Discover Card Double Cashback Bonus on Kia Gift Cards. Turn $25 Cashback Bonus into a $50 Kia gift card. Or $50 into $100. Or $250 into $500.
 

Turn $25 Cashback Bonus into a $50 Kia gift card. Or $50 into $100. Or $250 into $500. And so on. Limited time offer - redeem now!
http://link.email.discover.com/r/...KIA1_0213M
Looking for a new car or service for your old one? Now, you can:
Double the value of your Cashback Bonus when you redeem for Kia gift cards.
Use the gift card on a new vehicle purchase*, accessories, service and more...
Find your nearest Kia dealer and see the complete vehicle line at kia.com/dealers

Q. Is there a limit on the number of gift cards I can get?
A. No. You can get as many as you choose, up to your Cashback Bonus bank in $25 increments.

Q. What are the restrictions?
A. Kia gift cards can be used at participating dealers. See terms and conditions.

*Subject to dealer sales policy
Kia Reward Card by Discover Terms & Conditions
No charges or fees imposed on the Card. The Card is denominated with a predetermined value and may be used by you at KIA® locations where Discover® is accepted (“Merchants”) to make purchases of goods and services in the U.S. only except as otherwise required by law. You should protect your Card against theft with the same level of care that you use to protect cash. If your Card has been lost, damaged or stolen, call us at 1-866-222-2619, and if we are able to verify that you are the proper Cardholder and there are Available Funds remaining on the Card, you may request a replacement Card.

The Available Funds on your Card will never expire. After the “valid thru” date shown on the front of your card, your Available Funds will be temporarily unavailable until you contact 1-866-222-2619 and provide the Card number to receive a free replacement Card. See additional details in the Kia Reward Card by Discover Agreement, which will be sent with your card.

Wow.. So if someone has $8000 in cash back balance, they can get kia forte for half the price !! ?? :D 50% off on a car would be awesome deal !! :)

And then, trade in to Amazon for some profit !! LOL :yummy: :clap:

Deal of the Millenium!!!

really? I like Shell Gift Card deal better ($20 for $40).

It says you can use the gift cards toward a new car purchase as long as your dealership does not have a policy against them. I am sure you can find a dealer that gladly accepts them. It would not lose any money on the deal.

You cannot buy a car with the Shell Gift Card. This a a super deal if you were planning to buy a Kia, Kia Accessories, or service!

Lol, for anyone with $8000 in cashback, this is a SWEET deal. Otherwise, i'm not sure it's all that useful!

how can someone have so much in cashback balance?

Why is not shell showing up its been a while :(

For anyone with cashback it is good.

two to one cashback is rare.

You can't go anywhere w/o gas. If you want to trade Shell gift card for Kia GC, please let me know.

Yes, but my point that most people don't have much they're going to buy at a Kia dealership...

I would be all over this if I had a Kia. Not too shabby for half priced oil changes and other services.

even if i had never redeemed any cashback bonus i'd only have like $1200 right now. it would be awesome if you could take advantage of a new car at half price though

I have about $1000 in cash back on my discover card ...

that means 2k $$ WOOT

Do Kia dealerships sell visa gc's ? Lol jk...

Good deal for those who r kia owners ...

I have $1k as well, but $1k sacings on a car is not a deal since the percantage won't be more than 5-10 if you want something decent

still waiting on 50% off gas cards :/

What the heck?! You get an F in personal finance. What matters is the absolute amount of money you save, not the percentage. In this case, you would save the SAME AMOUNT whether you got the kia gift card or the gas cards ($1000 in savings). Assuming you were actually going to buy a kia car, you would be better off with the Kia gift card since the savings could be realized immediately but $2000 in gas cards would take more than a year to spend since there are so few shell gas stations around (I still have a shell gift card from the previous promotion).

you do not know how dealerships operate, do you? :wave:

also, if you want to save money you won't buy it from a kia dealership

Wish I could buy discover cash back .. 1.3c for 1c cash back :P. I would like a Sorento please.

what can we do with a $50 kia gift card..do they sell candies ?

well they do sell used cars as well that are not kias so that might help someone..

Anybody can get their oil changed there. My local dealership is offering $18.95 oil & filter changes. Consider this half-off gift card and that gives us a $9.50 oil & filter change!

i have my wifes kia serviced at the local dealer, this makes changes less than $15, not too bad for a change and a car wash.

i see..thanks for the input

Any idea whether they put one's name on the gift card? I wouldn't mind redeeming my points for one of these and selling it, but I'd rather not be stuck with it...

I have received many different types of gift cards from Discover and none had my name on it.

While we are thinking about additional savings, we can consider the bonus savings on interest if the gift cards are used as a down payment on a new car loan.

This may be a good deal for 1/2 price tires

I'm not at all sure of this. It could be hard to find one. There might only be a couple dealerships in one's geographical area. From the T&C, paying with this is basically like paying with a Discover card. That means the dealer takes a sizable percentage hit. And if you paid for a new car solely using Discover, that would theoretically add a year to the manufacturer warranty. When's the last time you bought a new car and tried to put it on a credit card? They will say no.

Buying service or parts is totally different. They will gladly accept credit card payments for that.

If you are in California you can buy a GC with $5 cashback which gives you $10 in GC. You can take those GC to dealer and get the money back.:lol:

It is worth checking, because even if they only let you use a single $500 gift card it is a nice savings.

Yeah, where's the Shell deal or something similar? I've been holding back redemption hoping something would have turned up by now. I have $500+ cashback available!

This is actually a Discover gift card that can be used anywhere Discover is accepted.

If that's true, then this should be a FP deal!

What makes you say that?

"Kia Reward Card by Discover Terms & Conditions
No charges or fees imposed on the Card. The Card is denominated with a predetermined value and may be used by you at KIA® locations where Discover® is accepted (“Merchants”) to make purchases of goods and services in the U.S. only except as otherwise required by law. You should protect your Card against theft with the same level of care that you use to protect cash. If your Card has been lost, damaged or stolen, call us at 1-866-222-2619, and if we are able to verify that you are the proper Cardholder and there are Available Funds remaining on the Card, you may request a replacement Card."

What's the best discover card to apply for?

"Discover it" card -- search around online to see if theres a signup bonus offer available

I do not see any shell $40 gc for $20. I only see $75 gc for $70

He's talking about a Shell deal from quite some time ago.

http://slickdeals.net/f/2966775-D...Gift-Cards

Thanks for that, I am waiting for similar kind of deal.

Oh Yeah, right! Someone with $8000 in Discover Cashback buys a Kia. ;) :D

Can we use the cash back bouns as Downpayment?

Probably you can, I doubt anyone has enough cashback for paying full.

For me, shell gift cards not showing low price? can you send the link please

agreed. I have yet to own a brand new car because of the guaranteed loss of value after it has been owned for even one minute.

You want to save money, buy a year old car that was leased out. Take that savings and stop killing yourself hunting for gas deals for a while.

I'll just ask my buddy Doc Brown if he can rev up the time machine :D

is "shop discover" and "discover it" 2 different cards??

Shop Discover is not a card...it is an option to purchase "items" through retailers who have signed up with Discover i.e. Expedia 5% CB, Old Navy 5% CB, etc. Shop Discover is just a form of Cash Back using retailers who have partnered with Discover.

Discover It is the credit card: https://www.discover.com/credit-cards/

ShopDiscover is a portal to get extra cash back for shopping online at these retailers: https://www.discover.com/credit-c...cover.html

ok i had gotten confused, the former "discover more" is now the "discover it", and the discover it has offers for that card such as "shopdiscover"..i broke down and signed up for discover it, seems like they have good deals.

Not necessary. I bought a Kia Rondo 4 years ago when the economy was really bad and they offer $4000 off on 2008 models. I paid less than the blue book value for a year old car of the exact model.:cool:

I once put a Motorcycle on my Amex card :) $7500 and it was a 0% balance transfer check back when they didn't actually charge ANY fees for purchases.

That was a hell of a deal because Suzuki was charging 6.99% interest at the time.

I also got 2 years of warranty total instead of the factory 1 year.

Then I tried to put my 350z on a card but they had a $5000 limit on credit card transactions. (I had the money in my account and figured I'd get the discover cashback instead of just giving them a check and would pay the bill in a month getting an extra month of interest in my savings - at the time was 4.5% yearly roughly $20)

Most dealers will have a limit of $2500 or $5000 (at least back 7 years ago then they did).

Either way, if you have $1500 in cashback bonus even, and negotiate $2500 off sticker, then get another $1500 "bonus" cashback it's a solid deal.

I wonder how a dealership would react if you managed to negotiate invoice price and paid with GC's, in full :lmao:

When I purchased a Saturn 16 years ago, I put up to the credit limit on my Discover card to earn cash back. The rest I paid with cashier check.

Invoice price is ok -- you should be below invoice for a good deal

Doubt the dealer cares about GCs since they get full GC amount (if these are like prepaid debit cards then they may have to eat a 2-3% processing fee) -- Discover & Kia probably have some agreement to eat the 50% loss (Kia mostly)

Discover's website shows you can buy as many Kia GCs as you want but doesn't mention how many GCs you can use for a car purchase or car service or if there's a max GC limit

If this deal stays, I will transfer all my future cash back into Kia GC.

Got my GC in and it is a Discover Card with the Kia Logo. Looks like it will run like a Disc Card at the Kia dealer. Went to the dealer and they said they wouldn't have issue using more than one card for my tires :)

amen to that brother! still holding out for that again!

uhh.. so you mean to say it's an actual Discover GC.. As in "use it anywhere" GC?

If I ever go to a Kia dealership to look for a car would someone please just shoot me? TIA

Sorry, I still have my balls, I don't drive a KIA. How bout a better GC.

did you try the card in Amazon or any grocery store?

Can you show us a pic with all the info blurred? Have you tried using it elsewhere? Go buy groceries with it?

why? this isnt the 90's

Discover's website shows: "See additional details in the Kia Reward Card by Discover Agreement, which will be sent with your card."

Can someone who got the card scan & post the full terms?

I won't be able to scan the sheet until later. The front of the card just has the 16 digit card number, the reward amount and exp date. The back states "accepted only at participating Kia locations" "Cashier: Please swipe as a credit card; do not use the gift card feature" Funds don't expire , no fees and has the discover logo. Didn't try the card anywhere else as I got it to cover my tire cost I was planning on getting anywhere else, my local Kia dealer was able to get the tires I wanted and give me a good installed deal so I was happy to save 1/2 off.

I received the card yesterday and I have a service appointment this afternoon. Perfect timing.

By the way, my Kia dealer also sells Nissan and Hyundai with show rooms next to each other that they all share the same cashier for service check out. I bet one can use this Kia gift card to pay for services on the other vehicle too. Check if you have a Kia dealer like that in your location that you may expand the usage of this card.

So.... no one has tried one of these cards anywhere besides a Kia dealer?

cmon people. at least try using it to buy something at Amazon prime for a few cents and report back. also did anyone spot any ipads over at Kia? starbucks? anything good? besides the car ofcourse.

My wife owns a 12 kia sportage (great car) we still owe on it about 6k.....can we get these and put it towards what we owe?

Haha....Kias

If the card starts with discover's 6011 or whatever it is, then I would assume its a normal discover card and could be used anywhere. I just dont have enough balls to use all my cashback and try it.....

Nope. You owe money from a financial institution, not from a Kia dealership.

If you're joking, my sarcasm radar is off.

I just redeemed for a $500 gc for kia ... I hope I can just use the gc online somewhere...

I would HIGHLY doubt this is a regular card u can use anywhere. if someone does let us know asap free money!

I actually own a 2011 Kia Optima (and like it), but i'd only get one of these if I could use it at places other than the dealership. They are pretty competitive on oil changes, but other than that, dealership servicing is a ripoff, unless its covered under warranty.

i got $1000 of the sams club membership cards from discover for 20% and they are good at any walmart as regular gift cards.. Maybe I will get lucky again with the kia gcs... I mean 250 gamble for 500 is a good risk... if not I think I can flip them for the 250 back that i spent...

yea i thought so too but i just got mine in the mail and it looks exactly like a prepaid CC. there's a picture of a KIA car/logo on the front design but doesn't mention it being kia restricted. however, on the back, right on top of the mag strip, it says "Accepted only at participating KIA locations."

i tried doing a partial ebay payment online and it failed. i then tried doing a partial sprint payment online and that failed too. so i think the card processor has some restriction on type of business that will be approved?

good thing i didn't redeem too many rewards on this. i got enough to get some tires at the dealership (for my non kia) so i'm going to have to go that route now.

Could also be because your name is not on the front of the card so an online purchase is failing for that reason. Most prepaid cards I get, I have to register with the card issuer so that they work online. That said, I'd like to see someone try and swipe it elsewhere and see what happens.

I think they maybe coded to only work in auto businesses. So say you need parts at a honda dealer it may work. I will try it when i get my cards.

i don't think that's the case because i've gotten a bunch of prepaid cards throughout the years with or without names and they all process fine. most notably, the amex sync $25 card from last week, as well as the fedex small business cards, all worked online in the same manner.

as i and another poster suspect, it may be due to the card processor only approving transactions from a particular category. i highly doubt all kia dealerships have the same card processor, and there may be multiple dealerships under the same owner/company so a purchase at a legitimate kia dealership might not even say kia on it. so it may work at a honda or toyota dealership, auto repair shop, or whatever, but we don't know for certain.

as you already have the card in your possession, could you try going to a local supermarket and buying a pack of gum and see if it works?

i already tried doing a one-time payment with ebay and sprint and it declined.

i tried my square reader (physical swipe) and it declined as well.

i did some more research and i'm pretty sure it goes by the Merchant Category Code (MCC). i looked at the list and i'm assuming it'll only work based on these two codes:

5511
Car & Truck Dealers (New & Used) Sales, Service, Repairs Parts and
Leasing

5521
Car & Truck Dealers (Used Only) Sales, Service, Repairs Parts and
Leasing

Do u think if it would work for any Discount Tire purchase?

Is it the same way that Discover codes specific rewards offers, like bonus % for spending at grocery store, or gas station, etc?

i doubt it but i can't test it. i would assume Discount Tire would fall under

5532
Automotive Tire Stores

yeah that's how they do it.

If they can make it work for only a categories then why can't they make it work only for kia dealers and reject everybody else. Cashback bonus is different because that happens after positing the purchase in particular categories but i haven't seen any decline based on categories or particular merchants. Probably Discover has some new way of making it happen.

because there's too much variance in the credit card processing for each kia dealership. keep in mind each franchise may be owned by different people or groups. there's also numerous multi-manufacturer car dealerships that share office space and/or credit card processing. i doubt discover has a white-list of each of kia's credit card processors just to accept these kia reward cards.

as for your 2nd statement, cashback bonus is based on the same system since it goes by a particular MCC. for example, mcdonalds is classified under fast food, and walmart is classified as a discount retailer, even if you purchase stuff on their grocery side. as for an opposite example, most restaurants inside a hotel will be classified as hotels and not dining (e.g., CPK inside mirage las vegas is not categorized as a restaurant - i know because i didn't get 5% CB).

read the last sentence on discover's CB bonus fine print: "If a purchase is coded for a category other than those listed above, it will not qualify."

I think it will work with other auto dealers besides kia... So If you have a vehicle and want service done on it, then it will work... Not bad having 50% off.. i am going to do a oil change at my honda dealer and use the card.... i think it will work no problems.

Please let us know if u can use it in Honda dealer without any problems!

My cards are shipped, I will have it this week... i made a appointment this friday already for my oil change... even if its rejected the oil change is only 20 bucks... LOL

I asked about the MCCs because I haven't been able to find out much about MCCs in past Discover threads - it always seemed to me to be wide latitude of products available for CB when a particular retailer "qualifies" as MCC for the targeted promotion. How to find out the MCC for the retailer? TIA

MCCs are not assigned to retailers but rather retailers are assigned to a MCC, so there's no document out there that tells you specifically. for the most part, just look at the core business of the retailer and that should narrow it down 90% of the time.

there may be several MCCs within a general cashback category but it's common sense. for example, mcdonald's or starbucks would be considered fast food at 5814, whereas olive garden or red lobster would be a restaurant at 5812, but they all fall under the restaurant range of MCCs that's allowable by the credit card. the only establishments you may run into trouble are maybe 2nd tier establishments (e.g., starbucks inside a barnes and noble or target, restaurants inside a hotel, etc.).

for more info on MCC, go to http://mcc-codes.findthedata.org/

I disagree. I usually buy new or very old ( 5-10 years old with low miles). If you buy 1-3 years old, you're better off buying New. 1st, there are lots of deals when buying new, incentives from manufacturers, also 0% APR or low APR financing compared to a used car. For example, I paid $34k for a brand new infiniti G37XS with premium package, and some accessories. 2 years later, I check kbb value, it was valued at $35k for private party sale. oh, the $34k includes all taxes and fees. This is the type of comparison I always do before buying new and it is always cheaper buying new with high resale value vehicles. if the vehicle does not have a high resale, then maybe you're right.

now, I also bought a 10 year old BMW 3 series Convertible for $15k and brand new was around $50k+. That's a good deal for older vehicle, but of course I still regretted it coz after buying it, it kept Burning My Wallet = BMW with maintenance after maintenance. Of all my life of owning vehicles, I've never had a 10 year old vehicle where the entire computer board had to be replace. German Junk.

:iagree:
I bought my second new car 4 years ago. After 33000 miles in 4 year, it is still holding 70% of the value (current kbb dealer price) due to the incentives I received. Indeed, the kbb value was higher than my purchase price during the first 2 years. In addition, it generally has higher resale value for vehicles with a single previous owner.

So did it work at the honda dealership?

I guess it didn't work at other car dealership.

I tried using the KIA gift card at my Infiniti dealership. The cashier tried running the card twice, but it was rejected both times. This dealership would likely have an MCC (near?) identical to a KIA dealership, so clearly Discover has done their homework and seems to have made these only redeemable at KIA (as per the T&Cs). If anyone has any further input here, I would love to hear it. Still a great deal and KIA will be changing the oil on my Infiniti for at least through the next year...

If anyone doesn't want their cards, I would be willing to buy them for the CB amount plus a small profit. PM me if interested.

to all the kia haters posting here:

i own 3 cars,

a $90,000 Mercdes AMG Convertible with 45,000 miles, which has been in the shop countless times and I still have one problem that they can not seem to resolve.

i also have a Hyundai Sonata (Same as a Kia Optima), with 65,000 miles and only had one problem fixed under warranty

my wife has a Kia Soul with 50,000 miles and no problems (just one recall regarding an audio speaker)

Lol! typical SDer! Who knows may be some SDers may be buying Visa GCs with the Kia GCs, never underestimate a SDer...

I have 2 discover cards and in total I have about $2000 cashback, anyone interested in this Kia gift card deal please PM me with a decent price, thanks.

There must have been a run on these cards because one of mine was "out of stock". I ordered about $1300 in cards :)

Out of all the slick deals I've ever taken advantage of, this one saved me the most $$$ by far! Saved me $1000 on my brand new Optima!!! Thanks!