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Manufactured Spending

Meadowlands 1,113 61 January 9, 2015 at 08:10 AM
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Hey guys,

Hoping this kind of discussion is allowed here (If not please delete).

Since CVS stopped taking CC's for VR's and Amazon Payments no longer an option, are there any other ways to MS other than buying gift cards and loading them onto BB at Walmart or using them to buy MO's?

14 Comments

1

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#2
evolve money is a decent option right now to load up with credit cards and pay bills like mortgage and utilities. Not sure if you can send yourself or family members a check
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#3
I have a bank account added to my Paypal Account. Not seeing anyone talking about buying Paypal Preload Cards and then transferring to bank account. Has anyone tried this? It is pretty easy to have the balance withdraw limit lifted on Paypal and if there are truly no fees to send the money electronically to my bank account and then pay bills, I am not seeing the drawback. But then if it is that easy, I am wondering to myself why no one else is raving about how easy it is to MS with Paypal...

Maybe I am out thinking myself.
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#4
Quote from TNMike View Post :
I have a bank account added to my Paypal Account. Not seeing anyone talking about buying Paypal Preload Cards and then transferring to bank account. Has anyone tried this? It is pretty easy to have the balance withdraw limit lifted on Paypal and if there are truly no fees to send the money electronically to my bank account and then pay bills, I am not seeing the drawback. But then if it is that easy, I am wondering to myself why no one else is raving about how easy it is to MS with Paypal...

Maybe I am out thinking myself.
May try this out. Seems very plausible
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#5
Paypal is renowned for shutting down MSers AND tying up large amounts of funds for a long period of time. Proceed with caution and make sure you can float whatever you are playing with for a few months.
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#6
i think with Serve you can load 2k with a credit card and 5k in visa gift cards

look up the thread on flyertalk and read the wiki
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#7
I heard now that Target has something called Redbird (like blue bird) but it is not available in all states yet.

Quote from leejinwen View Post :
i think with Serve you can load 2k with a credit card and 5k in visa gift cards

look up the thread on flyertalk and read the wiki
Yes, but don't you have to go to Walmart to load them?
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Last edited by Meadowlands January 9, 2015 at 12:26 PM
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#8
Quote from Meadowlands View Post :
I heard now that Target has something called Redbird (like blue bird) but it is not available in all states yet.



Yes, but don't you have to go to Walmart to load them?
Can add your cc and do it from your account. Works for my chase cards and doesnt count it as cash advance. However can only do $200 a day/1000 a month
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#9
Quote from TNMike View Post :
I have a bank account added to my Paypal Account. Not seeing anyone talking about buying Paypal Preload Cards and then transferring to bank account. Has anyone tried this? It is pretty easy to have the balance withdraw limit lifted on Paypal and if there are truly no fees to send the money electronically to my bank account and then pay bills, I am not seeing the drawback. But then if it is that easy, I am wondering to myself why no one else is raving about how easy it is to MS with Paypal...

Maybe I am out thinking myself.
I second being cautious with paypal. I had my account suspended at one point in time, well it's still closed actually. It was during the paypal free readers at staples. I bought a bunch of those and they got mad at me. I've tried to stay away ever since.
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#10
Thanks for the words of Caution, I found several forums singing the same tune so I have backed off of that idea and moved over to using Serve. My phone came with softcard pre-instaled so it seems like I will be able to move at least a portion of the funds fairly easily.
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#11
Serve seems to be the only way left with a means to liquidate. And some say it can charge as a cash advance so I don't know how well Serve is for each card.
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#12
Quote from bta15 View Post :
evolve money is a decent option right now to load up with credit cards and pay bills like mortgage and utilities. Not sure if you can send yourself or family members a check
Evolve only allows you to use 4 debit card charges per month, now. Also, despite the fact that I did "only" four every month, I'm not allowed to make payments towards a certain bill (my utility bill), any more. "Excessive" use, they said.
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#13
For those who can find Reloadits at grocery stores with values up to 500 and 950 that you can buy with CCs, these can be loaded to Serve up to $5k per account per calendar month. With regular Serve, CC and DC loads are up to 200/day max 1K per calendar month but if you register for Serve-Softcard, CC and DC loads are increased up to 500 per day up to 1500 per calendar month.

Serve, Bluebird or Redcard are all amex prepaid products and we can only have one of them with our SSN, no limit per household.
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#14
Quote from ubiquitous View Post :
Serve seems to be the only way left with a means to liquidate. And some say it can charge as a cash advance so I don't know how well Serve is for each card.

"As of 10/09/14, coding of credit card loads changed. In general, Mastercard and American Express cards post as before; see below for information on point earning. Visa cards transact as a cash advance and, therefore, require available CA limit; although most cards post as a purchase.

The Chase Ink Bold is a charge card and has no cash advance ability.

Treated as purchase, earns cashback/points/miles: •Bank of America (FIA) (MasterCard, American Express)
•Barclaycard (Mastercard, Visa)
•Capital One (Mastercard, Visa)
•Chase (MasterCard, Visa)
•Citi (MasterCard, American Express)
•Discover

Treated as purchase, but doesn't earn points/miles:•American Express (May count toward minimum spend)

Posts as a cash advance:

•Bank of America (FIA) Visa
•Citi Visa
•PNC Visa
•US Bank Visa"
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Last edited by BuffTheo January 11, 2015 at 03:33 AM
#15
Some good info.

I tried to do my 1st vanilla- walmart.. she told me they wont take credit cards to load anymore- only debit cards.
So that leaves AMER 1k a month. serve. that is as good as it gets.

somehow tho in all the commotion my balance is bumped up-so even tho I thought I was winning- maybe I dont win.
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