So my taxes went up by $1000 in 2015. I knew this was coming but I'd like to keep my mortgage plus escrow same as last year. Its just a number im comfortable with and budget around this number every month..... So I called the lender and asked nicely i know there is a shortage of $1000 so im willing to send you $1000 plus whatever you need to keep my payment the same as last year (mortgage and escrow as 2015). My payment obviously was going up in 2016 due to the shortage.. She threw up so many roadblocks as to why this cant be done.... I just want to keep it the same as this year 2015 yet they are being very difficult. at the end of the call i got frustrated and asked can i remove my escrow completelly because id liek to pay the tax collector myself....ill handle pay my taxes myself she said it cant be done.
didi i get a clueless escrow rep...or am i wrong?
hung up but gonna call back...do i have any ammunition...
owe less than 45k tons of equity not that the matters just an fyi..
if you need anything else just ask