Health Savings Account Options
1. From what I gather, I don't think I am required to use my company's HSA provider (the HSA Bank). Is this true?
2. The HSA bank seems to allow use of DEVENIR and/or TD Ameritrade for investment options. These options seem limited and appear to have high fees, although I may be mistaken. I was thinking that an index-based fund with a low fee would be best for this type of account. Does anyone have experience with this?
3. Since this is for medical primarily, should I just let the money sit safely as "cash" in an account (with very low interest)?
Thank you for any help. I'm definitely new to this HSA thing and was wondering what others do.