree to maintain in your Amazon.com account at least one valid credit card that expires no earlier than 20 days after your last payment due date.
  • You may prepay the full remaining balance of your purchase at any time, but you may not prepay a portion of the remaining balance.
  • If we are not able to charge any payment to a card on file in your Amazon.com account, our remedies will include the right to deregister your Kindle device, which will block your ability to access Amazon content from your Kindle device, and suspend or terminate your Amazon.com account. You agree that we and our affiliates have no liability related to the exercise of these remedies.
  • This offer and your purchase of a Kindle device, including any dispute or claim relating thereto, are subject to the terms in the Amazon.com Conditions of Use, including the binding arbitration, governing law, disclaimer of warranties, and limitation of liability terms therein.
  • Any return of a Kindle device purchased through this offer, and the amount of any resulting refund, will be subject to our standard returns policy. The remaining balance of your purchase will be deducted from any refund.
  • If you receive a replacement Kindle device from Amazon under our warranty service, you are still responsible to pay the remaining balance owed on your purchase.
  • This offer may not be combined with other offers.
  • Void where prohibited.
  • Taxes may apply in certain jurisdictions
.
Use of Kindle is subject to the terms found here.
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37 Comments

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#2
Thanks!
Reply Helpful Comment? 0 0
#3
in my opinion anyone who need a payment plan to pay for a Kindle should rethink whether they should buy it.

An $200 kindle device finance over 120 days.. given the best bank account with 2% interest top, your saving is $2 top. Am I missing something ???

Why not just go find a $10, $20, $30 coupon at staples or best buy or some other deal?!
wouldn't it better off to just get discount and buy it from staples like this deal?
http://slickdeals.net/permadeal/115378/staples---staples-coupon-extra-30-off-149-tablets-kindle-fire-tablets-16gb-hdx-7-1920x1200-169-16gb-hd-7-1280x800
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#4
Quote from keung View Post :
in my opinion anyone who need a payment plan to pay for a Kindle should rethink whether they should buy it.

An $200 kindle device finance over 120 days.. given the best bank account with 2% interest top, your saving is $2 top. Am I missing something ???

Why not just go find a $10, $20, $30 coupon at staples or best buy or some other deal?!
wouldn't it better off to just get discount and buy it from staples like this deal?
http://slickdeals.net/permadeal/115378/staples---staples-coupon-extra-30-off-149-tablets-kindle-fire-tablets-16gb-hdx-7-1920x1200-169-16gb-hd-7-1280x800
Yeah, how exactly is this a deal? If you need to finance a damn Kindle, I would worry about putting food on the table first.

Edit: yeah I know you can factor in the present value of money and ration that less cash upfront now means more money possible to be invested, but still isn't all that great.
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Last edited by Chairman0Wang March 6, 2014 at 11:30 AM
#5
In my opinion if someone wants to buy a kindle over 5 payment with no interest that's their business. Thumbs up!
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#6
Well, considering that an almost top-of-the-line Kindle Fire HDX 8.9" 64GB 4G LTE w/ special offers (to take advantage of the limited-time special offers) costs $579 plus tax, this might not be a bad approach to getting something right away and paying for it over the next 4 months...
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#7
If I didn't already own the current kindle and was looking to upgrade.. why not take advantage of this deal? I have the ability to buy it outright now, but if they allowed interest free financing... I would have no problems with that at all.
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#8
Quote from BKA View Post :
In my opinion if someone wants to buy a kindle over 5 payment with no interest that's their business. Thumbs up!
Quote from tsy87 View Post :
If I didn't already own the current kindle and was looking to upgrade.. why not take advantage of this deal? I have the ability to buy it outright now, but if they allowed interest free financing... I would have no problems with that at all.
Exactly. This has nothing to do with being able to afford it or not. It's interest free, and people will make their money work between payments.

Anyone know how soon the new kindle paperwhite might receive a refresh? If I really wanted one, I should have jumped on the $99 deal a few days ago.
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Last edited by darkslide29 March 6, 2014 at 12:57 PM

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#9
Could you apply the $50 credit you get when you apply for the Amazon Rewards visa? Would make it even easier to pay the installments. I can afford to buy a PW outright, but why not do it like this? I say can afford it because well, to be honest, I'm not a baller lol. If i spend $100 on something I don't need and get a flat tire on the way home tonight, I'll hate myself.

Whatever it takes to make myself feel better haha.
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#10
Quote from darkslide29 View Post :
It's interest free, and people will make their money work between payments.
The amount of work a few hundred dollars will do in a few months is trivial. You'd be far better off spending your time on actual paid labor, even mechanical turking is probably more lucrative than the effort required to get a sliver of interest on a tiny sum.
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#11
Quote from flancrest View Post :
The amount of work a few hundred dollars will do in a few months is trivial. You'd be far better off spending your time on actual paid labor, even mechanical turking is probably more lucrative than the effort required to get a sliver of interest on a tiny sum.
If you are already buying this then this is a non-issue. Simply have more time to pay for it. It takes 30 seconds extra accepting the offer and auto deducted from your CC. What time?

You are spending time arguing about this, but your time would be better spent mechanical turking, no?
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#12
Quote from darkslide29 View Post :
Exactly. This has nothing to do with being able to afford it or not. It's interest free, and people will make their money work between payments.
Exactly on this exactly. Smilie

I can see others criticizing if Amazon was applying some finance charge or what'not but it's the same price either way. I'm not in the market for this product but if I was I more likely click the payment option then buying all at once. It just seems best to always spread the cost if possible.
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#13
The issue I see is that if I buy it at one time on my CC, I get an extended warranty for free. If it's broken into 5 different payments, that perk is gone...
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#14
Quote from iamandrewz View Post :
Could you apply the $50 credit you get when you apply for the Amazon Rewards visa? Would make it even easier to pay the installments. I can afford to buy a PW outright, but why not do it like this? I say can afford it because well, to be honest, I'm not a baller lol. If i spend $100 on something I don't need and get a flat tire on the way home tonight, I'll hate myself.

Whatever it takes to make myself feel better haha.
Just an FYI: I would really consider an alternate card to the Amazon card. A $50 bonus is not worth to open up a credit line. You can easily do much better. There are deals on SD all the time. One could argue that the cash back % bonus on the Amazon card is higher than most other cards, it's easily offset by the lack of a bigger opening bonus on other cards.
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#15
Just 2 days ago, Paperwhites and Kindle wi-fis were $20 cheaper at Amazon. Right now you can get $30 off the Fires at Staples. So, yes it cost more to make payments.
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