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Citibank checking $400 sign up bonus with no direct deposit

justint 12 32 June 6, 2016 at 08:32 PM in Banks (2) More Citibank Deals
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Last Edited by annie930ny July 20, 2016 at 08:43 AM
Citi currently has a publicly available sign up bonus for some of their checking accounts for $400. I'm currently seeing it on their homepage but the landing page is accessible here [citibank.com]. To get the bonus you must either open the Citibank account package and the Citigold account package and deposit $15,000 of new to Citi funds within 30 days and keep it there for 30 days. The bonus will be deposited within 90 days from the date that you meet the requirements.
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Last Edited by DanzaL337 September 22, 2016 at 06:09 AM
This is a pretty cumbersome deal. Citibank is awful and has been a PITA so far. Don't do this deal if you value your time. Several people have started receiving their bonuses, even though Citibank cannot find the promotion code (even though they previously said yes). Many folks in the thread regret doing this deal.

DO NOT APPLY ONLINE.
CALL BANKER at 1-866-524-8639 and use code 45WYUPSTWJ.
open a new checking account in The Citibank Account Package

Start your Citibank checking relationship today. Open a consumer checking account in an eligible account package and earn $400.
Here's how it works:
  • To qualify for a $400 cash bonus, open a new checking account in either The Citigold Account Package or The Citibank Account Package by 08/31/16.
  • Then within 30 days after account opening, deposit $15,000 or more in new-to-Citibank funds into your new checking account or new or existing Citibank Savings Plus Account.
  • A minimum balance of $15,000 is required to be maintained in the new checking account or new or existing Citibank Savings Plus Account for 30 consecutive calendar days from the date that the $15,000 deposit is made.

Citibank(R) Account Fees
$25/month
Maintain a combined average monthly balance of $10,000Footnote 2 or more in eligible linked deposits, retirement balances, and investmentsFootnote 7 for the calendar month prior to the last Business Day of your monthly statement period

Tax Edit:
The $400 rebate will be reported to IRS as interest earned on a 1099-INT.

Online Link:
https://banking.citibank.com/cbol...tm?BT_TX=1

526 Comments

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#3
$15,000? Yikes! I don't have that kind of cash.
Reply Helpful Comment? 4 1
#4
Pretty good deal OP. I did the 400 promotion last year but that required 50K in deposits to avoid the monthly fee.

This one only needs 15K.

There does not seem to be any restriction based on address so i may do this one under my Wife's name

I should add that if anybody does this, do not use the online app. Instead call the 866 number and do it with the help of a personal banker.
Reply Helpful Comment? 0 0
Last edited by itengineer June 6, 2016 at 08:56 PM
#5
Link appears broken, for me.
Reply Helpful Comment? 0 1
#6
Link doesn't seem to be working. Anyone else having an issue?
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#7
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#8
To get the bonus you must either
a. open the Citibank account package and
b. the Citigold account package and
c. deposit $15,000 of new to Citi funds within 30 days and
d. keep it there for 30 days.

Too many requirements, for $400 - Federal tax.




PS.
OP's link is not working...pls fix it.
Reply Helpful Comment? 3 1
Last edited by Cheapieee June 6, 2016 at 09:10 PM
#9
Quote from itengineer View Post :
Use this link

https://online.citi.com/US/JRS/pa...D=Checking
good and repped.

Now the question is... which one of these accounts is completely for free, that is, no hidden fee/charge. I remember Citi bank accounts tend to have a lot of catches...
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#10
Quote from itengineer View Post :
Use this link

https://online.citi.com/US/JRS/pands/detail.do?ID=Checking
No where is mentioning to a $400 bonus...???
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#11
Quote from eSurfer View Post :
good and repped.

Now the question is... which one of these accounts is completely for free, that is, no hidden fee/charge. I remember Citi bank accounts tend to have a lot of catches...
This one does require a particular account type.

Start your Citibank checking relationship today. Open a consumer checking account in an eligible account package and earn $400.
Here's how it works:
  • To qualify for a $400 cash bonus, open a new checking account in either The Citigold Account Package or The Citibank Account Package by 08/31/16.
  • Then within 30 days after account opening, deposit $15,000 or more in new-to-Citibank funds into your new checking account or new or existing Citibank Savings Plus Account.
  • A minimum balance of $15,000 is required to be maintained in the new checking account or new or existing Citibank Savings Plus Account for 30 consecutive calendar days from the date that the $15,000 deposit is made.
Reply Helpful Comment? 0 0
#12
So, it is either

The Citibank® Account Package

or

The Citigold® Account Package

Which one is easier to deal with and fee free?
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#13
How To Avoid Monthly Service Fees:

1. Citigold account: $30/m fee.

Maintain a combined average monthly balance of $50,000* or more in eligible linked deposit and retirement balances for the prior calendar month

OR

Maintain a combined average monthly balance of $100,000* or more in eligible linked deposits, retirement balances, and investments for the prior calendar month





2. Citibank account: $25/m fee.

Maintain a combined average monthly balance of $10,000 or more in eligible linked deposits, retirement balances, and investmentsFootnote 7 for the calendar month prior to the last Business Day of your monthly statement period
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#14
Quote from eSurfer View Post :
So, it is either

The Citibank(R) Account Package

or

The Citigold(R) Account Package

Which one is easier to deal with and fee free?

The Citibank(R) Account Package required less maintained balance...$10 K.



Ref:
https://online.citi.com/US/JRS/pa...N=LA1IAJDM
Reply Helpful Comment? 0 0
#15
Quote from eSurfer View Post :
So, it is either

The Citibank(R) Account Package

or

The Citigold(R) Account Package

Which one is easier to deal with and fee free?
The first one. Requires you to maintain 10K to be fee free (however 15K for 30 days required to get bonus)

The second one requires 50K but is moving to a 200K requirement in N
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