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$150 cash bonus for opening Alliant checking account

pbj82 244 44 September 16, 2014 at 09:15 AM in Finance (3)
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Recieved this via email yesterday. Seems like a fairly easy $150 (a few requirements outlined below) and I've had good experiences with Alliant in the past (have a credit card with them).

https://www.alliantcreditunion.co...gn=CHEK002 (link directs you to online login. must be an alliant member which is free)

Here's how to get $150...

1. September 2 to October 31, 2014 – Open an Alliant Checking account AND
2. By November 14, 2014
  • Make at least one purchase with your Alliant Visa® Debit Card
  • Make at least one payment using Alliant Bill Pay
  • Meet the two easy requirements of High Rate Checking:
o Opt out of paper statements AND
o Make at least one monthly electronic deposit (direct deposit, payroll deposit, ATM deposit, or transfer from another financial institution)

With Alliant checking, you can earn 7x the bank national average on your account,2,4 and you get access to 80,000 surcharge-free ATMs,5 online banking, mobile banking apps6 and a Visa® Debit Card - all for free, with no monthly service fees on your account.

$150 bonus offer is available for new checking accountholders only, including Free Teen Checking.1,2 One $150 bonus per member.2

Offer ends October 31, 2014.

Use promo code CHEK002.

To apply online, you must first log in to Alliant Online Banking. Then select "Open an account" on the right menu and follow prompts. For personal assistance call 800-328-1935 or visit an Alliant Branch.

FINE PRINT:
1 To qualify to receive the $150 bonus deposit, member must open an Alliant checking account between September 2, 2014, and October 31, 2014, and complete the following three actions by November 14, 2014: (1) meet the requirements of Alliant High Rate Checking; (2) make at least one signature- or PIN-based purchase with the Alliant Credit Union Visa Debit Card; and (3) make at least one online bill payment using the free bill pay service in Alliant Online Banking. This bonus deposit offer is not applicable to those who opened an Alliant checking account prior to September 2, 2014, or those who open Alliant checking after October 31, 2014. No minimum balance required to earn the bonus. Offer cannot be used in conjunction with any other checking offer. One $150 bonus deposit per member. Once we verify qualifications, we will deposit the $150 bonus deposit directly into the member's account. Deposit will be made by November 28, 2014, and appear on your November 2014 eStatement. Check the status of the bonus deposit on Alliant Online Banking. The $150 bonus deposit is considered as taxable income and will be paid as a special dividend and reported on IRS Form 1099-INT. This account must remain open for at least six months or the bonus amount will be subtracted from your checking or savings account upon closing. The August 2014 High Rate Checking dividend is 0.65% APY. APY is accurate as of the 06/19/2014 dividend declaration date. No minimum balance required to earn the dividend. Dividend may change after account is opened and is subject to change monthly. When applying for your checking account, use promo code CHEK002.

2 High Rate Checking dividends are paid on the last day of each month to checking accountholders who have opted out of receiving paper statements (receive eStatements only) and have a recurring monthly electronic deposit to their Alliant checking account each month (e.g., a direct deposit, payroll deposit, ATM deposit, mobile check deposit or transfer from another financial institution). Otherwise, Alliant checking accounts do not earn a dividend. Checking dividend may change after account is opened and is subject to change monthly. There is no minimum balance requirement to open an Alliant checking account or to earn the stated APY. Alliant checking is free; however, if incurred, fees such as a stop payment or NSF fee will apply. Please refer to the Alliant Fee Schedule for a list of these types of fees. Account is subject to approval. We may not open checking for you if you do not meet Alliant criteria.

3. Alliant eStatements are free. A fee will apply if you choose to receive your account statement in paper form. Refer to the Fee Schedule. To avoid the paper statement fee, log in to Alliant Online Banking to change your statement preference to eStatements.

4 Based on Alliant’s August 2014 High Rate Checking rate of 0.65% APY vs. the bank national average checking rate of 0.09% APY as of 08/01/2014 sourced from National Association of Federal Credit Unions in cooperation with SNL Financial and Datatrac Corp.

5 Surcharge-free ATMs include Alliant-owned ATMs and ATMs that are part of the Alliance One, Allpoint, Bank of the West, CO-OP Network, Credit Union 24 CU Here and Publix Presto networks. Transactions performed at other ATMs may be subject to the ATM owner’s surcharge fee. Not all ATMs accept deposits. Please see our online ATM Locator for a list of ATMs that accept deposits or are surcharge-free.

6 You must meet certain criteria for mobile check deposit. Limitations apply. Mobile check deposit requires a camera-enabled device. Data and text charges may apply. Check with your mobile provider.
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Community Wiki

Last Edited by MIAMIGUY305 October 29, 2014 at 03:15 PM
DECLINE OPTION TO OPEN ACCOUNT DURING SIGN UP!! There is no option to input the promo code when signing up. After signing up, click on the "Accounts" tab, scroll down click on "Open an Account" on the bottom right side of the page under "New Accounts". There you will have an option to enter the promo code before opening a checking account.



Fyi. I called to ask about this promotion. They said it was not in the system. It might be user specific.

I applied 9/26/14 and there was a box for a promo code. I already had an Alliant savings account.
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106 Comments

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#3
FYI: Opening a checking account will put a hard inquiry on your credit. For many, it's worth it for $150.
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#4
Quote from pbj82 View Post :
(link directs you to online login. must be an alliant member which is free)
How do you become a member if you aren't already. I tried the new user set up and it asks for the account number.
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#5
Quote from gotfrank View Post :
FYI: Opening a checking account will put a hard inquiry on your credit. For many, it's worth it for $150.
curious if/how you confirmed this? given that i'm an existing customer and that they pulled my credit when i joined and opened up a credit card i would think they would already have my credit on file and not need to re-pull
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#6
Quote from alex_ro View Post :
How do you become a member if you aren't already. I tried the new user set up and it asks for the account number.
http://www.alliantcreditunion.org...igibility/

further details from the link shown below. To be honest, I don't remember checking their requirements before becoming a member, I applied for their credit card and instantly became a member along the way.

Who can Join Alliant Credit Union?

Alliant membership is an exclusive benefit available to individuals who meet one of the following eligibility requirements:
oAny employee or retiree of a Qualifying Company
oAny member of a Qualifying Organization/Association
oAny person who lives, works or worships in a qualifying Chicagoland Community
oAny member of Foster Care to Success
oAny relative or person related by blood or law to an existing Alliant member
oDomestic partners of unmarried members

Membership lasts a lifetime
A member retains their membership on the basis of "once a member, always a member" status. If membership is established by a child 12 years or younger, a parent member must sign for the child.
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#7
Quote from pbj82 View Post :
http://www.alliantcreditunion.org...igibility/

further details from the link shown below. To be honest, I don't remember checking their requirements before becoming a member, I applied for their credit card and instantly became a member along the way.

Who can Join Alliant Credit Union?

Alliant membership is an exclusive benefit available to individuals who meet one of the following eligibility requirements:
oAny employee or retiree of a Qualifying Company
oAny member of a Qualifying Organization/Association
oAny person who lives, works or worships in a qualifying Chicagoland Community
oAny member of Foster Care to Success
oAny relative or person related by blood or law to an existing Alliant member
oDomestic partners of unmarried members

Membership lasts a lifetime
A member retains their membership on the basis of "once a member, always a member" status. If membership is established by a child 12 years or younger, a parent member must sign for the child.
It turns out that I won't qualify. Still TU and repped for the effort and for answering my question.
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#8
Quote from gotfrank View Post :
FYI: Opening a checking account will put a hard inquiry on your credit. For many, it's worth it for $150.
Are we certain it's a hard pull? Most checking accounts these days are a soft pull, unless you opt for overdraft protection.
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#9
Quote from alex_ro View Post :
It turns out that I won't qualify. Still TU and repped for the effort and for answering my question.
sorry to hear. what's really strange is that I just went through their eligibility form and I do not fit any of the criteria. i must have automatically became a member when i signed up for a credit card from them in the past.

anyway, may be worthwhile calling them up and seeing if they can make an exception. also,you can qualify to apply for membership by making a donation to Foster Care to Success. They provide instructions when you walk through the eligibility webform on their website.

Foster Care to Success (FCS) serves thousands of foster teens across the U.S., focusing on those who are "aging out" of the foster care system.

By making a $10 or greater donation to the Foster Care to Success you will become a member of FCS and may receive literature and other information from FCS. FCS does not sell its member's information to any third party.

FCS helps foster teens become successful adults by:
oAwarding grants and scholarships for higher education.
oProviding care packages, mentoring and internships.
oRaising awareness of the challenges faced by youths leaving the foster care system.
oCreating opportunities for citizens, business and civic organizations to volunteer
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#10
Quote from m0n0xIDE View Post :
Are we certain it's a hard pull? Most checking accounts these days are a soft pull, unless you opt for overdraft protection.
Seems like every time there is a discussion about Alliant credit union, everyone said when opening checking account, it has hard pull. For that many years, no one mention it has anything to do with overdraft protection.

Anyway, for this deal, if it is open for new member, you need to visit their website to signup for member first before open account? So OP link only for existing member that don't have checking account (which I assume is rare)?
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#11
Quote from m0n0xIDE View Post :
Are we certain it's a hard pull? Most checking accounts these days are a soft pull, unless you opt for overdraft protection.
that's been my experience / understanding as well.
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#12
What's the easy way to become member?
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#13
You can join "network professional association" for free if you are qualified.
http://www.npa.org/
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#14
Do you have to do all of those things?
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#15
Quote from alex_ro View Post :
It turns out that I won't qualify. Still TU and repped for the effort and for answering my question.
You can make a $10 donation to Foster Care to Success to qualify for membership.
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