Refinance mortgage with out closing costs in UT?
She has 2 separate mortgages in UT.
The first property is a house, she currently pays 5.5% interest on that mortgage.
The second property is a condominium, she currently pays 6% interest on that mortgage. Unlike the first property, I'm 99% sure that she qualifies for H.A.R.P. but are fees waived with H.A.R.P. ?
She is disabled, and I'm just wanting to help her however I can. Any suggestions on where to start?