Refi Home loan questions -60%DTI?-Bank See my Assets?
Thread DetailsLast Edited by tennis4789 June 9, 2016 at 10:24 PM
Today I put in hopefully final paperwork they are asking me for so it can go to underwriting.
1. Loan officer said they would go up to 60% DTI. I was like huh? She's like yeah not too many people qualifying. I asked again cause I always thought it was around 30%-40% DTI. Is it 60% these days?
2. Paperwork I put in had nothing about my assets. (Retirement accounts, Cash in different bank accounts, Brokerage accounts, how many GCs I have(jk on GCs)) Can they see my assets somehow? I did sign paperwork for them to be able to do hard pull credit report. Would they look at my PNC bank account for how much money is in it & Monthly balances/activity?