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-   -   Anyone know of a good deal on checking accounts? (http://slickdeals.net/f/5390518-Anyone-know-of-a-good-deal-on-checking-accounts)

qqqxz 10-26-2012 06:05 AM

Anyone know of a good deal on checking accounts?
 
Back story, I've had TD Bank for years, but next month they will start charging $2.99 per month to have an account with them. I basically just direct deposit about 75 bucks weekly into the account and my insurance takes out their sum monthly.

I just missed out on the capitalone $200 offer, and was wondering if anyone has heard of any other enticing offers?

missk66 10-26-2012 06:33 AM

yup keybank just told me $5 charge unless I make 7 transactions per month grrr

TD has a free student checking though, and as a minor they need the parent on the acct so that might work for you.? Just dont order the checks

Count_Chocula 10-26-2012 06:35 AM

ing direct
ally

provicemo 10-26-2012 08:49 AM

Fidelity, just about any credit union

RooseveltL 10-26-2012 11:51 AM

ING Direct and maybe get a referral bonus which adds money. You don't really need a checking account so suggest ING as you will collect a little interest on the money before it is collected.

PM me if you want a referral (I think 20 or 25 dollars after first deposit) with your email address.

casdcasd 10-26-2012 05:58 PM

credit unon

menace33 10-26-2012 06:56 PM

+1 for the credit union.

+1 for BoA if you want an online account only. Too busy in their actual brick & mortars so online is quick, easy, and convenient for most locations.

BayArea 10-27-2012 10:31 PM

Never understood how people can use an online company for their primary checking account. I understand savings where you won't touch it/have much activity, but a checking account at a bank that has locations on every corner is much more convenient (Bofa, Chase, Wells, Citi etc)

stubbornboy 10-27-2012 10:39 PM

Quote:

Originally Posted by BayArea (Post 54266260)
Never understood how people can use an online company for their primary checking account. I understand savings where you won't touch it/have much activity, but a checking account at a bank that has locations on every corner is much more convenient (Bofa, Chase, Wells, Citi etc)

I have checking account at BOFA and Chase, but use Alliant Credit Union as my primary. It just earns ~0.75% interest compared to the other two. and Alliant is very good as a hub account too. Very easy to transfer money from/to other bank accounts.So just transfer money to other accounts to keep them active and for emergency funds

Rei 10-28-2012 01:12 AM

Quote:

Originally Posted by qqqxz (Post 54220776)
Back story, I've had TD Bank for years, but next month they will start charging $2.99 per month to have an account with them. I basically just direct deposit about 75 bucks weekly into the account and my insurance takes out their sum monthly.

TD Bank has a checking account type where the minimum balance is $100 to not get charged any fees. I just switched over to TD Bank because my credit union switched their account types and rules to not get charged fees ... now I need to have at least two of the following criteria met to not get charged fees: have a minimum of 1,000 in my account, 10 ATM transactions per month, 5 billpay transactions per month and direct deposit. Two of those criteria have to be met in order to not get charged monthly fees so I just switched to TD bank where all I need is $100 in my account to not get charged fees.

Before my credit union I had an account with Bank of America for several years but I left them when I saw their stock hovering around $4-$5 I left them for a local credit union. The credit union had better rates on loans and I could use any presto atm without getting charged atm fees. Now though the credit union changed their account types so I cant use presto atms anymore, only the credit unions atms which only exist where they have a branch. So now im with TD Bank which seems to be the best out of the bunch that I have to choose from.

RooseveltL 11-05-2012 08:23 AM

Quote:

Originally Posted by BayArea (Post 54266260)
Never understood how people can use an online company for their primary checking account. I understand savings where you won't touch it/have much activity, but a checking account at a bank that has locations on every corner is much more convenient (Bofa, Chase, Wells, Citi etc)

I have an online checking and B&M account.
I use my B&M in the rare circumstances I receive a check (even though I can mail it to my online). And I require a notary last year so I walked into my branch.
Everythign else is electronic and done from home. If you have direct deposit there isn't much difference as my online accuont allows free ATM withdraws (via AllPoint) anywhere in the USA via a drug store, walmart, target, etc.

chuck07 11-05-2012 08:57 AM

Quote:

Originally Posted by qqqxz (Post 54220776)
Back story, I've had TD Bank for years, but next month they will start charging $2.99 per month to have an account with them. I basically just direct deposit about 75 bucks weekly into the account and my insurance takes out their sum monthly.

I just missed out on the capitalone $200 offer, and was wondering if anyone has heard of any other enticing offers?

Where do you live?
Around Maryland, M&T has a free checking account. I don't use it personally though.

bobjones121806 12-16-2012 03:16 PM

Quote:

Originally Posted by qqqxz (Post 54220776)
Back story, I've had TD Bank for years, but next month they will start charging $2.99 per month to have an account with them. I basically just direct deposit about 75 bucks weekly into the account and my insurance takes out their sum monthly.

I just missed out on the capitalone $200 offer, and was wondering if anyone has heard of any other enticing offers?

ibankbonus.com offers huge lists of bank sign-up bonuses, mostly local ones. Although, some bonuses were expired, but not labelled as "expired", when I checked the site last time. Make sure that you confirm with the bank that the bonus is active before you apply.

scamwatch 01-02-2013 07:23 AM

Free checking
 
LOOKING FOR free checking account WITH NO MONTHLY FEE THANK YOU

Mark111 01-03-2013 08:23 AM

Quote:

Originally Posted by scamwatch (Post 56552190)
LOOKING FOR free checking account WITH NO MONTHLY FEE THANK YOU

ING bank

Superocean 01-03-2013 11:42 AM

ING Direct now owned by Capital one. See my sig for a $50 bonus

http://www.ingdirect.com/nofees/

DaLongBorda 01-06-2013 07:23 AM

check out perkstreet checking. Link: http://www.perkstreet.com

B9FYwspP8J85 01-07-2013 07:59 AM

https://origin.bankrate.com/checking.aspx

and/or

http://www.bankingmyway.com/save/...t-checking

platinumtlc 02-13-2013 05:24 PM

Any banks with a bonus for sign up?

BreakingTheBank 02-13-2013 07:07 PM

Quote:

Originally Posted by platinumtlc (Post 57564314)
Any banks with a bonus for sign up?

If you can register a business (cost about $50) you can do the Capital One Business Banking. Deposit 3K, make one bill pay, get a $300 Bonus.

Or if you wanna go personal, shop eBay for a $200 Chase Coupon (make sure to search no direct deposit ones). They run about $10. I believe that account has a $1,500 minimum.


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