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|Topic Review (Newest First)|
|11-21-2013 11:06 PM|
|11-21-2013 11:03 PM|
|leleseo||$600 for a gucci bags?|
|06-06-2013 07:15 PM|
|06-06-2013 07:05 PM|
|06-06-2013 07:03 PM|
|06-06-2013 07:02 PM|
|tomli777||took the craziest poop today. left it in the toilets so my coworkers could see|
|06-06-2013 06:26 PM|
|06-06-2013 09:00 AM|
I wish you guys would focus your energy more towards doing something good for a stranger than debating which one of you is better off. I don't care how much you make. I don't care how much you spent on Gucci wear. You are not your farking khakis.
Quick! Stalker search my history on the things I repped, upvoted or commented on and make yourselves feel superior.
Hug it out, bros.
|06-05-2013 10:22 PM|
My point is he is saving very little compared to what he is making unless he's only been making that for a couple years. I don't know how long he's been saving or what he'll have when he retires..but for the current amount he's spending every year he isn't saving nearly enough to continue spending anywhere close to the same in retirement.
6 months is better than nothing but I don't think you should think you have 6 months salary saved and can stop putting money away in case something happens.
I consider someone rich that has a good amount of money saved to continue their lifestyle and be able to have funds left once they pass on. Money coming in that goes right back out falls under high income earner/high spender for me. Would you consider an athlete rich that makes $3 million a year that just filed for bankruptcy and has his house foreclosed on?
If you make $100k a year, saved $25k a year and retire with a million in assets..I think you'll be a lot better off than the guy making $750k a year with only $2m saved. But wealth is relative..I'd be better off being a millionaire in AZ than in NYC.
Yes, we have wasted some time..maybe it will make some people be more responsible and not try to buy things they don't need with money they don't have.
|06-05-2013 07:21 PM|
So he didn't say he was retiring right this second so really 20k a year isn't accurate. If he said he was retiring tom and never saving another penny you would have a valid point. But you don't.
Yes, I am young and yes I have many bills. Daycare, close to your 2500 mortgage, a car payment over your couple hundred, cell phone, yada yada yada. 6 mths salary can't last long, your right. But that is considered a good safety net and honestly if you lose your job, how is that NOT gonna hit you financially? Key thing I said was savings account though....As in savings account though. Not 401k, pension, stocks, etc. If you have more than 6 mths salary sitting in your savings account right now earning anywhere from .01% to 1% in today's interest rate enviorment than you are a fool plain and simple unless you are close to retirement.
Here's the deal, if you make 81k you make the average American salary per household. Avg got it? 150+ is considered upper middle class. $750k is considered rich no matter how you slice it or are you telling me roughly 10TIMES the national avg wouldn't put you in upper class? Not to mention he could live in small town America which makes that $750k that much "richer".
Am I an expert on who is rich or who is not? Nope. Am I an expert on finances? Well educated yes expert no. Do I manage 2 banks for a living and see people from all walks of life? Yes I do. Most banks have a wealth dept or "private banking". At my particular instituiton, you qualify if you have a million in investable assets or make over 500k a year. That is top tier banking. Think VIP. A bank would consider him effing rich, but not you? ok......
And who spends the same amount when they retire as they did before? Is he gonna still have a mortgage then, kids colleges, etc? Most likely no. The only thing I agree with you is that he should be saving far more than he is. Still doesn't make him only appear* rich. This is all moot though cause we have both wasted too much time talking about how much some dude may or may not make, but I think you are looking at it wrong.
|06-04-2013 04:38 PM|
|06-03-2013 06:48 PM|
You can see where kene_slow would go if he wasn't a liar.
|06-03-2013 06:42 PM|
|06-03-2013 06:09 PM|
|06-03-2013 06:07 PM|
$10k purse. I could eat for years at wendy's
|This thread has more than 15 replies. Click here to review the whole thread.|