large purchase strategy: Furniture. Credit card bonuses? Cash back?
I'm trying to find ways to cut costs off a large purchase I'm looking to do soon, so I wanted to reach out to everyone for some advice.
I've negotiated with a sales rep for months and got a sectional down to $3900 (no tax), but I want the final cost to be cheaper.
The payment site is through a payment portal called Paysimple, so most credit card cash back programs won't give me more than 1%. That is, unless there's a card that gives cash back on that service.
I'm also open to getting a new credit card(s) to reap the rewards bonuses. I can pay with several forms of payment, therefore I can use multiple cards to maximize my bonuses.
Amex PRG w/ 50k rewards points after spending $1000 in 3 months
http://slickdeals.net/f/8065238-american-express-premier-rewards-gold-card-50k-bonus-after-1-000-spend?src=SiteSChase Ink Plus Business Card w/ 60k rewards points after spending $5000 in 3 months
I read that 50,000 Amex points = $300 statement credit.
http://slickdeals.net/f/8120774-chase-ink-plus-business-card-60k-signup-bonus-w-5k-spend-or-chase-ink-30k-bonus-w-3k-spend?src=SiteSThis would breakdown to:
I think 60,000 Chase points = $600 statement credit.
Any other thoughts or ideas?