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Discover it card and benefits

CanesFan 1,390 153 December 3, 2015 at 10:08 AM in Finance (2)
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Been thinking of getting the Discover it card for cashback reasons and I see a lot slickdealers seem to use it and like it.

My question is on the benefits, specifically the price protection and return protection benefits. Is there a limit on how many times this can be done? I'm sure constant abuse is frowned upon but I can't find anywhere on their site if there is a limit on how many times you can use this feature.

It seems like a decent card with good benefits.

Any help would be appreciated. Thanks.

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#2
get in now and they are doubling all cashback, it is the main reason you hear SDers talking about it. Applepay payments DSC is also giving 10%, which is 22% after doubling.
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#3
Quote from CanesFan View Post :
Been thinking of getting the Discover it card for cashback reasons and I see a lot slickdealers seem to use it and like it.

My question is on the benefits, specifically the price protection and return protection benefits. Is there a limit on how many times this can be done? I'm sure constant abuse is frowned upon but I can't find anywhere on their site if there is a limit on how many times you can use this feature.

It seems like a decent card with good benefits.

Any help would be appreciated. Thanks.
Price protection is limited to refunds of $500 per item and $2500 per year. Return guarantee is limited to a refund of $500 per item, not sure if there's a yearly limit. Not sure if there is a limit on the number of times it can be used, or just the value.
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Marshall: Have the rest of you guys figured out by now that mmathis is the smartest guy on SlickDeals?
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#4
Quote from SlickDilla View Post :
get in now and they are doubling all cashback, it is the main reason you hear SDers talking about it. Applepay payments DSC is also giving 10%, which is 22% after doubling.
Yeah, I got a thing in the mail from them and it mentioned the double cash back plus 0% interest on purchases and balance transfers for 12 months (also $0 balance transfer fee). This is what enticed me to look into it some more, would love to transfer some small balances to it. The double cashback is a bonus for me.

Not sure I'll get it in time to use the Applepay, I think it expires by the end of the year.
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#5
Quote from mmathis View Post :
Price protection is limited to refunds of $500 per item and $2500 per year. Return guarantee is limited to a refund of $500 per item, not sure if there's a yearly limit. Not sure if there is a limit on the number of times it can be used, or just the value.
Thanks for the info...don't think I'll get to those numbers in a year so that's goof to know. Return is not that much of an issue for me, I just hate it when I see something cheaper a short time later and the merchant doesn't have price adjustments or their price adjustment period has passed.

Although, most of the times it has to do with a new/better coupon coming out and I"m not sure how that works with Discover price protection. I rarely buy anything at retail, slickdeals has had its influence on that.
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Last edited by CanesFan December 3, 2015 at 01:21 PM
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#6
Quote from CanesFan View Post :
Thanks for the info...don't think I'll get to those numbers in a year so that's goof to know. Return is not that much of an issue for me, I just hate it when I see something cheaper a short time later and the merchant doesn't have price adjustments or their price adjustment period has passed.

Although, most of the times it has to do with a new/better coupon coming out and I"m not sure how that works with Discover price protection. I rarely buy anything at retail, slickdeals has had it's influence on that.
Not sure about coupons, but you do have the use the Discover card for the entire cost of the item so using GCs would disqualify the purchase from those benefits.
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#7
This was/is my first and only credit card and I love it. Their customer service is amazing; I have always spoken to someone in Utah. Also, when I forgot to let the company know I would be traveling to Florida I received a call saying my card was used in FL and they wanted to make sure it wasn't a fraudulent purchase. It was nice knowing they were on top of it. I also love the cash back and discover deals! However, I haven't had any use for the price protection. Thought I'd just give you my feelings on the card.
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#8
it's helpful,thanksworship
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