Am I stupid for being too honest?
The vendor took their sweet time shipping and even though I ordered on a Saturday, I should have had the item no later than the next Wednesday. Wednesday came and went and by the following Tuesday I had had enough. The vendor refused to provide a tracking number and I was sure they were lying about sending the item. I could see they charged my card though.
So I contacted the CC company and disputed the charged. I received an on the spot permanent credit. So of course the next day the item came in the mail.
I contacted the CC company again and told them.
Am I stupid to be honest, could I have just got the item for free? It was a $50 item. I didn't want to abuse the system, the item did come and it was as described. But I see people all the time in hot deals talk about ripping off different systems. So I wondered.
I don't know how it would have impacted the merchant. Does the CC company eat the cost or take it back from the merchant? In any case, I did the right thing but I feel a little stupid for being honest.