Thinking of doing a refi on your house, any lenders that i should inquire with?
I paid down the loan to remove the PMI, so the loan now is more like a conventional currently.
We owe 260K on it, current market value is around 425K.
Not looking to pull out any cash, just want to lower our payments per month.
We plan to have the house for about 2 more years, we bought a piece of property and will be building a new home on it. So the refi has to cost less than what it will save me for these 2 years.
Are there some lenders that i should put in an app with that have low refi fees with a good interest rate?
I pinged quicken and they came back with a 3.875 rate for me at the moment, but fees are close to 6k.
Thanks for any insight!