Forum Thread

Strageties to have big credit card spending in a short period without actually spending more

BostonFern 34 10 June 19, 2016 at 02:57 AM in Finance (2)
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I'm thinking of applying for credit cards that have good sign-on bonus like mileage points. They require me incurring more spending than I normally do in a few months.

I thought of buying store gift cards. I don't really like that idea... it means I will need to buy a big amount of gift cards. Gift cards, unlike credit cards, don't give statements of past spending. Some gift cards are like cash - once they are lost, they are gone forever.

What are the other ways to increase credit card spending in a short period without actually having to spend more?

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Joined Jun 2014
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Original Poster
#2
I thought I posted the above under the "finance" forum, not travel deal forum. Did Slickdeal move it for me? Or I just didn't post under the right forum?
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#3
I pay all of my bills with my credit card. I use it everywhere, grocery store, gas, restaurants. Then pay it off monthly.
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#4
You could buy grocery gift cards towards your grocery shopping at the store you normally shop at instead of random cards for department stores. Also gas cards for the brand of gas you use.

Last time we got one of these big spend cards, we paid timeshare maintenance fees. My cable company and home & car insurance company take credit card payments but my electric bill needs to come directly from the bank.
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#5
Try here for more info than you can absorb in a year:

http://www.flyertalk.com/forum/ma...nding-719/
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#6
Quote from BostonFern View Post :
What are the other ways to increase credit card spending in a short period without actually having to spend more?
if you have a lot of bills where payees will accept CCs (most charge a fee if you pay with CC), that is one way but really most of those running after huge cashback, miles and hotel pts do manufactured spending. Check the flyertalk forum posted above but be forwarned that you have to spend A LOT of time reading to get an idea and that is NOT even the hard part. By the time you think you have grasped it and want to try it out, rules have changed laugh out loud
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#7
Before you start signing up have a plan on how you'll meet these spend requirements first or else you'll end up in a bad situation.

But if you're truly interested then do a search for "manufactured spending". It's basically the method you're looking for.
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#8
I wait until I have some known extra expenses coming up, because I don't normally spend enough $$ to meet the requirements. This year I applied for a Chase United card as soon as I knew I needed to buy new tires.. And another one as soon as I knew I needed a root canal and crown. I paid the cards off immediately, of course.
Now I'm going to Italy in the spring =)
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