Help finding better deal on iPhone 6s for Verizon
I have no choice but Verizon due to where I live, so please don't say "go with another carrier". My wife and I want to upgrade our (2) 4S 16GB to the 6 or 6S, preferably the 6S 64GB model, but I guess we could get by with the 6 16GB depending on the deal. Everyone is talking about deals all the time, but this is the first I've seen in awhile without jumping through hoops opening a new line then swapping sims and such. I didn't even know Verizon iPhones had sims to swap using CDMA. Anyway, from what I'm reading here, if I go to BB for two of these $1 iPhone 6 with 2-year contract, I will be paying an extra $25/line for 2 years because I will lose the Month2Month discounts. If this is true, then it will essentially cost me $600 per phone (25 x 24 months), plus the up-front cost of activating ($40x2) and tax .
So, whether I buy the phone outright or do a contract, I will be paying the same thing for the phone. I'd rather spread it over 24 months than come up with $1,500 + tax right now. I also don't mind being on contract because I plan on being where I'm at for a long time due to my job and there will never be another service in this area. As a SD member, I do mind paying more than I need to! I also don't trust buying a 6/6S from eBay, CL, or any other auction sites -- I'd rather pay full than get royally f**ked.
So I have created a spreadsheet (see attached) comparing my current bill, and buying the 6S using EDGE and Contract through Verizon, and also compared the deal at Best Buy on the 6. On the spreadsheet, I only compared upgrading 1 phone - in the end, the numbers for me will be doubled.
On the spreadsheet are the following columns:
1 - Current monthly bill with Verizon
2 - @Verizon - Buy the 6S 64GB outright at $749.99
3 - @Verizon - Get the 6S 64GB using EDGE at full price of $749.99
4 - @Verizon - Get the 6S 64GB using EDGE with current promotion of $100 off using code UPGRADE so the phone would be $649.99
5 - @Verizon - Get the 6S 64GB on a 2-year contract - price of phone is $299.99
6 - @Best Buy - Get the 6 16GB on a 2-year contract - price of phone is $1.00
7 - @Best Buy - Get the 6 64GB on a 2-year contract - price of phone is $199.99
Columns and monthly bill difference over 24 months (per upgrade):
2 - Own phone outright, no billing changes (still get Month2Month $15 pricing)
3 - Lose M2M $25 discount and also add $31.48 Edge pricing = $56.48 x 24 = $1,355.52 + taxes
4 - Lose M2M $25 discount and also add $27.08 Edge pricing = $52.08 x 24 = $1,249.92 + taxes
5,6,7 - Lose M2M $25 discount = $25 x 24 = $600 + taxes
If I don't want to put a lot of money out up front, it really looks like my only option is to go with the iPhone 6 16GB at Best Buy for $1, although 16GB memory makes things so tight! I've had my 4S for almost 4 years and lately we are cleaning it out every week (pics, apps, and music). I want the 6/6S to last me another 3-4 years. Other option would be to buy the 6S 64GB phone outright either from Verizon, or try to find a used one for around $400-$500 each that is unlocked for Verizon, in space gray, isn't cloud locked, ESN is clean, etc.
Are there any other options? How are others getting these phones for "next to nothing" after trade-ins and such, or are they really just paying for it in the service? I don't have a choice of other services. If I was already paying the non M2M rate of $40, it wouldn't be hitting me so hard on the monthly bill. Any help is appreciated. All the wife sees is $1,700 to $3,000 for 2 phones and doesn't like it very much!