Target Red Card, worth it?
which do you prefer their debit card or their credit card? I heard the debit card takes a while to take the money from your checking account and its linked directly to your checking account which makes me kind of nervous having anything debiting directly from my checking account because ive had fraud charges on my credit cards before and its harder to dispute fraud charges from your checking account than it is from a credit card.
Do you think its worth signing up for the 5% discount? most credit cards only give you 1%-3% cash back.