Financing Cancer Treatment for a Returning US Expatriate Who Isn't Currently Insured
So my dad in the Philippines called me last night to tell me he has prostate cancer. He doesn't have health insurance (He'll be eligible for Medicare in 2 years) so I was wondering the best way to approach this situation. My healthcare insurance is free so I've never really had to deal with the market with Obamacare. My parents have been able to live off their minuscule retirement savings since the Philippines is so cheap. Plus, they still have around $24K coming in per year from their rental properties in the US. These are the options I came up with so far.
- Fly to the US (TX or WA) and get Obamacare - I think he qualifies for special enrollment since he'll be moving back to the states and changing his primary residence.
- Sign up for an easy distance classes at a university and use the student health plan. Do people still do this post-Obamacare?
- Get treatment in the Philippines and pay cash. Not sure if I trust 3rd world medicine though. I mean, I work in healthcare now and after seeing what goes one behind the scenes, I don't even trust US medicine!
- Would he be able to qualify for Medicaid in TX or WA? My parent's joint tax return shows an AGI of $24K.
I checked and I can't make him a dependent on my plan.