Best Place to get an auto loan?

[fvshaggy]

Hey Guys,

I was wondering what is a good place to get an auto loan. I think I know which can I want to buy and I think I can qualify for a good finance rate (my credit is very good).

Thanks in advance

[General Ghoul]

Local credit unions will have the best new or used rate. Their parameters will be a little more strict on used, but yo don't want one with 100K miles on it anyway. Even if you need to spend $25 to join or make a deposit to join, it will be well worth it in the long run.

[dragonfly7358]

Local credit unions Confirmed.

[serra]

i also vote for credit union.

[davlee88]

I got my at 4.5% for 4 yr at

https://www.penfed.org/index.asp

it was easy to sign up too.

I think the rate is 4.75 now

[Blueyezs13]

Don't automatically go for the credit union though. My husband sells cars and when I was buying mine the credit union gave us such a hard time. My credit score is 728 and they wanted a co-signer for a 16k car (which BTW since I bought from my husband was 3k less than book value) Anyway I went to our local bank got approved in 5 minutes and the rate was only .25% higher. Not worth jumping through hoops if ya ask me!

[dampier]

Penfed rates are dropping to 3.99% on 2/1 for car loan applications made online! Anyone can join (just join the National Military Family Association (NMFA) if you don't qualify on the other levels - it's $20 a year and you only need to do it once).

[kim1987]

Hi,
The above discussion provides me lots of valuable information.
Thank you

kim

Car Loans (http://www.talkingcarloans.com)