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Chase's new 5/24 policy relating to business accounts?

leiff 829 50 August 29, 2016 at 08:09 PM
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I'd like to apply for Chase business ink + credit card but I don't want to waste a credit pull if this hard limit policy will rule me out thanks for reading-
Within the last 2 years iv'e acquired the following:
2 amex personal
1 amex buiz gold
1 discover personal
1 chase freedom personal.
for a total of 5 cards. The Chase Freedom is the newest account opened less than two months ago. I was wondering if the amex business card i got counted against the card amount limit. I thought it might not? In which case I would only have 4 credit cards to count that against me.

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#2
after more research i found thread below which says AmEx business card doesn't count As one of my 5 credit cards when applying for Chase so Im still under five limit.
My new question is if I get approved for ink immediately do I have a chance of applying for Chase Unlimited 1.5 cash back card if I were to apply for that card on the same day even though that would be 6th credit card account?
https://www.reddit.com/r/churning...dit_cards/
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#3
Quote from leiff View Post :
I'd like to apply for Chase business ink + credit card but I don't want to waste a credit pull if this hard limit policy will rule me out thanks for reading-
Within the last 2 years iv'e acquired the following:
2 amex personal
1 amex buiz gold
1 discover personal
1 chase freedom personal.
for a total of 5 cards. The Chase Freedom is the newest account opened less than two months ago. I was wondering if the amex business card i got counted against the card amount limit. I thought it might not? In which case I would only have 4 credit cards to count that against me.
In the other thread, you said these cards belonged to your mom.

Quote from leiff View Post :
I'm helping my mom Apply for credit cards. After many years without any credit cards ; starting with last year she's starting to build her credit back up. she has discover with 6k limit, 2 amex personal and 1 amex buiz, and a chase freedom she got two months ago.
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As the username says ...
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#4
I'm not sure how to interpret your response or motivation, yes. I'm applying for Chase accounts for my mom I didn't think that was pertinent to include that detail. In the next couple days after proper research I plan on applying for some Chase cards for her any assistance in that regards would be appreciated
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Last edited by leiff August 31, 2016 at 01:45 PM
Joined Jan 2006
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#5
Quote from leiff View Post :
I'm not sure how to interpret your response or motivation, yes. I'm applying for Chase accounts for my mom I didn't think that was pertinent to include that detail. In the next couple days after proper research I plan on applying for some Chase cards for her any assistance in that regards would be appreciated
You didn't omit that tidbit of information; you were outright dishonest and stated that they were your cards. In fact, every post you've made thus far has been dishonest. You initially stated that you wanted to help your mom improve her credit score, but have since made it clear that your goal is churn in order to collect signup bonuses. While that's all well and good if you're doing so in your own name, you are sacrificing her credit so you can collect the bonuses. Not only is that unethical, it's illegal. If someone still wants to help you with that in mind, so be it - but I won't do so.
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#6
I could respond to every one of your allegations but I will choose not to good day sir. Looking for an axe to grind look somewhere else
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killroy was here
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#7
Quote from leiff View Post :
I could respond to every one of your allegations but I will choose not to good day sir. Looking for an axe to grind look somewhere else
don't take it personally, this forum is a shitshow. they had good intentions when it was created but it is no r/personalfinance
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so i spent time making a signature. only to realize that you couldn't put an image in the signature. please enjoy the link to my signature, assuming it works.

http://imgur.com/FtBghZ2
#8
Quote from dayv View Post :
don't take it personally, this forum is a shitshow. they had good intentions when it was created but it is no r/personalfinance
Agree the finance forum is mostly joke threads, but it's also a "shitshow" in terms of how dishonest people are on the Internet. They hide hide hide and usually complain in the same thread while leaving out anything relevant.

Anyone with half a brain would question why he is able to say "his mom cards" in one area and not in another. Deceit doesn't bode well for assistance... "Just sayin'"
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#9
Quote from eekthecat View Post :
Agree the finance forum is mostly joke threads, but it's also a "shitshow" in terms of how dishonest people are on the Internet. They hide hide hide and usually complain in the same thread while leaving out anything relevant.

Anyone with half a brain would question why he is able to say "his mom cards" in one area and not in another. Deceit doesn't bode well for assistance... "Just sayin'"
what's your point Donny?
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#10
Quote from dayv View Post :
what's your point Donny?
Donny,

My point is that you wrote-off the forum as a problem. While point taken and hard to argue with, you dismissed the point about the OP being phony on this forum as part of the problem. I was just presenting that fantasy posts are plaguing the finance forum and when posts contradict themselves (and they often do here) that is a huge part of the problem itself. The OP dismissed it as "it doesn't matter" but if you can be "honest" in one post why not in another? The reason is deceit. Deceit has no place if help is sought after.

There's my point, Donny -- in all its glory!
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killroy was here
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#11
my mistake, i misquoted the line. it is what's your point walter.
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#12
Despite This Thread going sideways my question on post two of this thread remains if someone wants to help out. The fact I'm applying for a family member and not for myself and me not stating this - and some here being bothered by this, I'll try to be sensitive to.
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#13
Quote from leiff View Post :
I could respond to every one of your allegations but I will choose not to good day sir. Looking for an axe to grind look somewhere else
youre using the system and dont sound american in your verbage use
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#14
Applied for Chase Ink today. got the 7 - 10 day response. I assumed at this point Chase Ink would grill us too much about the business and we wouldn't get it so I immediately applied for Chase Sapphire the regular one not the new reserve. Got the same 7 to 10 day message. We'll see what happens. I'll probably call the reconsideration line on the personal card but give up on the business ink if they ask too much about the business.
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