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discover IT x2 CB promo for first year for new discover members only?

leiff 829 50 August 5, 2016 at 04:24 PM
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I have a discover more card. I wanted to get a discover it card which offers double CB first year which would get me %10 CB on amazon during amazon catagory. i was told by discover chat that x2 promo was for new discover acounts only -is this right? I was trying to compare my discover "more" to the discover "it" and it looks like IT is a better CB card. If x2 bonus policy is for only new accounts should i close "more" and open IT as a new customer? I have excellent credit

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Joined Dec 2008
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#2
It was for new and existing, but the promo for existing ended a LONG time ago. As in 13 months or so.
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"This whole.. I have XX company so my pee pee is 2" longer talk is hilarious. Who cares what company is cheapest, best, etc. Pick the company and plan you want and keep it to yourself."
Joined Jan 2006
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#3
Quote from leiff View Post :
I have a discover more card. I wanted to get a discover it card which offers double CB first year which would get me %10 CB on amazon during amazon catagory. i was told by discover chat that x2 promo was for new discover acounts only -is this right? I was trying to compare my discover "more" to the discover "it" and it looks like IT is a better CB card. If x2 bonus policy is for only new accounts should i close "more" and open IT as a new customer? I have excellent credit
It's for both, but I'm not sure how they select customers. My wife and I applied and were approved on the same day several years ago. Back in March she received the offer and I didn't. I called Discover and was told my account wasn't eligible.

Quote from tennis8363 View Post :
It was for new and existing, but the promo for existing ended a LONG time ago. As in 13 months or so.
My wife just received the offer this March and has the double cashback until March 2017.
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#4
Quote from leiff View Post :
I have a discover more card. I wanted to get a discover it card which offers double CB first year which would get me %10 CB on amazon during amazon catagory. i was told by discover chat that x2 promo was for new discover acounts only -is this right? I was trying to compare my discover "more" to the discover "it" and it looks like IT is a better CB card. If x2 bonus policy is for only new accounts should i close "more" and open IT as a new customer? I have excellent credit
Yeah, the Discover it card is better than the Discover More card. I'm not sure about being able to close your More card and open an it account. It seems like it should work (maybe after a waiting period?), but I don't have any data points on that.

Another option is the Discover it Miles card which also doubles your earnings in the first year, thereby making it a 3X card for the first year. Also, note that you can redeem your "miles" for cash back, so it's a 3% cash back card for the first year.
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Joined Jan 2008
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#5
Quote from joelmeu View Post :
Yeah, the Discover it card is better than the Discover More card. I'm not sure about being able to close your More card and open an it account. It seems like it should work (maybe after a waiting period?), but I don't have any data points on that.

Another option is the Discover it Miles card which also doubles your earnings in the first year, thereby making it a 3X card for the first year. Also, note that you can redeem your "miles" for cash back, so it's a 3% cash back card for the first year.
if miles can be exchanged for cash back is there then any reason not to get the miles it instead of regular it? Same 5% category bonus?
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#6
Quote from leiff View Post :
if miles can be exchanged for cash back is there then any reason not to get thr miles it instead of regular it? Same 5% category bonus?
Oh, no, that's the downside of the Discover it Miles card -- no rotating 5% categories.
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#7
Sounds like a good plan for me is to close my discover more and open up both an it and in it miles to have the best of both worlds
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