CropMom lets you create your own digital scrapbook pages, greeting cards and artwork online. There’s no software to buy or install. You can download your creations for free to share on the Web.

This site does offer items for sale also.

http://www.cropmom.com/Homepage2.aspx

Free pages for download are poor quality with crop mom logo on them. There is a cost for high quality download. Not a bad place to get ideas though!