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Old 12-20-2011, 03:46 PM
lindend lindend is offline
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  • Jan 2010
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Got approved for PenFed Visa (5% discount on gas) today. Since they pulled Equifax and that is good for another 90 days without another hard pull, I'm wondering if I should just go ahead and apply for the PenFed Amex. Problem is, I don't really like their premium rewards options (I'm getting 2% on the Costco Amex for flights versus PenFed's 5%, BUT the Costco gives me cash not some gift I really don't want).. Is there some super secret way to get a Paypal giftcard or some type of cash back on this beast?