If you made foreign transactions with VISA/Mastercard or Diners Club AND/OR Debit/ATM cards, while overseas and incurred foreign currency transaction fees during the dates between February 1, 1996 and November 8, 2006 you may be entitled to a refund of the associated foreign currency transaction fees.

The issue is the currency conversion fee, which in some cases totaled 1-3 % (at least) of the value of the item you purchased. it is unclear if cash advances are involved, but I assume so.


The deadline to file for a refund is January 9, 2008.

If you did not receive a form with your credit card statement, the link to use to file online is:

https://www.ccfsettlement.com/claim/

The number to call is:
1-800-945-9890

If any of you lived or traveled overseas and used your visa/mc this is a very significant potential settlement.
If you know any expat who lived overseas, please note that this is over a ten year period and the amount may be very much worth one's time in figuring.

The fine print says not to contact the court or your bank about the settlement. The following banks are listed as part of the issue: Citibank, Chase, Diners Club, Bank One/First USA, BofA, HSBC/Household, MBNA and Washington Mutual/Providian. Since only these banks are listed it is a little unclear if you have a CC issued by another bank if you can file for a refund. It seems that since the issue is with Visa/MC that it may apply to any Visa/MC because of the following wording from the FAQ:

"Any person who held a Visa-, MasterCard- or Diners Club-branded credit, charge or debit card issued in the United States as of November 8, 2006 is a member of the Settlement Injunctive Class. Those persons who made a foreign transaction on at least one of those cards between February 1, 1996 and November 8, 2006 are members of the Settlement Damages Class. Only members of the Settlement Damages class may seek refunds by submitting a claim."

AND:

"Am I a member of the settlement class?(top)

Any person who held a Visa-, MasterCard- or Diners Club-branded credit, charge or debit card issued in the United States as of November 8, 2006 is a member of the Settlement Injunctive Class. Those persons who made a foreign transaction using a Visa-, MasterCard-, or Diners Club- branded credit, charge or debit card between February 1, 1996 and November 8, 2006 are members of the Settlement Damages Class."

See the following link for the FAQ:
http://www.ccfsettlement.com/faqs/

Current status last updated September 30, 2009.
No change since February
Current status last updated February 24, 2009.
The current status of this class action settlement is that … the issuance of refund checks for valid timely claims will not commence until (1) the Court enters an order granting final approval of the settlement, (2) any potential appeals are resolved, and (3) the Settlement Administrator has validated the claims.

At this time, the Court has not yet issued a final approval order. <-Step one hasn’t even been reached yet! Still Pending

Any changes to your address or contact information should be sent in writing to the Settlement Administrator.

If you have a question you would like to send to the Settlement Administrator, please use the Contact Us page of this website, or write to the Settlement Administrator at P. O. Box 290, Philadelphia, PA 19105-0290.



Deadline for filing extended to 5/30/2008

Application is simple and easy. Apply online here:

https://www.ccfsettlement.com/claim/?action=choose

You'll be asked to select one of the following options. Note that Option 1 is for an 'Easy Refund' of $25 and requires only a simple form.

Refund Option 1 Request an Easy Refund of $25. This Option is recommended if you traveled outside of the U.S. for less than one week or had foreign transactions of less than $2,500 using your eligible cards during the 1996 to 2006 period. (Green Form); OR

Refund Option 2 Request a Total Estimation Refund based on typical spending during travel and your answers to a few questions about your own travel outside of the U.S. This Option is recommended if you traveled outside of the U.S. for more than one week or had foreign transactions of more than $2,500 using your eligible cards during the 1996 to 2006 period. Refunds will be a maximum of 1% of estimated foreign transactions. (Blue Form); OR

Refund Option 3 Request a refund based on information that you provide concerning your Annual Estimated foreign transactions during the 1996 to 2006 period. This Option is recommended if you had extensive foreign travel or foreign transactions and are willing to provide year-by-year information. Refunds will be a maximum of 1% to 3% of foreign transactions. This is the only Option you can use to get a refund for corporate card use. (Red Form) -------------------------
http://articles.moneycentral.msn.com/Banking/CreditCardSmarts/25CreditCardRefundIsntAScam.aspx

it is real:
http://whois.domaintools.com/ccfsettlement.com

Blacklist Status: Clear

Registrant:
Heffler, Radetich & Saitta LLP
1515 Market Street
Suite 1700
Philadelphia, Pennsylvania 19102
United States

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: CCFSETTLEMENT.COM
Created on: 07-Jul-06
Expires on: 07-Jul-08
Last Updated on: 30-Oct-07

Administrative Contact:
McCann, Jeff (jmccann@heffler.com)
Suite 1700
Philadelphia, Pennsylvania 19102
United States
2156658870 Fax --

Technical Contact:
McCann, Jeff (jmccann@heffler.com)
Heffler, Radetich & Saitta LLP
1515 Market Street
Suite 1700
Philadelphia, Pennsylvania 19102
United States
2156658870 Fax --




http://ccfsettlement.com

Interesting. I doubt i qualify, but I should check it out.

I would have had a few charges over the course of those years when I booked flights/purchased things in Australia (and India - although I can't particularly recall charging stuff to my card in India) ... How much is the minimum 'fee' required to qualify for the settlement ... I don't know how I'm going to get all that info anyway lol

This is why I hate these settlements!

"But if you need bank or credit card statements to complete this claim, and you no longer have them, Citibank, Chase, Diners Club, Bank One/First USA, Bank of America, HSBC/Household, MBNA and Washington Mutual/Providian will give you copies of at least 6 of your old statements for free, if available electronically."

Oh see. Between 1996 and 2000 I spent a three years living abroad. The amount of charges on my citibank card ran into the ten of thousands of dollars. Oh sure....I still have all those statements. Uh huh. And my dead dad came back to life and brought them with him. Because you and I both know that citibank will not have those statements and even if they do, well I guess I only get six months of refunds! :eek:

"The lawyers for the class members will request 27.5% of $318,000,000, plus interest, for attorneys' fees for investigating the facts, litigating and resolving the case. The $318,000,000 amount was determined by subtracting the $18,000,000 designated for settlement notice and administration expenses from the total $336,000,000 gross settlement fund. The lawyers for the class members will also request reimbursement of their expenses, not to exceed $5,000,000, to be paid from the settlement fund."


What the hell is this???!

That is one of hell of a Slick Deal, I have got to admit.

nice post OP. hate it when credit card companies charge these fees

Like I remember all of the charges I made over the last 10 years. Most people won't have any record. I have spent over $15,000 in Australia alone so this could be big but I have no records of those charges. I wonder how many people will actually be able to get this.

Anyway I'm not going to give the lawyers that much money. On some of these suits the people get $5 back and the lawyers make millions. I won't give them the satisfaction!

Citibank charged me 15 bucks for every atm transactions on top of a $3 upfront fee it says on the atm after you sign in with a pin. I did not realize how much money I spent until I got back from Brazil which I stayed 6 months. I gonna sign up to stick it up to Shitty-bank.

Thanks.

Awesome! I work in Canada and incur these fees all the time - CHING!

"The lawyers for the class members will request 27.5% of $318,000,000, plus interest, for attorneys' fees for investigating the facts, litigating and resolving the case. The $318,000,000 amount was determined by subtracting the $18,000,000 designated for settlement notice and administration expenses from the total $336,000,000 gross settlement fund. The lawyers for the class members will also request reimbursement of their expenses, not to exceed $5,000,000, to be paid from the settlement fund."


What the hell is this???!

That is one of hell of a Slick Deal, I have got to admit.

Guess who are the big winners here and who end up paying for the attorney fees at the end? :vomit:

For the sake of safe keeping my account numbers, I don't know how well my information will be safe guard by these crooks.

They need all of your banking information...I don't know if its worth a few bucks...

Is there any chance this is an elaborate phishing scheme?

Is there any chance this is an elaborate phishing scheme?

I don't think so, but I had the same thought. That is one heck of a scary form; you could own my ass if you wanted to with that info.

I'm not sure about giving them my bank & credit card numbers????? I don't think that it is worth it.

Is there any chance this is an elaborate phishing scheme?

Even if not, these are info that you wouldn't give away for a few dollars.
What if they lose a laptop or someone dumpster dive in their garbage. I am going to pass on this one.

I think I'll bookmark this post for later. If you google "Currency Conversion Fee Antitrust Litigation", there's a bit of information.

After all is said and done, and the money is divided up between all those requesting settlements and the lawers...your looking at 6-$7. Enough for a muffin and a Venti drink at st@rbucks. :shake: Not worth giving out my info for.... but good luck to those that do.

Let's see...some hourly paid law clerk employee got a hold of your bank inform while processing these claims, and just happen to keep copies for himself and stuffing them in his suitcase. Then he goes home and have fun shopping on you suckers' bank account!!

Like I remember all of the charges I made over the last 10 years. Most people won't have any record. I have spent over $15,000 in Australia alone so this could be big but I have no records of those charges. I wonder how many people will actually be able to get this.

Anyway I'm not going to give the lawyers that much money. On some of these suits the people get $5 back and the lawyers make millions. I won't give them the satisfaction!

The way these settlements work is that the amount of the settlement fund is decided on in the deal, then the lawyers take their cut off the top. Whether you opt in or not, the lawyers are getting paid. In fact, frequently the uncollected share of the settlement (that money that you won't give them the "satisfaction" of collecting) goes to the lawyers if it is unclaimed by the close of the settlement period. So I'm sure that the lawyers will be really crushed that you didn't collect your money to "screw them." They got their money before the settlement was even announced.

if the settlement fails, will the attorneys turn to us for their fees? they hold our bank and cc information.

If you really want to see a slick deal, read the book "King of Torts". It shows how lawyers get filthy rich on this class action stuff.

They say that your bank will provide you with 6 free statements

But I think a best-effort estimate of your spending will be sufficient. Even if you are off by a $1000 over 10 years, it is only about $30-$50 in fees, and probably is not sufficient for someone to actually spend time auditing your claim.

What bothers me more, is that some credit cards that I had over the years have changed names and the account numbers have changed as well. How would I find that account number? Maybe credit report?

You do not need to attach copies of bank or credit card statements with your claim.

However, if you want such statements to help you fill out the claim form, contact your bank. Note that Citibank, Chase, Diners Club, Bank One/First USA, Bank of America, HSBC/Household, MBNA and Washington Mutual/Providian will give you copies of at least six (6) of your old statements for free, subject to the following conditions:

The statements must be available electronically; AND
You must specifically identify the statements that you want by month and year; AND
You must refer to this settlement when making your request.

"The lawyers for the class members will request 27.5% of $318,000,000, plus interest, for attorneys' fees for investigating the facts, litigating and resolving the case. The $318,000,000 amount was determined by subtracting the $18,000,000 designated for settlement notice and administration expenses from the total $336,000,000 gross settlement fund. The lawyers for the class members will also request reimbursement of their expenses, not to exceed $5,000,000, to be paid from the settlement fund."


What the hell is this???!



Lawyers ALWAYS make out like bandits on class action suits. The actual group that sues usually gets almost nothing (on an individual basis) unless there is actual injury or death involved. Why? Because the company being sued realizes that it's far easier and cheaper to settle for 5-10% of the actual damages rather than going to court and risk losing much more. The claimant's lawyers realize that it's far easier to settle for 5-10% of the actual damages rather than going to court and risk not getting anything at all. So they agree to settle for a token amount, the lawyers get 25% off the top without going to court, and the claimants all get a check for $10.

Class action suits suck. I've gotten settlements for several where the actual damages were $100 or more and my cut of the settlement was $10 or less. In some cases I've gotten as little as a $1.50. It undoubtedly cost more to cut the check and mail it to me than it was worth.

If you really want to see a slick deal, read the book "King of Torts". It shows how lawyers get filthy rich on this class action stuff.


I just read that book and it was the first thing I thought of while reading about the lawsuit. Good book.

tagging this for later

It's a scam, if there is a settlement, which it sounds like hasn't been approved yet, then they will use the credit card lists to contact you. They know who their customers are. Anyone who puts all their credit card info, bank accounts, personal stuff, onto a form that's sent to who knows where, deserves to have there $$$ stolen. All the links may be active, the law firm refrenced may be real, but you still don't know where your info is going. If it is on the level, there is plenty of time before the deadline in 2008 to file the proper paperwork

Lawyers ALWAYS make out like bandits on class action suits. The actual group that sues usually gets almost nothing (on an individual basis) unless there is actual injury or death involved. Why? Because the company being sued realizes that it's far easier and cheaper to settle for 5-10% of the actual damages rather than going to court and risk losing much more. The claimant's lawyers realize that it's far easier to settle for 5-10% of the actual damages rather than going to court and risk not getting anything at all. So they agree to settle for a token amount, the lawyers get 25% off the top without going to court, and the claimants all get a check for $10.

Class action suits suck. I've gotten settlements for several where the actual damages were $100 or more and my cut of the settlement was $10 or less. In some cases I've gotten as little as a $1.50. It undoubtedly cost more to cut the check and mail it to me than it was worth.


:yummy: Oh, I know. I have a brother who is a lawyer and charges $1000 a hour...and gets it no questions asked. Just trying to point out the legal system in this country is totally out of control.

Let's see...some hourly paid law clerk employee got a hold of your bank inform while processing these claims, and just happen to keep copies for himself and stuffing them in his suitcase. Then he goes home and have fun shopping on you suckers' bank account!!


Uhh you do realize what ZERO liability means right? Well that's the way it is with all of the cards I have. About 3 years ago, my CC somewhere mysteriously leaked out. All it took was 1 phone call and the money was put back within 48 hours. Then of course I had to sign something.

Total time = 5 minutes to fix.

I always cursed my husband-accoutant for hording financial paper work....now I say...oooo thanks!

To get back the 50 bux in fees i probably incurred is not worth all the time putting towards figuring out where are all these numbers are.

thank though.

My wife does the same thing, but considering we were stationed overseas for three years, & she has kept EVERYTHING, this may come in handy. Still, I agree with one of the earlier post that there is plenty of time to thoroughly check out this lawsuit & determine whether the "juice is worth the squeeze".

I always cursed my husband-accoutant for hording financial paper work....now I say...oooo thanks!

To get back the 50 bux in fees i probably incurred is not worth all the time putting towards figuring out where are all these numbers are.

thank though.

This is probably best suited for those of us who lived abroad during this period. And if you happened to keep your filing up-to-date (when you live abroad one usually hires an accountant to do their U.S. taxes for them because it's such a pain to deal with 2 countries tax forms) then it should be much easier to have a ballpark figure to give to them. It'll cost me 1 hour on my end and I'm looking at over $10k in fees for the time period mentioned.

I'm sure that my case is the exception. They'll audit me and I'll be well-prepared for battle.

Repppppped!

Uhh you do realize what ZERO liability means right? Well that's the way it is with all of the cards I have. About 3 years ago, my CC somewhere mysteriously leaked out. All it took was 1 phone call and the money was put back within 48 hours. Then of course I had to sign something.

Total time = 5 minutes to fix.

You make it sound so painless and simple like it's a walk in the park when someone steal your personal secret financial information. Maybe it's true, luckily I never have that happened before to me. But I guess it depends on how your thieves use your CC number, and where they spent at, for how long. Imagine if they had used your CC# to buy illegal stuff from net, signed up at porn site all over the place...unless you get some good money out of this deal, I don't see how your bank information is worth handing over to some strangers for a few bucks.

Sounds like you're signed up anyway, so good luck to u!:shake:

Well, if you look at the form. If you provide your address and only the last 4 of your social they will go to the bank and pull your information directly.

Also, I have horrible credit already. So if they want to take my identiy, go ahead. No one is going to give them any accounts.

I churn through credit cards quite frequently for the bonuses so the account numbers won't do anyone any good as they're all cancelled accounts.

Good thing I'm anal about saving/filing my personal paperwork, it's come in handy numerous times.

...and I've spent ALOT of $$ in foreign countries over that past ten years. :eek:

You make it sound so painless and simple like it's a walk in the park when someone steal your personal secret financial information. Maybe it's true, luckily I never have that happened before to me. But I guess it depends on how your thieves use your CC number, and where they spent at, for how long. Imagine if they had used your CC# to buy illegal stuff from net, signed up at porn site all over the place...unless you get some good money out of this deal, I don't see how your bank information is worth handing over to some strangers for a few bucks.


It's not always a walk in the park. It really depends on what happens to you.

My wife had an online merchant (from a Yahoo store...why would she shop at a Yahoo store???) start running up bogus charges on her credit card. She called the credit card company to dispute the charges, but because there was a previous business relationship (my wife had bought from them) they insisted that she dispute the charges with the merchant first. After getting no response from the merchant (big suprise) the credit card company issued a new card and took the bogus charges off. All that took was a couple of phone calls and emails to sort out.

Then this year someone stole one (just one) of my wife's checks and forged her signature so they could cash it. By coincidence it happened just after she had closed her accounts with the bank in question, so we never saw the check come through. It was cashed at a grocery store, but was rejected by the bank. So the grocery store sent it to a collections agency, who sent a nastygram to my wife's former address (where her parents still live). It took us a month of investigating it personally before we could get the situation resolved.

First we had to file a police report for the theft, but the collections agency wouldn't do anything without a letter from the grocery store. The grocery store wouldn't do anything about it unless we could give them a police report AND a notarized affidavit of forgery from the bank. And the bank wouldn't do anything about it period, because it was a closed account and neither they nor any of their current customers had actually suffered a loss. So even though there was a forgery committed nobody would investigate it.

We ended up doing all of the legwork ourselves. Fortunately there were some irregularities on the check. For example, even though the store's policy was that you had to provide ID to cash a check there was no driver's license or other info noted on the check, so we thought it might have been an "inside job". Also, fortunately the thief was stupid enough to have signed his real name to the check. So after some digging around I finally was able to track down the thief, who turned out to be a teenager who had worked as a cashier at the grocery store. He actually gave us a full written confession.

Apparently the store had originally caught the forged check, made the kid pay restitution for it, and then fired him. Then for some reason they sent it on to collections anyway. Once we pointed all of this out to the store manager they finally took back the claim from the collections agency.

Ultimately it worked out OK, but only because we were very lucky. If more than one check had been used it could have been a lot worse. If her parents hadn't still lived at that old address we wouldn't have even known about it. If I hadn't been able to track down the thief on my own we wouldn't have been able to do anything about it but pay the collection agency. I was dead set against that because we're buying a house this spring, and a collection on your credit history (even a paid one) can drop your credit score 50 points. But still, it cost us a month of phone calls, certified letters, police reports, and endless aggravation. All for just a single stolen check.

Does this mean Master Card and Visa will stop charging the 3% foreign transaction fee (some banks actually charge 1% or no fee for this type of transaction)? If this is the case, this is SWEET since I'm planning to go abroad soon. :)

looks like a scam. I don't think any company would be asking for credit card numbers like that. So fishy. WATCH OUT.

I was oversea in Dec and I got hit with all the foreign transaction fee charges left and right!

Luckly when I was oversea I go and check my account, I was shock to see all the fees and I stop using it!

I didnt know anything about this!

Now I just go to the ATM and withdrawl money and pay a small fee.

I wonder if I qualify to get all these fees back? Also, how would you use your cc oversea now there is a fee?

Like I remember all of the charges I made over the last 10 years. Most people won't have any record.

I do. Some people keep their credit card statements.

However-- this does smell like a scam. For one thing, the page instructs you not to contact your bank. Gee I wonder why. Besides, I don't see how the case has any merit. All of these terms are laid out when you get the card. I believe most of my statements also have the fee indicated for each charge on the statement.


Citibank charged me 15 bucks for every atm transactions on top of a $3 upfront fee it says on the atm after you sign in with a pin. I did not realize how much money I spent until I got back from Brazil which I stayed 6 months. I gonna sign up to stick it up to Shitty-bank.You're complaining about something totally unrelated. I don't even think that is the same division of Citi.

Maybe this is way out there, but could this possibly be a phishing scam. To get all your account info?

This is why I hate these settlements!

"But if you need bank or credit card statements to complete this claim, and you no longer have them, Citibank, Chase, Diners Club, Bank One/First USA, Bank of America, HSBC/Household, MBNA and Washington Mutual/Providian will give you copies of at least 6 of your old statements for free, if available electronically."

Oh see. Between 1996 and 2000 I spent a three years living abroad. The amount of charges on my citibank card ran into the ten of thousands of dollars. Oh sure....I still have all those statements. Uh huh. And my dead dad came back to life and brought them with him. Because you and I both know that citibank will not have those statements and even if they do, well I guess I only get six months of refunds! :eek:

Yep, you are screwed. Banks don't keep statements past 7 years, so if you don't have statements from citibank for the 90s, they won't be able to supply them to you.

You make it sound so painless and simple like it's a walk in the park when someone steal your personal secret financial information. Maybe it's true, luckily I never have that happened before to me. But I guess it depends on how your thieves use your CC number, and where they spent at, for how long. Imagine if they had used your CC# to buy illegal stuff from net, signed up at porn site all over the place...unless you get some good money out of this deal, I don't see how your bank information is worth handing over to some strangers for a few bucks.

Sounds like you're signed up anyway, so good luck to u!:shake:

Actually they did use it at a lot of porn sites and even to call Miss Cleo (back when she was a big thing). I called up the CC company disputed and they apologized and said "We'll have your account corrected within 48 hours." I had to sign an affidavit of course, but it was pretty much a walk in the park.

As for disputing charges when you've had a previous relationship with that merchant (as stated by someone before). That's a whole different story. That one could turn into a PIA.

Maybe I got lucky??

looks like a scam. I don't think any company would be asking for credit card numbers like that. So fishy. WATCH OUT.

The settlement was listed on my Citibank statement that arrived yesterday. "Please see enclosed information regarding class action settlement."

So crazy, yes (why they cannot handle it electronically like AMEX did with their settlement); fishy, no.

I used my Citibank card 3 years ago abroad and I did not see any foreign currency charges and I used it again a year ago or so. And there were these charges on the statement. I called CSR and talked to the supervisor about the inconsistency (I used the second time because there was no charge the first time). She said they always charged it and they started showing it as a separate line item fairly recently (2 years ago or so).
So I guess you may not see a line item even if they have charged you this fee in the past and there is no better way to assess how much they may have charged.

It's a scam, if there is a settlement, which it sounds like hasn't been approved yet, then they will use the credit card lists to contact you. They know who their customers are. Anyone who puts all their credit card info, bank accounts, personal stuff, onto a form that's sent to who knows where, deserves to have there $$$ stolen. All the links may be active, the law firm refrenced may be real, but you still don't know where your info is going. If it is on the level, there is plenty of time before the deadline in 2008 to file the proper paperwork

Does this mean Master Card and Visa will stop charging the 3% foreign transaction fee (some banks actually charge 1% or no fee for this type of transaction)? If this is the case, this is SWEET since I'm planning to go abroad soon. :)
HaHaHa... :lol:
The answer is NO unfortunately. :(
Now they just obligated to disclose it in writing in card Agreement.

I used my Citibank card 3 years ago abroad and I did not see any foreign currency charges and I used it again a year ago or so. And there were these charges on the statement. I called CSR and talked to the supervisor about the inconsistency (I used the second time because there was no charge the first time). She said they always charged it and they started showing it as a separate line item fairly recently (2 years ago or so).
So I guess you may not see a line item even if they have charged you this fee in the past and there is no better way to assess how much they may have charged.

My read on this, is that you dont need to know the amount of the foreign transaction charge. What the form requires is the total transaction amount in USD, per year, per card #, there is no need to put anything else in terms of amount.

I recommend that everyone think if they are covered by this. Not a phishing scheme - especially since my claim form was sent via my citibank credit card statement (found it lying on the floor- trash to throw away) read it and then yelled. When I found these charges on my ATM (citibank) card, 1% of the transaction + the 1.50 ATM charge I was mad last year. Went to the bank upon my return and asked what was going on. They said it must be the overseas bank charge, not them! Yeh! So very carefully I went and used my other ATM card (no foreign transaction fee, but a whopping $5 per transaction) and then used Citibank's ATM. Yes, there was a 1% charge on theirs, but not on my $5 transaction. When I returned, I had to call and argue about, no notification of this, or where/when was the notification. They could not give me that. So I am definitely going to put every case on it. When you spend $6,000 overseas, in one trip, on ATM withdrawals alone, that adds up.
When you charge foreign airfare over the web via a credit card they also charge you (easy jet, british air, FYI), also covered. In fact I just got a new credit card, just because it doesn't charge an overseas transaction fee. Yes, the lawyers are getting 25% of a whopping 37 million! But I sure hope they cover my expect $300 refund.

When I found these charges on my ATM (citibank) card, 1% of the transaction + the 1.50 ATM charge I was mad last year. Went to the bank upon my return and asked what was going on. They said it must be the overseas bank charge, not them! Yeh! So very carefully I went and used my other ATM card (no foreign transaction fee, but a whopping $5 per transaction) and then used Citibank's ATM. Yes, there was a 1% charge on theirs, but not on my $5 transaction. When I returned, I had to call and argue about, no notification of this, or where/when was the notification. They could not give me that. So I am definitely going to put every case on it. When you spend $6,000 overseas, in one trip, on ATM withdrawals alone, that adds up.

During what timeframe did you receive these fees? They notify me of upcoming fee changes by printing a notice right on my statement.

Yes I have Citi checking, but I use someone else for ATMs in foreign currency. I also have a Citi credit card, but use someone else for foreign currency. I'm sending Citi my statement from another bank so they know they lost $11,000+ in business on a trip I made a few months ago.

My understanding from above is that you submit the actual charges not the gross amount. I never saw any notice from Citi statement and even asked the bank and called the first time. Citi is a little different in their ATM withdrawal charge then other banks. They usually put the charges on the next month's statement. Their statement would read the 1.50 for a withdrawal at a non-citibank and then the foreign transaction fee was a seperate fee. Citi has a larger available withdrawal amount then Wells and Washington, which is what I want. Who wants to pay $10 for $1,000 ATM withdrawal(2) versus $1.50 for 1 transaction.
*Funny note on this - one Citibank in Prague told me I would still be subject to the 1.50 charge at their outside Prague ATM site - why - they didn't own the outside ATM at their bank! They had another site their but it is well outside my usual route. Well Fargo charged the $5 for non Wells Fargo site. Washington Mutal stated they would not charge the $1.50, but would charge 1% as a foreign transaction fee (on a non-interest checking account). Citibank credit card charge (foreign fee) is on their monthly statement each month.
Another part of the suit is what they use as the basis for calculating the exchange rate. Well Fargo and Citibank use different exchange rates on the dollar. Not much but different (.00X), If I remember rightly, Wells used a lower exchange rate. I really have to find my statements which are buried, due to moving some things around. I just had a phone call from my next door citibank person, who knew nothing about the lawsuit when I talked with her - she now referred me to the web site/no comment.

Anyway I'm not going to give the lawyers that much money. On some of these suits the people get $5 back and the lawyers make millions. I won't give them the satisfaction!

The lawyers will get the money whether you apply for your share of the money or not. In fact, the fewer people that file a claim, the more the lawyers are likely to get. :shake:

The lawyers are the only ones that ever win in these cases. BUT, you can object to their fee, simply file a complaint to the court that the legal fees should not be so high.

The lawyers will get $xxx millions while everyone will get a few cents (think about how many people will claim the $318M less fees)...


"The lawyers for the class members will request 27.5% of $318,000,000, plus interest, for attorneys' fees for investigating the facts, litigating and resolving the case. The $318,000,000 amount was determined by subtracting the $18,000,000 designated for settlement notice and administration expenses from the total $336,000,000 gross settlement fund. The lawyers for the class members will also request reimbursement of their expenses, not to exceed $5,000,000, to be paid from the settlement fund."


What the hell is this???!

That is one of hell of a Slick Deal, I have got to admit.

Some additional thoughts. There is no final settlement, yet! - November 2007 is suppose to be their next chance for a final settlement. In a previous class actional lawswuit I put my name down because someone thought it a good idea because they had screwed with me, so I did. Later I found out I wasn't eligible, but because they settled before going to court (so few put their names on the grievance) they figured it would be cheaper to settle with those few then paying their lawyers (imagine what the bank's lawyers are charging them). My settlement later amounted to about $11,000 dollars - overtime credit - which later had to be paid actual cash, due to retirement. This also involved further harrasment before retirement, illegal according to the settlement. I will research my statements this weekend.

My understanding from above is that you submit the actual charges not the gross amount. I never saw any notice from Citi statement and even asked the bank and called the first time. Citi is a little different in their ATM withdrawal charge then other banks. [text deleted]

Will this work? Get an account with Netbank or someone who doesn't charge any of these ATM fees (I've used mine in UK, Spain, Greece, Canada with no fees). Then go to your Citi account and do an external link. If you want the money in Citi most of the time, then just leave it there. Before you trip abroad, just transfer your Citi money into the Netbank account with the link.

Capital One for example says they do not charge an overseas transaction fee - so I got one of their cards. 2% back the first year. I also asked what basis do they use for the exchange rate - their answer SEEMED okay! But I will keep an eye on it. Certain accounts at banks (upgrade type) with a big minimum balance gets free overseas ATM withdrawals. If they do not have the minimum balance they get a 25 dollar monthly charge; as explained by a bank employee to me. Is it worthwhile to upgrade your account for awhile, if you spend a lot of time overseas? Then upon your return downgrade.
I talked to a lawyer last night, who assured me that no judge is going to allow the lawyers to take most of the 337 million and leave just a little settlement money. I remember in the (BMG-Sony) CD case - the judge rejected that type of settlement. The lawyer also said that what happens in these types of cases is that the paperwork submitted by everyone, overwhelms everyone!!

Capital One for example says they do not charge an overseas transaction fee - so I got one of their cards. 2% back the first year. I also asked what basis do they use for the exchange rate - their answer SEEMED okay!
I've already confirmed the lack of a Capital One fee myself. I think there's a longer discussion of this if you search.

Certain accounts at banks (upgrade type) with a big minimum balance gets free overseas ATM withdrawals. If they do not have the minimum balance they get a 25 dollar monthly charge; as explained by a bank employee to me. Is it worthwhile to upgrade your account for awhile, if you spend a lot of time overseas? Then upon your return downgrade. I have no foreign ATM fee & no minimum on accounts at Netbank and Citizens. I've confirmed it myself in several foreign countries. Try them instead.

Called citibank to clear my card for foreign travel. Was informed that they had increased the foreign currency transaction fee to 3% from 1% - last December, 2006. "fine print" notification? Trying to get back all the money from the settlement. Was also notified that there was no fee if using a citibank ATM in a foreign country. Told me to convert money here - then told me they didn't have enough available!. Went to citibank and told the official who said he was unaware of this last "no fee" statement at a citibank. Told me to keep my paperwork if I do, and submit a claim. Admitted that a lot of people out there are unhappy about all of this - and he is unsure how long this will last. Assured him that I was moving my account. They already had stopped their overseas money transfer system - due to a lot of criminal activity. Was aware of the latter - mainly Russian and other eastern european mafia type -

Meanwhile WMU(Washington Mutal) stated there is no 1% transaction fee if you use just an ATM card (without Mastercard/Visa logo). There was some confusion from this statement over the phone with WMU. Meanwhile Wells Fargo said they would charge me no fee for American Express Traveler Checks. Above, Citizens is east coast only. Netbank, reading up on, but unsure of due to fees for initiaiting the transfer?

Called citibank to clear my card for foreign travel. Was informed that they had increased the foreign currency transaction fee to 3% from 1% - last December, 2006. "fine print" notification?
It's not fine print. The first page of my statement has a box with bold lettering, "Foreign Transactions (Point of Sale, ATM, and Other transactions): Effective December 2nd, 2006, we will impose a transaction charge equal to 3% of the transaction amount (including credit and reversals) for each transaction (U.S. or foreign currency) that you conduct outside the 50 United States or Puerto Rice other than cash withdrawls at Citibank ATMs, which will not be subject to a transaction charge."

From your message, I'm not sure if you're aware that you can avoid this fee at Citi ATMs overseas.

Two years ago (and before) it was so easy!!

I was told I could avoid the fee at citi ATMs overseas; however, when in Prague (2 years ago) I went to one of three Citi branches downtown. Was politely told I would be charged since they didn't own their ATMs on the outside of the bank. No, they couldn't handle it over the counter!! I am going to try the other branches (one is a short distance away) and have looked at the web site, on which say call first to see if they have ATM (full service).
Someone was suppose to call - they didn't- and a an email request to citi (7 days ago) was never returned.

Update on Washington Mutal. Received their "no visa/master logo ATM card" in the mail; but there was a disclaimer about a 1% foreign transaction fee. Went to the bank and spoke through multiple people until one of them called their HQ. And this is the truth - The response was that "...they may charge the 1%..." even for atm cards without the logo. "MAY". They refused to give me a clearer response.

With money in citi and wells fargo as well as travelers checks and a capital one card; I am prepared. I forgo on Washington Mutal.

"The lawyers for the class members will request 27.5% of $318,000,000, plus interest, for attorneys' fees for investigating the facts, litigating and resolving the case. The $318,000,000 amount was determined by subtracting the $18,000,000 designated for settlement notice and administration expenses from the total $336,000,000 gross settlement fund. The lawyers for the class members will also request reimbursement of their expenses, not to exceed $5,000,000, to be paid from the settlement fund."


What the hell is this???!

That is one of hell of a Slick Deal, I have got to admit.

this is what the law firm I work for does

There is a class action lawsuit against Visa/Mastercard for foreign fees charged on foreign transactions from 1996-2006. The claim form is complicated (must calculate amount of foreign transactions), but this is useful to people who travel to other countries a lot and use credit cards. The online claim form and more information is found here:
http://ccfsettlement.com/claim/

Interesting. I lived in Bulgaria for two years during that time period and used an American Visa debit card. Wonder if I'll get anything back...

This looks like a scam. No phone contact, asking for your credit card #s bank info??

I would be very weary, but good luck if its legit

But they need your credit card information in order to help the nigerian prince pay his bar tab. I think there really is a class action settlement though, I don't know if this link is legit or not, but the lawsuit is real, if you can imagine a lawsuit, you can bet a lawyer has filed it.

Oh yeah I'll give out my acct numbers to some website, no matter how legitimate it may seem.

have fun

This looks like a scam. No phone contact, asking for your credit card #s bank info??

I would be very weary, but good luck if its legit

not true.
my form came with my actual statement. It had all the legal mumbojumbo and had this address. I sent mine in while back but haven't heard anything really.
either way, it's legitimate.

there is a phone number if you click "CONTACT" although you won't find me putting my info in there!

This is legitimate.

My problem, I will have a brutal time researching a bunch of my old transactions.

info on the suit
http://goeurope.about.com/b/a/199926.htm
The law firm of Berger & Montague is coordinating a class action lawsuit alleging that "the defendants conspired to artificially set and inflate currency conversion fees United States cardholders incur each time they use their cards in foreign currency transactions. This alleged conspiracy was facilitated, in part, by the fact that the card issuer banks occupy important management positions in both the Visa and MasterCard organizations."


Someone posted this here and it got deleted because people thought it was a scam. I did a little digging - this is legit as far as I can tell.

The site where you register for refunds:
http://www.ccfsettlement.com/
If you used a Visa- or MasterCard-branded credit card or debit/ATM card, or a Diners Club card to make a foreign transaction from February 1, 1996 - November 8, 2006, you may have the right to a refund of all or part of the related foreign transaction charges. The deadline to file a claim: January 9, 2008.



The domain name is registered to this accounting firm:
http://www.heffler.com/services/classaction/

I don't know who the original poster was, but he/she deserves the credit. If he/she shows up in this thread, please rep them :)

#1. Don't tell the mods what to do.

#2. This is not a SD. There are forums for this.

#3. Liberalism today is not about individual liberty. It is about increasing the power of government and decreasing the power of the individual. Socialism to be exact.

Again, this is a legitimate suit (first thread should have only been moved)..however deal talk is where it will wind up being.

#1. Don't tell the mods what to do.

#2. This is not a SD. There are forums for this.

#3. Liberalism today is not about individual liberty. It is about increasing the power of government and decreasing the power of the individual. Socialism to be exact.

Posts like this can impact a great number of members here. Mods usually allow the thread to linger in hot deals for a day or less then relocate it. If you don't like where it is just use the mod alert button.

Hey ... Thanks a lot .... That is a GR8 Slick Deal :lol: I would say it is a warm one

I studied abroad for 3 months last year....hmm

And yes this is legit..I got a pamphlet in my credit card statement last month..

Posts like this can impact a great number of members here. Mods usually allow the thread to linger in hot deals for a day or less then relocate it. If you don't like where it is just use the mod alert button.


Exactly! Especially since so many members spend about 95% of their browsing time in the hot deals section.

There is a class action lawsuit against Visa/Mastercard for foreign fees charged on overseas transaction from 1996-2006. The claim form is complicated (must calculate amount of overseas transactions), but this is useful to people who travel overseas a lot and use credit cards. The online claim form and more information is found here:
http://ccfsettlement.com/claim/

The title says overseas, but does it also apply to Canadian funds? Anyone know?

#1. Don't tell the mods what to do.

pffffft noob ... so young yet so innocent and misguided

in the era of identity thevies, i am not sure i am to make a claim; besides, i am not sure how much refund i would get & when i would get. i really hate master/visa cards, but it seems to me that they are the ones who should make a report for us as they should have all our data...or what they claim data about us. if they made a mistake, then we should file a cliam not the other way around.

!@#$ all financial institutes charging bloody fees...maybe marx was right about banks being an evil against people

anyway, this would take long time to get paid...as i haven't heard anything from epson other than the confirmation of registration.

in for 2,any coupon to make it better? :lol:

Definitely going to jump on this seeing how I used about $15K overseas last year.

Good luck to anyone who does this, I went on vacation this last Christmas...I guess I don't get anything back. Then again...they probably weren't ripping me off more than is legal then either.

I wonder about Canadian funds too.

Although I find the information I collect here to be useful, I have never seen such a bunch of nitty-picky, mean spirited, bean counters in my life as many of you who comment on these pages. These are the people critical of everything. I have personally benefitted a great deal from the information in these forums, and think that we need to encourage more people to participate than cut off people who are helping.

Just my two cents.

I recieved my form included in my credit card statement. The form says "foreign transactions". The form does not say "overseas". Thanks for the reminder. I will mail it today.

This was posted awhile back.

http://forums.slickdeals.net/showthread.php?sduid=173344&t=448676&highlight=ccfsettlement

#3. Liberalism today is not about individual liberty. It is about increasing the power of government and decreasing the power of the individual. Socialism to be exact.

I'm deciding to not particpate in thread crapping.

You should do the same.

I'm deciding to not particpate in thread crapping.

You should do the same.

When people put idiotic statements as their signatures, I am NOT threadcrapping, I am SIGNATURE crapping.

Also, from what I've read, when you join a class action suit, you usually don't come out with anything, but instead put more money in the pocket of trial lawyers... maybe $10 if you're lucky. Any ideas on this???

I'd be interested 2 years from now when people get compensated to know just how much they get out of this.

When people put idiotic statements as their signatures, I am NOT threadcrapping, I am SIGNATURE crapping.

Also, from what I've read, when you join a class action suit, you usually don't come out with anything, but instead put more money in the pocket of trial lawyers... maybe $10 if you're lucky. Any ideas on this???

I'd be interested 2 years from now when people get compensated to know just how much they get out of this.

Well, your point #3 was towards the signature, but your other two were aimed at the thread. Your current post continues the trend - just so that other people aren't confused by you, I'd like to point out that this is a settlement people will be signing up for. The lawsuit has been dropped, the suing lawyers have submitted bills and been paid, so all that is left is for people to choose 1 of 3 options:

1) Fill out the claim, get some money.
2) Opt-out of the class action, and sue the CC companies themselves.
3) Nothing. (I suppose you could Opt-out and then never sue, but that's not notably different from just doing nothing).

Have a nice day.

Cool. Just scanned through last year's statements... estimated about 15k spent overseas. Any idea when this is supposed to be processed?

how about up coming charges we still entitled to the 1-3% foriegn transaction fee? or is this only for last year??

Again reading lawsuit form, only charges thru Nov 2006, I am sure they covered their "xxx" after that date. And to above person who still do not believe, it is a legit lawsuit - I talked to my next door lawyer and citibank(they refuse to give info - said see contact instructions). Note for Citibank customers - I went to Prague and they had taken over the outside ATM windows (remodeled). I had no charges whatever on my ATM transactions. The main location is almost in the heart of downtown. I am not promoting citibank and Of course the dollar keeps dropping again Czech (& Euro) currency.

This looks legit but who can tell? I had a similar class action settlement last year regarding Amex and I netted 36 cents!! So if anyone is looking for a windfall, uh, I don't think so. As we all know, lawyers are the main beneficiaries of class action settlements.

http://www.ccfsettlement.com/

Please let me know if this has been posted previously, but I just wanted to let everyone know that I received a letter in the mail today regarding foreign transaction fees charged to Visa, MC, Cirrus, Mastro, and Diners club credit and debit cards. Apparently a class action lawsuit has been filed and a settlement has been reached with 3 different settlement offers available --- including the simplest option:

A $25 refund!

https://www.ccfsettlement.com/claim/?action=choose

Anyone with the above credit cards who made a foreign purchas between 1996-2006 is eligible for the settlement. Im sure many of us were quite annoyed with this fee (http://forums.slickdeals.net/showthread.php?sduid=214962&t=576788) and I am happy that this has finally been rectified.

Check your mail for the notice which will contain your refund ID (which the website will require), otherwise check the website to fill in the required information.

For those of you who think this is a scam, please read the following article describing the suit:

On Nov. 8, 2006, a federal judge in Manhattan granted preliminary approval to a $336 million settlement of lawsuit over the foreign-currency transaction fees charged to credit card users. The settlement, signed off on by U.S. District judge William H. Pauley, covers MasterCard, Visa or Diners Club credit card users who held the credit cards between Feb. 1, 1996, and the preliminary approval date. Final approval is set for November 2007.

http://www.creditcards.com/preliminary-approval-granted-in-credit-card-foreign-currency-transaction-fee-settlement.php

cool, I made some last year....thanks!

http://www.ccfsettlement.com/

Please let me know if this has been posted previously, but I just wanted to let everyone know that I received a letter in the mail regarding foreign transaction fees charged to Visa, MC, Cirrus, Mastro, and Diners club credit and debit cards. Apparently a class action lawsuit has been filed and a settlement has been reached with 3 different settlement offers available --- including the simplest option:

A $25 refund!


Ultimate Slick Dealing...give plebs $25..AND...pocket

How will the attorneys be paid?
The lawyers for the class members will request 27.5% of the estimated $313,000,000 expected to remain in the settlement fund after deducting costs for administering the settlement and notice, plus interest, for attorneys' fees for investigating the facts, litigating and resolving the case. They will also request reimbursement of their expenses, not to exceed $5,000,000, to be paid from the settlement fund.

These CA Lawsuits are Scams for the rich

Ultimate Slick Dealing...give plebs $25..AND...pocket

How will the attorneys be paid?
The lawyers for the class members will request 27.5% of the estimated $313,000,000 expected to remain in the settlement fund after deducting costs for administering the settlement and notice, plus interest, for attorneys' fees for investigating the facts, litigating and resolving the case. They will also request reimbursement of their expenses, not to exceed $5,000,000, to be paid from the settlement fund.

These CA Lawsuits are Scams for the rich

foreign transaction fees are scams in general --- let the scabs have some of the spoils. The CC companies deserve it. Anyway I think it was NY, not CA --- but same difference. High taxes and expensive real estate (downstate NYC at least).

I had few transactions. Great find. Repped.

i don't think i've used my cc last year, but i sure did this year... this doesn't cover 2007?

actually i remember i have! how do i go about getting a code?

This totally looks like a scam! They want the last 4 of your SSN and the CC number and the Issuing Bank! Way too much info to be filling into a webform. Please use your discretion and be wary...If it's not a scam, then I apologize...but my gut tells me not to do it...

This totally looks like a scam! They want the last 4 of your SSN and the CC number and the Issuing Bank! Way too much info to be filling into a webform. Please use your discretion and be wary...If it's not a scam, then I apologize...but my gut tells me not to do it...

it doesnt appear to be a scam. The settlement letter I received had a special code on it which i entered into the website, thereby having all the information filled in. I DID NOT need to put my SSN or CC numbers in as my ID number already had this info.

A google search brings up a number of articles that reference this suit:

http://www.travelfinances.com/blog/index.php/2007/02/23/credit-card-foreign-transaction-fee-lawsuit-details-are-here/

http://www.lawyersandsettlements.com/articles/credit-card-abuse.html

http://www.creditcards.com/preliminary-approval-granted-in-credit-card-foreign-currency-transaction-fee-settlement.php

On Nov. 8, 2006, a federal judge in Manhattan granted preliminary approval to a $336 million settlement of lawsuit over the foreign-currency transaction fees charged to credit card users. The settlement, signed off on by U.S. District judge William H. Pauley, covers MasterCard, Visa or Diners Club credit card users who held the credit cards between Feb. 1, 1996, and the preliminary approval date. Final approval is set for November 2007.

i don't think i've used my cc last year, but i sure did this year... this doesn't cover 2007?

actually i remember i have! how do i go about getting a code?

to get a code, youll need to fill in some information. including the last four of your social and a CC# for the acct in question. Or you can just look for the notice in your mail which will have a unique ID number on it, negating the need to enter any info into the site.

This totally looks like a scam! They want the last 4 of your SSN and the CC number and the Issuing Bank! Way too much info to be filling into a webform. Please use your discretion and be wary...If it's not a scam, then I apologize...but my gut tells me not to do it...

Totally agree with you and was about to post the same message. I traveled over seas every one of those years and will not be giving my financial information to this site. SS numbers + CC numbers + unfamiliar website = Trouble

This totally looks like a scam! They want the last 4 of your SSN and the CC number and the Issuing Bank! Way too much info to be filling into a webform. Please use your discretion and be wary...If it's not a scam, then I apologize...but my gut tells me not to do it...

Your gut is wrong. But don't try this unless they send you a notice.

If you don't want to put your information on the site, then fill out the form they mail you and mail it in. But don't try this unless they send you a notice.

So after I get this code I just wait and I'll get a check in the mail? I'm slightly confused as to what the next step is.

So after I get this code I just wait and I'll get a check in the mail? I'm slightly confused as to what the next step is.

yes --- just wait.

I took the notice from the mail, put the code into the website, and received a claim number.

From the website:

When will I get my refund?

Refunds will be paid after the Court finally approves the settlement, and approves any award of attorneys' fees, awards to the class representatives, and allocation of the settlement fund among Settlement Damages Class members, and any appeals related to that approval are resolved. It is possible that this could take several months, or, if appeals are filed, several years. You may want to check this website from time to time for updates.

http://forums.slickdeals.net/showthread.php?t=448676

Look at previous post...... so I don't think it's a spam.....if it's repped by so many ppl.

I think I had a 3% foreign transaction fee with Chase when I ordered something online. So this counts? I haven't received any emails about that.... actually, I think I received a physical mail about this lawsuit on a pamphlet.

thanx!!! I used my card in China (but it was in like Jan. 2007), however I think i used it in some other country in 2002...

Totally agree with you and was about to post the same message. I traveled over seas every one of those years and will not be giving my financial information to this site. SS numbers + CC numbers + unfamiliar website = Trouble

it is real:
http://whois.domaintools.com/ccfsettlement.com (http://slickdeals.net/?sduid=150801&t=672760&u2=http://whois.domaintools.com/ccfsettlement.com)

Blacklist Status: Clear

Registrant:
Heffler, Radetich & Saitta LLP
1515 Market Street
Suite 1700
Philadelphia, Pennsylvania 19102
United States

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com (http://slickdeals.net/?sduid=150801&t=672760&u2=http://www.godaddy.com))
Domain Name: CCFSETTLEMENT.COM
Created on: 07-Jul-06
Expires on: 07-Jul-08
Last Updated on: 30-Oct-07

Administrative Contact:
McCann, Jeff (jmccann@heffler.com)
Suite 1700
Philadelphia, Pennsylvania 19102
United States
2156658870 Fax --

Technical Contact:
McCann, Jeff (jmccann@heffler.com)
Heffler, Radetich & Saitta LLP
1515 Market Street
Suite 1700
Philadelphia, Pennsylvania 19102
United States
2156658870 Fax --

http://forums.slickdeals.net/showthread.php?t=448676

Look at previous post...... so I don't think it's a spam.....if it's repped by so many ppl.

Your right, because a clever well presented scam couldn’t sucker in all these geniuses on this site.... lol.....Sorry had to respond to this thread:lol:

yeah my transaction was made overseas with chase too... i haven't gotten anything from them regarding this. :(

btw, this is sort of a repost:
There is a class action lawsuit against Visa/Mastercard for foreign fees charged on foreign transactions from 1996-2006. The claim form is complicated (must calculate amount of foreign transactions), but this is useful to people who travel to other countries a lot and use credit cards. The online claim form and more information is found here:
http://ccfsettlement.com/claim/ (http://slickdeals.net/?sduid=150801&t=448676&u2=http://ccfsettlement.com/claim/)
http://forums.slickdeals.net/showthread.php?sduid=0&t=448676&page=5

I went backpacking in Europe in 2006. I don't have any receipts, but the scam theory might be right.

Is it worth risking all your financial info and SS # for a measly $25?

I went backpacking in Europe in 2006. I don't have any receipts, but the scam theory might be right.

Is it worth risking all your financial info and SS # for a measly $25?
if u is a slickdealer, then the answer is yes:cool:

wondering if this applies to foreign transaction initiated from the states or foreign transaction made ANYWHERE in the world besides from the states? Or both?

I used either my CC or debit visa card at an airport in Asia to pay for over-the-limit baggage weight. Would this count as a purchase?

I too am weary about the info that is requested. Shouldn't this info be made available through one's bank that issued the card?
that would be more trustworthy to then send personal info.

I used several cards overseas but I don't have the numbers anymore. Hopefully I'll get a letter but I really doubt it. Class actions like this are mainly about enriching the lawyers involved.

I think I had a 3% foreign transaction fee with Chase when I ordered something online. So this counts? I haven't received any emails about that.... actually, I think I received a physical mail about this lawsuit on a pamphlet.

Honk Honk

i remember the lawsuit but dam i thought it was long over.

if u is a slickdealer, then the answer is yes:cool:


If your credit score is above average and you dont like risking it for $25, then the answer is NO!!!

guys:
http://www.ccfsettlement.com/documents/2007-11-27-english-notice.pdf

If your credit score is above average and you dont like risking it for $25, then the answer is NO!!!
lol:lmao:

Looks legit to me......applied for $25 settlement on discontinued credit card that had overseas purchases (less than $2500). Looks like if your foreign purchases were less than $2500, you won't get a notice...

Thanks for tip!

Those foreign transaction fees are so annoying. $25 is meagre compensation for anyone who regularly uses their credit card abroad.

Just today I called the car rental company that I used when I was in Ireland. Along with the expected charge for the rental that I had signed off on the Rental Agreement, there was an additional charge of $50 (Euro 35) that they didn't tell me anything about. They told me that it was a standard charge they impose when someone uses a credit card to cover their insurance. Also said all car rental companies charge it. This was the first time I've seen it, but also the first time that I rented from this particular company. I'm going to dispute it with my CC company as there was no mention of it on the Rental Agreement and I wasn't told verbally either.

Looks legit to me......applied for $25 settlement on discontinued credit card that had overseas purchases (less than $2500). Looks like if your foreign purchases were less than $2500, you won't get a notice...

Thanks for tip!

Thanks OP!

Ok, does anyone know any credit card companies that DO NOT charge foreign transaction fees as of today?

awesome. i thought 3% is standard for VISA/MC and 2% for AMEX? but at any rate this is a good bonus back to me. i used my AMEX a lot while overseas. a few times on MC.

Ok, does anyone know any credit card companies that DO NOT charge foreign transaction fees as of today?

Capital One! After years of hating them, I got a C1 card specifically for use out of the US.

foreign transaction fees are scams in general --- let the scabs have some of the spoils. The CC companies deserve it. Anyway I think it was NY, not CA --- but same difference. High taxes and expensive real estate (downstate NYC at least).

i am not sure they deserve 100 million. could htese be why the public has such disregard for lawyers? :nod:

the amount they are getting paid is so ridiculous that its hard to believe its true.

I was once overcharged by Hertz's German branch for a tank-full of gas that their employee probably stole. Once I presented proof they refunded the charge. Visa charged a new transaction fee, instead of refunding the prorated part of the original transaction fee.

sweet, repped

Is it worth risking all your financial info and SS # for a measly $25?
They should NOT need your SS# just the cc#'s used.

----------------------------------------------

They ALL charge those fees. Especially Bank of America. They're probably the highest.

Worst part is if you have to have a refund then it goes by the exchange rate of that particular day and NOT at the time your payment was made.

scam!

I've heard about this in the news... not sure if this is the real site, more investigations needed, but nice to know that it's gonna be paid out!

I've heard about this, but I'm just not gonna give my CC and SSN info to some unverified source. If they are liable they will eventually contact each customer.

I've heard about this, but I'm just not gonna give my CC and SSN info to some unverified source. If they are liable they will eventually contact each customer.

its the last 4 digits people --- not the WHOLE SSN.

I received a form from my credit card company to complete regarding this. I mailed it around April 10, 2007. The form did not request a social security number. The form says "To ask for a refund, go to: www.ccfsettlement.com/claim or fill out this form and mail it to: etc. etc.

The deadline to file a claim: January 9, 2008.

I just received my form in the mail today, and am looking at it right now. If you choose the first of the three options (the "easy refund" option), you simply sign and mail the form in... NO cc or SSN numbers needed on the snailmail form. It has my info (name, address) already printed on it.

If it's a scam, it's the most sophisticated one I'VE ever seen...

Hmm. This might be worth going through some old files to see which credit card I was using 5-6 years ago.

if u is a slickdealer, then the answer is yes:cool:

If your credit score is above average and you dont like risking it for $25, then the answer is NO!!!

Oh, Bigb... :rolleye2:

You'll learn soon, young padawan... Don't look a gift-hor$e in the mouth! Welcome to slickdeals, my friend!! :cool:

Oh, Bigb... :rolleye2:

You'll learn soon, young padawan... Don't look a gift-hor$e in the mouth! Welcome to slickdeals, my friend!! :cool:
lolz:)

lolz:)


Looks like scam , everyday Millions of dollar transaction happen on credit card with foreign company,,,

guys:
http://www.ccfsettlement.com/documents/2007-11-27-english-notice.pdf


lol:lmao:

I find it interesting that the lawyer's names and addresses do not match the info given by a previous poster who said...


it is real:
http://whois.domaintools.com/ccfsettlement.com

Blacklist Status: Clear

Registrant:
Heffler, Radetich & Saitta LLP
1515 Market Street
Suite 1700
Philadelphia, Pennsylvania 19102
United States

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: CCFSETTLEMENT.COM
Created on: 07-Jul-06
Expires on: 07-Jul-08
Last Updated on: 30-Oct-07

Administrative Contact:
McCann, Jeff (jmccann@heffler.com)
Suite 1700
Philadelphia, Pennsylvania 19102
United States
2156658870 Fax --

Technical Contact:
McCann, Jeff (jmccann@heffler.com)
Heffler, Radetich & Saitta LLP
1515 Market Street
Suite 1700
Philadelphia, Pennsylvania 19102
United States
2156658870 Fax --


I'd stay away from this unless you got something in the mail.

I find it interesting that the lawyer's names and addresses do not match the info given by a previous poster who said...


it is real:
http://whois.domaintools.com/ccfsettlement.com

Blacklist Status: Clear

Registrant:
Heffler, Radetich & Saitta LLP
1515 Market Street
Suite 1700
Philadelphia, Pennsylvania 19102
United States

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: CCFSETTLEMENT.COM
Created on: 07-Jul-06
Expires on: 07-Jul-08
Last Updated on: 30-Oct-07

Administrative Contact:
McCann, Jeff (jmccann@heffler.com)
Suite 1700
Philadelphia, Pennsylvania 19102
United States
2156658870 Fax --

Technical Contact:
McCann, Jeff (jmccann@heffler.com)
Heffler, Radetich & Saitta LLP
1515 Market Street
Suite 1700
Philadelphia, Pennsylvania 19102
United States
2156658870 Fax --


I'd stay away from this unless you got something in the mail.

Even if it's real most of money will go to Lowyer's account!!!!!!!! don't give your info

its the last 4 digits people --- not the WHOLE SSN.

...and then when someone calls the bank posing as you with a valid CC number and they ask that person to verify your name, address, and LAST 4 DIGITS of your SSN they actually can. Plenty of businesses use the last 4 digits of the SSN to verify customers they're talking to via phone before releasing account information.

...and then when someone calls the bank posing as you with a valid CC number and they ask that person to verify your name, address, and LAST 4 DIGITS of your SSN they actually can. Plenty of businesses use the last 4 digits of the SSN to verify customers they're talking to via phone before releasing account information.

good point

I find it interesting that the lawyer's names and addresses do not match the info given by a previous poster who said...


it is real:
http://whois.domaintools.com/ccfsettlement.com

Blacklist Status: Clear

Registrant:
Heffler, Radetich & Saitta LLP
1515 Market Street
Suite 1700
Philadelphia, Pennsylvania 19102
United States

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: CCFSETTLEMENT.COM
Created on: 07-Jul-06
Expires on: 07-Jul-08
Last Updated on: 30-Oct-07

Administrative Contact:
McCann, Jeff (jmccann@heffler.com)
Suite 1700
Philadelphia, Pennsylvania 19102
United States
2156658870 Fax --

Technical Contact:
McCann, Jeff (jmccann@heffler.com)
Heffler, Radetich & Saitta LLP
1515 Market Street
Suite 1700
Philadelphia, Pennsylvania 19102
United States
2156658870 Fax --


I'd stay away from this unless you got something in the mail.

thats the address on my letter.

whois information proves nothing. When I registered my own domain, nobody verified if the information I entered was real or not. What's to stop the scammers from entering the legal law firm's address for a look-alike site?

http://forums.slickdeals.net/showthread.php?t=448676

Look at previous post...... so I don't think it's a spam.....if it's repped by so many ppl.

somehow i vaguely recall filling this out a long time ago, i should have received a check in the thousands by now. have there been other suits in the past b/c I never received a dime.

whois information proves nothing. When I registered my own domain, nobody verified if the information I entered was real or not. What's to stop the scammers from entering the legal law firm's address for a look-alike site?

yet people get mailings not requiring a SSN or CC number to be put in AND this is talked about in the news from multiple sites on the internet over the past couple of years?

After all the lawyer's take, wondering how much left, 25 CENTS per person?:mad:

Multiple cards = multiple pay-offs???

And what about 2007 and the future????????:eek:
Need any lawsuits?

Whenever I have ever filled out ANY of these forms for lawsuits/settlements and getting a reward (for other different lawsuits/settlements), I have never once received any "rewards". It ends up being a total waste of time.

Most likely the only ones getting a "reward" from this are the lawyers.

sweet... well I hope they find me; cause I made purchases when I went to Greece in 1998 and Mexico in 2000 or 2001. :lol: The only thing is -- the cc I used in 98 I no longer have.... I hope they find me!!!!

Looking through my Quicken registers, I found trips that were charged on Credit Cards that I have since closed the account. I don't see a risk in disclosing credit card numbers on closed accounts. In looking at the claim forms, they are asking for the last 4 of your SSN for identification purposes.

yet people get mailings not requiring a SSN or CC number to be put in AND this is talked about in the news from multiple sites on the internet over the past couple of years?

I did not say this deal was a scam, I actually beleive it is not. I just warned people that in general not to trust whois as a verified source of information.

Whenever I have ever filled out ANY of these forms for lawsuits/settlements and getting a reward (for other different lawsuits/settlements), I have never once received any "rewards". It ends up being a total waste of time.

Most likely the only ones getting a "reward" from this are the lawyers.

guess you don't understand what it takes to litigate a case like this

The lawyers are asking to receive 91 million dollars which is to be paid out of the class fund, which also includes expenses that shall not exceed $5,000,000

guess you don't understand what it takes to litigate a case like this

The lawyers are asking to receive 91 million dollars which is to be paid out of the class fund, which also includes expenses that shall not exceed $5,000,000

so why would they get 91 mill if they cant exceed 5?

I received the forms in the mail with my code. When I entered the code it already had my name and address entered. I didn't need to enter part of my social or anything else. I just needed to select that i agreed with the ruling basically.

Where are people seeing/getting the SS # requirement?

I received the forms in the mail with my code. When I entered the code it already had my name and address entered. I didn't need to enter part of my social or anything else. I just needed to select that i agreed with the ruling basically.

Where are people seeing/getting the SS # requirement?

if you dont get the form in the mail, then you need to put in some info if you want to get in on the settlement.

I just got the code today

Well, I used my card except that account has had it's account number changed twice since once it was pretty clear that someone had cloned my credit card via a dump, and the 2nd time my brother lost his wallet and got paranoid and got a new card issued even though I told his stupid ass it'd probably get returned (and it did get returned in like a day).

Sadly I don't think I used a different card overseas.

Sweet deal!

They charged me 76 bucks for a $800 purchase as transaction fees.

My wife and I also received this notification in the mail today (Dec 3, 2007). My wife speculated that our names for the mailing were possibly generated based on our passport use when traveling abroad. There is not a guarantee to receive anything unless the case is won so decide what your time is worth before you dig into the details.

Who does this apply to? "transactions denominated in a foreign currency or with a foreign merchant, including purchases, cash advances, cash withdrawals, and internet transactions"

If you traveled a great deal internationally over the last decade, make sure you do not do the "quick $25 dollar" application, you would be selling your opportunity short. 1-3% (minus fees) could be a fat bank for extensive travelers abroad.

The news has indicated that a similar suit was brought to AmEx, but that one failed (maybe that is what some of you are remembering about a previous mailer you filled out?)
http://www.travelfinances.com/blog/index.php/2007/04/30/american-express-foreign-transaction-fee-lawsuit-fails/


Other Travel related lawsuits and "Deals" listed on this page address http://www.travelfinances.com/blog/index.php/category/lawsuits/

The thing that really gave me the warm and fuzzy on following through with my claim was this site (of which I have visited on many occasion):
http://www.creditcards.com/NEED-TO-KNOW-Foreign-Transaction-Fees.php

My advice (such that it is) is Good Luck and enjoy this "Slick Deal"!

great deal! in for one!

sliiiiiick!

i told you non-believers that this was legit!!!!shun the non-believers, shun!!!

my roommate and i both got our letters in the mail today. is there any way to confirm this is legit?

I got my letter, but I couldn't find an answer to my question in the pamphlet:

Does the Option C include credit cards used in money laundering, etc., assuming that the indictment is still pending, i.e. no conviction yet? I wouldn't think about the ones I already got convicted for... unless maybe those still count too? One way or the other, the banks charged outrageous transaction fees!!

I just got one in the mail and almost trashed it before realizing it was legit. I studied abroad almost four years ago and vaguely remember even using a credit card. Looks like I get $25 I wasn't expecting! Cheers!

my roommate and i both got our letters in the mail today. is there any way to confirm this is legit?
dont worry it is.

I got two letters today with different authorization codes. So would I be getting two $25?? Strange!

I received my letter yesterday, and was wondering if anyone has heard how they're making the calculations on 'Option Two'. The form just asks for the number of days you spent outside of the country over the time period, and apparently you'll be reimbursed for 1% of the 'average' daily spending of travelers. I was abroad for almost 150 days, and was curious if anyone has seen information on the amount they're using as 'average' spending?

Most of that time I was a student, so my daily spending was in the $50 - $75 range, but part of it fell under business travel, which was a lot closer to $1,000/day. Any idea what I could expect to receive?

foreign transaction fees are scams in general --- let the scabs have some of the spoils. The CC companies deserve it. Anyway I think it was NY, not CA --- but same difference. High taxes and expensive real estate (downstate NYC at least).

LOL...for the acronymally challenged:

CA = Class Action.

I received this in the mail yesterday. How do I know if I was charged this fee? Is there something I can look for on my statements? I am sure I probably had some kind of Internet charge in 10 years to a foreign merchant, especially with all the Internet gambling I did, but I'm not positive. I don't want to get audited and then find out I don't qualify and have to go to jail or something over a measly $25.

sweet... well I hope they find me; cause I made purchases when I went to Greece in 1998 and Mexico in 2000 or 2001. :lol: The only thing is -- the cc I used in 98 I no longer have.... I hope they find me!!!!

If you still live at your billing address for that card, you should get the paperwork. I got two in the mail yesterday, one for me and one for the person who lived in the house before I did. I'm guessing that was her billing address on the card she used overseas.

And to the person who thinks its based on your passport address, I don't think it is. My passport address is different than my current address.

And for the people who are applying for this that didn't get mailed, I think they probably have a room of like 1000 interns looking through your credit card history to determine if you qualify for this settlement, so if you haven't had any foreign charges I would advise not filing for this. But if you do think your credit card has foreign fee charges definitely apply, since they might not have your current address.

And for the people who are applying for this that didn't get mailed, .

Do you think it's safe to apply for the $25 if we did get mailed? Do they only mail people a copy of the settlement thing if they know they qualify?

Interesting...I was in Greece in 1999 and spent a bundle on my Visa. Will look out for the notice.

I received mine Today and now I wonder how can I apply for Option #2 or #3 if I did not keep my credit card statements for that long. We should also get reimbursed by #credit cards because all banks are getting rich on these fees.

Any luck getting a YEAR statement from the bank?

Any luck getting a YEAR statement from the bank?

I just called Citibank and they do not keep such information. They sent summaries in the first 3 months and then info is GONE, at least not available per request

I think I have used both of my Visa and Master cards making foreign transactions. Hopefully I am eligible for both. Let me check.

Well I got my notice(s) today (wifey and I) - there are 3 options for payment:
1) take $25 and run - no questions asked
2) Tell them the # of days you were out of the US, then they give you "1% refund for estimates of foreign transaction activity using Visa/MC/Diners"
3) Give them an itemized list of all your transactions and accoutn info and you get "1 - 3%" back

Note that NONE of these *REQUIRE* statements, but if you claim something really extraordinary it does say they can request documentation, and that Visa/MC/Diners WILL provide account statements for the period in question.

In general, the more time you spent out of the US, the further down the list of options you should choose.

Wondering how they got the list for mail? I didn't received my mail but I used my Visa card more than a year in the oversea. I don't have that card anymore and noway I can get the statements for that year.


hmmm... :confused:

I got an official form yesterday & another today for a different credit card.
Submitted both online and a message said I might only receive 1 refund.

Wondering how they got the list for mail? I didn't received my mail but I used my Visa card more than a year in the oversea. I don't have that card anymore and noway I can get the statements for that year.


hmmm... :confused:

I got my mail today too. Haven't tried the code in it yet though.

I couldn't find if this was answered or not but...

What does foreign transaction include?

Purchases made overseas yes of course but...

What about if you are in the USA and make a purchase from a Japanese company?

Does that count as a foreign transaction? If it does, I may be getting a very slick deal from this.

I called my bank. They are going to charge me $5.00 to pull each statement. Did anyone get the past statements for free in reference to this lawsuit?

I called my bank. They are going to charge me $5.00 to pull each statement. Did anyone get the past statements for free in reference to this lawsuit?

"First a reminder: Pursuant to the Revised Plan of Administration and Distribution, paragraph 5(f), Exhibit H, to the Stipulation and Agreement of Settlement, the Bank Defendants shall provide, free of charge, your monthly billing statements, if retrievable electronically, to any Settlement Damages Class Member who request these statements to substantiate his or her claim form. If you are a customer of Household/HSBC or Providian/Washington Mutual, you should contact the Settlement Administrator for your electronically retrievable transaction records."

Does anyone know if it's safe to apply for the $25 if you were mailed the form, but do not know if you had any foreign transactions? How do they decide who to mail the form to?

Does anyone know if it's safe to apply for the $25 if you were mailed the form, but do not know if you had any foreign transactions? How do they decide who to mail the form to?

"[The $25 option] is recommended if you traveled outside of the US for less than one week or had foreign transactions of less than $2500..."

Zero is less than $2500. You qualify if you get the form I'd say.

Any advice on how they will estimate option #2? I spent 6 months abroad but definately spent less than 2500 abroad.

my wife got this today... anyone have cliff notes of this thread?

Edit: OK just read it all. My wife went to France in high school... it must be from that but she never had a CC then. I have no clue how they would get our address, we don't have any CC's we had back then...

i just got the disclosures in the mail, it is not a scam.

Will I still get a refund of I used CapitalOne with 0% foreign transaction fees?

yay! i got my form in the mail!

I've not read all the thread, so I apologize if someone has already made this observation. But the easy refund form (refund Option #1) for $25 does NOT appear to ask for ANY pertinent personal information. All it requests is name and address with a signature that you spent outside of the US. Everyone else agree with this?

I filled out the online form last nightt with option #2. I had 112 days of foreign travel. Most expenses were on Amex for business travel, but there were some personal expenses on MC/Visa. I have no idea how much, so I answered honestly w/ #2 based on the dates in my passport.

I filled out the online form last nightt with option #2. I had 112 days of foreign travel. Most expenses were on Amex for business travel, but there were some personal expenses on MC/Visa. I have no idea how much, so I answered honestly w/ #2 based on the dates in my passport.

On the first page where they describe option #3, last sentence clearly says you need to use #3 for expenses on corp cards.

Hey guys, new thread is being created for this same subject and admins decided to keep both open and separate. I would like to invite you guys to comment on the new thread
http://forums.slickdeals.net/showthread.php?p=8972059#post8972059

Specially, have you received any refund?

Lot of people on the new thread are receiving the letters now.

I am planning on using #2 or #3, I am wondering how long it will take to get my refund.

I got the form, and then used my claim number to file for my $25 refund on line.

not a scam. a standard settlement IF you get the notice. if not you are cheating, not slicking.

Got my letter finally today...will take my quick and easy $25 and run ;)

I don't think I spent anywhere near the $2500 anyhow so better option for sure.

Specially, have you received any refund?Maybe I'm misinformed but I understand you won't get a refund until the legal proceedings end which is a long time from now.

u should receive this in the mail if u qualify

Guys, option 2 doesn't require that you spent $2500. All it does is use your estimate of days overseas and purpose, and then applies a multiplier based on some kind of "average" spending.

The potential problem is if you (telling the truth, which is not required) say you were overseas for 15 days, the result might be less than $25 after the pool of money is divided by the Option 2 claims.

got mine, went with option 1, i went to hong kong and china last december. the only card that i used was my hsbc atm card at an atm, haha.

Any advice on how they will estimate option #2? I spent 6 months abroad but definately spent less than 2500 abroad.

No idea how they estimate, but if you spent less than average on your trip, you should probably pick #2.

I just got my settlement from the Microsoft lawsuit of $228 yesterday and today I find out I'm going to get another $25 from this lawsuit. I love it when people sue big companies and I get money.

Thank you all for giving me the heads up on this. I feel this is very legit because I entered the claim number from the letter that they sent and I did not need to reveal anything more. I chose option B and was out of the country for a total of 210 days. I wonder what that will be worth.

I threw mine in the trash yesterday....I thought it looked like a total scam as well.

They wanted me to fill in my social, CC info, and even bank account info. 25 dollar was tempting, but not to give away my complete identity.

:lol: got it in the mail yesterday, after we got a $1,000 check after some lawsuit when we worked at a store for 3 months..free money is awesome!! :whee:

:lol: got it in the mail yesterday, after we got a $1,000 check after some lawsuit when we worked at a store for 3 months..free money is awesome!! :whee:

i got mine too :whee:

I just got my settlement from the Microsoft lawsuit of $228 yesterday and today I find out I'm going to get another $25 from this lawsuit. I love it when people sue big companies and I get money.

what settlement?

Today I got the Code in the Snail Mail. ITs basically a large white booklet folded long side and sealed. It comes from US District court Settlement Admin in Philly. It has three pages with the three options. I had a lot of transactions on my MC and Visa. It looks like genuine It has a refund ID on the top of the letter. So guys this is Genuine and look for a large booklet type in the mail folded into half on the long side. Good luck for all you guys..

For those who are wondering if they have details of their transactions here are the three options again

1) $25 Easy refund for just signing up and ack the transactions
2) 1% of estimated (Done by Som eone) day you spent outside the country (Just give the number of days you are out of the country
3) Detailed transactions including the CC number etc.

I choose Option 2

I got this the other day and just did it online. Under the FAQ it says that with appeals it could take several years to get the payment(sorry if that's already been mentioned).

I got the big pamphlet in the mail the other day too... Only thing is, I don't ever remember making any purchases outside the country... Hmmm? Could it count if I used my cc for art we purchased on a cruise even in US money?

I got one of these Snail Mail yesterday; thought it was a joke until I did a little research. I can't recall making purchases overseas, but considering the timeframe is so large, I may very well have. Does Hawaii count as overseas? If so, I was over there for about 5 mos. :)

I got the big pamphlet in the mail the other day too... Only thing is, I don't ever remember making any purchases outside the country... Hmmm? Could it count if I used my cc for art we purchased on a cruise even in US money?

I got one of these Snail Mail yesterday; thought it was a joke until I did a little research. I can't recall making purchases overseas, but considering the timeframe is so large, I may very well have. Does Hawaii count as overseas? If so, I was over there for about 5 mos. :)


I also got this pamphlet via snail mail the other day in my name. I don't recall making purchases outside of the US with the exception of Puerto Rico (if that counts). My hubby was on business in the Domincan Republic/Barbados over the past few years, also. We used to have a card each where I was the primary and he might have used that on a trip, but usually he uses the company card on business trips.

I'm wondering why they would send me this pamphlet if I didn't qualify though?

I got two letters today with different authorization codes. So would I be getting two $25?? Strange!

ditto. :confused: :confused:

Just got my form in the mail yesterday and submitted it today. Funny thing is my mailed form didn't have a claim number, but i was still able to use the website. I chose the $25 option. We went to Ireland 2 years ago so i can't go back and see what we really incurred

https://www.ccfsettlement.com/

does cash adance count as a purchase if it s made overseas?

I just got my settlement from the Microsoft lawsuit of $228 yesterday and today I find out I'm going to get another $25 from this lawsuit. I love it when people sue big companies and I get money.

Is that from the OS thing? I remember filling out something awhile back where you had to list all the OS'd you had purchased from them.... wonder what came of that

Got a letter in the mail a couple days ago. Thanks!

Got it in the mail yesterday. I don't remember much from that trip to mexico....but I'm sure glad I'm getting money back from it!!!

Hi,

If anybody can suggest me. I didnt made any transaction myself OOC, but there was some fraud on my CC it was used from Italy or somewhere.

I got 2 of these with different Refund IDs y'day mailed at my home. Should i fill both and send, or i should not send as i got my CC Money paid back to me for the Fraud Amount.

Would love to get extra bucks, but not if any risk involved.

Please suggest.

I got two of them in the mail but can't remember using more than one credit card on vacation last year.

I guess if they send you two forms that you're entitled to apply for both???

Hubby got form in the mail from 2006 Mexico trip - I can't remember if I made any purchases on my card during the trip - hope I did ! 25 bucks is 25 bucks :nod:

I got the same letter, hehe...

I didn't see this yet so..

The United States District Court has approved changes to the settlement claims procedures described on this website. Among other things, the changes include revised claim forms for individual claims. The new claims procedures permit individual class members to choose to make claims without the need to review their own records of their foreign transactions. The claim form for company/agency claims will remain the same. If you previously submitted a claim form for your individual claims, you do not have to file a new claim form, but you may submit a new one under the revised procedures if you wish.

In addition, the deadline for filing a claim has been extended to May 30, 2008, and the deadline for opting out of the settlement damages class or objecting to the settlement has been extended to February 14, 2008. The hearing for final approval of the settlement is scheduled for March 31, 2008 at 11:00 a.m. at the U.S. District Court for the Southern District of New York, 500 Pearl Street, New York, N.Y. 10007. This date is subject to change. Please check back for updated information.


They pushed back the date you have to make your claim

Nice, thanks!

i got the same letter yesterday too...

Also got it yesterday, went for the quick $25. Not worth the hassle (for me, at least) of digging up old reciepts, etc.

Does Hawaii count as overseas? If so, I was over there for about 5 mos. :)
Um, Hawaii is part of the United States. I get your question though.
Asking that in Hawaii is taking a bit of a risk.:boxing:

Finally got my letter today.

A class action lawsuit has been filed called the Currency Conversion Fee (CCF) Antitrust Litigation lawsuit. If you had made foreign transactions between Feb 1 1996 and Nov 8 2006 using a Visa (credit/debit card), MasterCard (visa/debit card), or Diners Club (credit card), then you could get a refund. Apparently these credit cards tried to hide the price of foreign transactions and inflated their exchange rates. The amount of the settlement is $336,000,000.

In short - if you travelled abroad between the mentioned dates and used one of those credit cards, they WILL send you at least 25$ if you opt in.

The letter is broken down into 3 refund options:
- Easy Refund option, which gives you $25 and does not ask to provide much information at all. It's for those who have travelled abroad for less than a week in the totalled time mentioned.
-Total Estimation Refund, if you have travelled outside US more than 1 week or spent more than $2500 in those trips, you need to give more info. You might be entitled to a larger refund than $25 bucks.
-Annual Estimiated Refund - if you have done extensive foreign travelling in the said period. You obviously have to give more info than the other 2 but are entitled to more.

Many of you probably got one of these letters sent to you. They are not fake, or an elaborate scam. Everyone who has not received a letter but thinks they are eligible should check out their website, you can find a bunch of contacts you can call or download specific forms online:
www.ccfsettlement.com.


For the skeptics (and you have no reason not to be), check out the following sites:

http://www.9news.com/rss/article.aspx?storyid=82247

http://www.travelfinances.com/blog/index.php/2007/12/07/the-real-deal-ccf-settlement-forms/

repost how many times over...

http://www.msnbc.msn.com/id/22150772/

http://www.msnbc.msn.com/id/22150772/

Nice, finally a reputable source. Thanks!

I got two of them,,can I do both?

Spent 45 days in Europe in 2005 with my Chase card. Easily spent 10,000 bucks. I went option 2.

For your information, when was the last time that GoDaddy.com checked the real info of its subscribers?? Are you out of your mind??

Go Daddy is the number one stop for MLM, Psychic frauds, 419ers and the rest of the scum of the earth!

Just call your credit card company and get it over with, p-brain!

"-------------------
It is real:
http://whois.domaintools.com/ccfsettlement.com

Blacklist Status: Clear

Registrant:
Heffler, Radetich & Saitta LLP
1515 Market Street
Suite 1700
Philadelphia, Pennsylvania 19102
United States

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: CCFSETTLEMENT.COM
Created on: 07-Jul-06
Expires on: 07-Jul-08
Last Updated on: 30-Oct-07

Administrative Contact:
McCann, Jeff (jmccann@heffler.com)
Suite 1700
Philadelphia, Pennsylvania 19102
United States
2156658870 Fax --

Technical Contact:
McCann, Jeff (jmccann@heffler.com)
Heffler, Radetich & Saitta LLP
1515 Market Street
Suite 1700
Philadelphia, Pennsylvania 19102
United States
2156658870 Fax --"
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You gotta be kidding me...

Thanks For Reposting...first Time I Actually Read This...applied Tonight! Repped

repost how many times over...

yup....

Thanks, never saw this before!

If you dont want to do anything, then its $25.

I think I can get more than $25. Just need to dig up my statements.

No matter how much something is reposted, it's always new to someone (like me).

Thanks, i'll be lazy and go for the $25..

What jerks! I always use my credit cards when travelling to get the best exchange rate ....to hear that I have been ripped off all along makes me mad! :mad:

Mine came today and I applied online. Very fast, very easy.

It's all good!

Got two mails for me and my wife.
Although we might spent over $2500 oversea, I am not sure how they will estimate the refund.
I will go for the option 1.

I got one of these, but have never even traveled outside of the country, that I can recall? Can I still get the $25?

Ireland is notorious for charging you extra for insurance. The bottom line is ALL car rental agencies will charge you an extra fee unless you have a "World MasterCard." They will not take the loss damage waivers normally covered by platinum cards or any other car rental benefit normally covered by your card in the U.S. or in foreign countries.

Ireland is one of the few countries in the world where your credit card car rental benefits will not apply. This will come as a surprise to all those Visa card holders who never had any problems renting in other countries around the world.

You will have to double and triple check, even if you have the right kind of Mastercard, because even if Mastercard in the U.S. as well as Mastercard in Ireland tells you that your specific Mastercard will cover the basic insurance in Ireland, the car rental agencies in Ireland will not believe you and will still charge you the mandatory insurance fee (which could add 25 Euros per day and up.

You will absolutely need the toll free number of the Mastercard office in Ireland that can tell the car rental agency that your Mastercard will cover the insurance. The car rental agencies will not accept anything else -- except if you have "World MasterCard" on your credit card.

Good luck disputing it with your CC company. Let us know how you make out with the challenge.


Those foreign transaction fees are so annoying. $25 is meagre compensation for anyone who regularly uses their credit card abroad.

Just today I called the car rental company that I used when I was in Ireland. Along with the expected charge for the rental that I had signed off on the Rental Agreement, there was an additional charge of $50 (Euro 35) that they didn't tell me anything about. They told me that it was a standard charge they impose when someone uses a credit card to cover their insurance. Also said all car rental companies charge it. This was the first time I've seen it, but also the first time that I rented from this particular company. I'm going to dispute it with my CC company as there was no mention of it on the Rental Agreement and I wasn't told verbally either.

Got letter in the mail this week. I have spent a bunch out of the country so I will be going though my statements soon to get a refund. BofA was charging something like 2-3% extra for credit card transactions.

Ours just came in today. Thanks for the heads up! Got killed with fees during our trip to Europe. Great trip, bad fees!

Got ours yesterday (me and the wife).
Its not a scam even if it is...if you use OPTION 1 online with your REFUND ID they don't ask you for SSN, the form already has your name and address. So no additional information required

To make is simple: $25 is 3% of $833.333. If you recall spending more than $833.3 in the past 10 years and can document it then do OPTION 2, if you did not the OPTION 1 is a no-brainer. If its a scam you only confirmed your postal address to the scammer nothing else.

I received a hard copy of this 2 days ago. I was wondering if it was a scam.

Got ours yesterday (me and the wife).
Its not a scam even if it is...if you use OPTION 1 online with your REFUND ID they don't ask you for SSN, the form already has your name and address. So no additional information required

To make is simple: $25 is 3% of $8333.33. If you recall spending more than $8333 in the past 10 years and can document it then do OPTION 2, if you did not the OPTION 1 is a no-brainer. If its a scam you only confirmed your postal address to the scammer nothing else.

Can I borrow money from you...I will pay you 12% interest or $100 (after all according to you $25 is 3%) on $8333.33.

Sorry, couldn't resist the sarcastic jab....$25 is 3% of 833.33 buddy....3% of 8333.33 is $250

Thanks.