Forum Thread
American Express Giftcards Discounts, Deals and Coupon Codes

Which travel/cash-back credit card to choose or any recommendations?

RunningChicken 4 18 August 17, 2015 at 07:21 PM in Finance (4) More American Express Giftcards Deals
Deal
Score
0
2,166 Views

Thread Details

I’m choosing a travel/cash-back credit card with no annual fee for daily use and about to apply for Barclay Arrival with its 20K miles regular offer. However, I received a newsletter this morning saying BOA had started 20K points limited time promotion for BOA Travel. The reason why I passed BOA Travel and AmEx Blue Cash was their available offers just valued at $100 then.

With the new offer jumping out, I just want to think it twice before my action. Does anyone here recommend competitive offers of other cards with no annual fee and/or no foreign transaction fees? Enclosed are offers I've got.


rclay Arrival [uot;https]
  • Get 20K miles (Redeemable for $200 travel statement credit) after spending $1,000 in 90 days.
  • 2X miles on travel & dining, 1X miles on all purchases.
  • No annual fee and NFTF.

BOA Travel [cardbenefit.com]
  • Get 20K points (Also $200 travel statement credit) after spending $1,000 in 90 days.
  • 1.5 points on all purchases.
  • No annual fee and NFTF.

AmEx Blue Cash [americanexpress.com]
  • Get $100 statement credit after spending $1,000 in 3 months.
  • 3% at supermarkets (up to $6,000), 2% at gas stations & department stores and 1% on other purchases.
  • No annual fee.

Thank you for any replies.

4 Comments

1

Sign up for a Slickdeals account to remove this ad.

#2
I haven't really put the time to look into travel cards so I'm curious what others have to say. Personally I try to optimize my cash back credit cards and for specific travel/airlines I plan to get ones with enticing sign-up bonuses that would be useful for me. For example I plan to get the Hawaiian Air MC since it totals to pretty much $650-750 bonus when I add everything up for the first year. Annual fee is $89, but they give you a $100 companion discount per year and free 1st bag check-in. Worse case I just cancel before the year. Similiar goes with Alaska Air VS, which is actually better IMO. Since we travel to Hawaii 1-2x per year (and always have to check in at least 1 bag) I plan to get both then decide what to keep if I do so. I may get the southwest card later too, but likely cancel after. Chase Marriott Rewards Card right now also has a 80,000 bonus, which is enticing to sign-up and cancel within the year.
Reply Helpful Comment? 0 0
Joined Aug 2015
Permanently Banned
4 Posts
18 Reputation
Original Poster
#3
Quote from boingyman View Post :
I haven't really put the time to look into travel cards so I'm curious what others have to say. Personally I try to optimize my cash back credit cards and for specific travel/airlines I plan to get ones with enticing sign-up bonuses that would be useful for me. For example I plan to get the Hawaiian Air MC since it totals to pretty much $650-750 bonus when I add everything up for the first year. Annual fee is $89, but they give you a $100 companion discount per year and free 1st bag check-in. Worse case I just cancel before the year. Similiar goes with Alaska Air VS, which is actually better IMO. Since we travel to Hawaii 1-2x per year (and always have to check in at least 1 bag) I plan to get both then decide what to keep if I do so. I may get the southwest card later too, but likely cancel after. Chase Marriott Rewards Card right now also has a 80,000 bonus, which is enticing to sign-up and cancel within the year.
Hi boingyman! -
Thanks very much. The cards you mentioned are all "premium" cards usually have AFs. Another problem is credit scores. Since mine is about 690, sometimes maybe get rejection when applying for these cards.
The airline CCs in my mind are United or AA as I travel abroad sometimes, but I plan to get one sometime later when my fico scores are over 710. As to Marriott Premier, a colleague of mine told me he had found out the trick of ongoing 80k offer. From his experience, 70k points with intro AF waived promotion comes out several times in a year before, but not the case this time. An essential difference between the ongoing promotion and former 70k promotion is NOT waiving intro AF instead of 10k points more.
Reply Helpful Comment? 0 0
#4
Quote from RunningChicken View Post :
...
With the new offer jumping out, I just want to think it twice before my action. Does anyone here recommend competitive offers of other cards with no annual fee and/or no foreign transaction fees?
...
You might also want to try out the calculator at http://www.creditcardtuneup.com/ to get ideas for rewards cards that will pay you well for your monthly expenses.
Reply Helpful Comment? 0 0
#5
you're going to have to pick one or the other.

Do you want a card to maximize your travel? and when they say travel we're not talking about the occasional family trip. it'll take you years to accumilate anything. When credit cards refer to travel rewards, they're going after business people who live in hotels, renting cars weekly, and jumping on planes weekly. If this is not you, get away from this and find the best cash back card.

the Citi double cash card is as good as it gets for straight cash back.

if you like screwing around with rotating categories every qtr that may or may not fit your spending pattern then the discover IT card and the chase sapphire are the top 2.
Reply Helpful Comment? 0 0
Page 1 of 1
1
Join the Conversation
Add a Comment
 
Copyright 1999 - 2016. Slickdeals, LLC. All Rights Reserved. Copyright / Infringement Policy  •  Privacy Policy  •  Terms of Service  •  Acceptable Use Policy (Rules)  •  Interest-Based Ads
Link Copied to Clipboard