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PNC bank - checking account offer

rgprasanna 2 10 April 24, 2016 at 08:17 PM in Finance (3)
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Last Edited by acesmuzic April 28, 2016 at 07:43 PM
PNC Bank offering bonus upto 300$ on opening checking account with them

just google PNC bank checking offer, you will get the below

Offer valid between 04/01/2016 to 04/30/2016

https://www.pnc.com/en/personal-b...offer.html

Open a new Virtual Wallet with Performance Spend
Establish total qualifying direct deposit(s) of $2,000 to the new account*
Make at least 10 purchases with your PNC Bank Visa® Debit Card
Get $200* deposited to your account
You also get:
No monthly service charge with the qualifying direct deposit
Bonus rewards when you link your PNC Visa® Credit Card to your account
Manage checking, short-term savings and long-term savings all in one place
A calendar-view of your transactions, ability to track spending by category and more
Earn higher yield interest rates on your Growth account with our relationship rates.** See interest rates in your area »

7 Comments

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Joined Jan 2006
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#2
You also get really s*itty customer service. I still use them as a secondary bank though because they have branches everywhere in this area.
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As the username says ...
#3
I haven't used their CS other than tellers.
I like their online website better than USbank and 5/3
I would rate 5/3 near the bottom of any scale, which is funny since they think their next big thing is IT
PNC right at the top for me
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for those that hate spelling mistakes www.walmarts.comCool

bulb save money by checking your insurance every 2 years (and not every 20)
#4
Offer only available to residents of: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
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#5
Quote from ManUpOrShutUp View Post :
You also get really s*itty customer service. I still use them as a secondary bank though because they have branches everywhere in this area.

I'd heard this before as well, but I've been with them for almost a year and a half now, and I have no complaints.
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#6
Quote from ManUpOrShutUp View Post :
You also get really s*itty customer service. I still use them as a secondary bank though because they have branches everywhere in this area.
I've been with them about 10 years now as my primary and usually get good customer service in branches and by customer service phone....sometimes it's just mediocre service but I'd be hard pressed to cite one instance of "really s*itty customer service".
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#7
Quote from droeder View Post :
I've been with them about 10 years now as my primary and usually get good customer service in branches and by customer service phone....sometimes it's just mediocre service but I'd be hard pressed to cite one instance of "really s*itty customer service".
I've been with them for 16 years. To be fair, I have no complaints about the service I have received in person at various branches. I rarely go into the bank though so I am usually dealing with the phone reps. After excruciatingly long hold times I typically get an "I don't know," "that department is unavailable," and/or a promise of a callback that never comes.

My real complaints though are really just with the bank procedures/policies. My address has been changed 4 times due to "information obtained through a service PNC subscribes to." On 2 occasions it was changed to my street address (I have a PO and literally don't even have a mailbox, so mail to the house usually gets bounced back to the sender.) On another occasion it was sent to my mom's house. I suspect this "service" tied her address to my name due to the fact that I occasionally send an extra MIR there. And on yet another occasion PNC changed my address to an address I have never had any association with whatsoever. Even worse, each time they did it they switched me from paperless statements to paper statements, so I don't even know where my statements were going. I thought it was identity theft or something, but PNC assured me it came from this mysterious service they subscribe to. It took me months in order to get high enough up the chain for someone to put a block on my account so that notices from this "service" wouldn't result in address changes on my account.

My other big complaint with them is that they have closed 2 of our accounts without notice or reason (one personal, one business). The business account was somewhat understandable as it had been inactive for some time (I had started using another bank primarily). However, the personal account was being used to make automatic withdrawals for my wife's student loan every month for years. If I hadn't noticed that they had closed it before the next payment was due, nasty a** Sallie Mae would have fined her and reported her to the credit bureaus. Jeez, at least send me a notice that you are closing the account.

It also irks me that they change the terms of the basic checking account every few years and fail to grandfather in existing customers. And lastly, one of the two local branches whose ATMs I utilize has been having the same problem with their ATM for 2 years. About 30% of the time it will report "Insufficient funds" and instruct you to speak to a bank teller. I go in, the teller tells me my account is fine (which I already knew), and that the problem has persisted since Summer 2014 but they cannot get a repair authorized. :x

They're certainly not the worst bank out there, but they've given me a fair share of headaches.
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#8
Quote from ManUpOrShutUp View Post :
I've been with them for 16 years. To be fair, I have no complaints about the service I have received in person at various branches. I rarely go into the bank though so I am usually dealing with the phone reps. After excruciatingly long hold times I typically get an "I don't know," "that department is unavailable," and/or a promise of a callback that never comes.

My real complaints though are really just with the bank procedures/policies. My address has been changed 4 times due to "information obtained through a service PNC subscribes to." On 2 occasions it was changed to my street address (I have a PO and literally don't even have a mailbox, so mail to the house usually gets bounced back to the sender.) On another occasion it was sent to my mom's house. I suspect this "service" tied her address to my name due to the fact that I occasionally send an extra MIR there. And on yet another occasion PNC changed my address to an address I have never had any association with whatsoever. Even worse, each time they did it they switched me from paperless statements to paper statements, so I don't even know where my statements were going. I thought it was identity theft or something, but PNC assured me it came from this mysterious service they subscribe to. It took me months in order to get high enough up the chain for someone to put a block on my account so that notices from this "service" wouldn't result in address changes on my account.

My other big complaint with them is that they have closed 2 of our accounts without notice or reason (one personal, one business). The business account was somewhat understandable as it had been inactive for some time (I had started using another bank primarily). However, the personal account was being used to make automatic withdrawals for my wife's student loan every month for years. If I hadn't noticed that they had closed it before the next payment was due, nasty a** Sallie Mae would have fined her and reported her to the credit bureaus. Jeez, at least send me a notice that you are closing the account.

It also irks me that they change the terms of the basic checking account every few years and fail to grandfather in existing customers. And lastly, one of the two local branches whose ATMs I utilize has been having the same problem with their ATM for 2 years. About 30% of the time it will report "Insufficient funds" and instruct you to speak to a bank teller. I go in, the teller tells me my account is fine (which I already knew), and that the problem has persisted since Summer 2014 but they cannot get a repair authorized. :x

They're certainly not the worst bank out there, but they've given me a fair share of headaches.
Wow, I won't tolerate those address changes.

What did they do with the money they had in the accounts they closed? I had one shitty community bank take my $10 or so and close my account which was dormant for a year with no notice. When I called them in like the 14th month they gave me some BS that they sent the money to their state's unclaimed property something. The bank was in a diff state and amount was less than $10 so I kind of never followed up on it.

The best thing that has happened since then is the creation of CFPB. File a complaint and then watch and see them come to you rather than you chasing them.

Btw, has anyone ever had a bank make a mistake in an account in your favor (+1k or so) and then never catch it?
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