Thanks Much better. looks like that there is no Quarterly registration or "Categories that change" clause in this. Its always 5% back on gas and groceries? If so, this is really good as those 2 categories are the most I spend in.
One more important clause I just noticed:
Earn 5%, cash back rewards on the first $500 charged to the card each billing cycle on combined purchases of gasoline and groceries. For purchases in these categories that exceed the $500 monthly limit, you can continue to earn the 1% cash back reward.
That's barely more than 1 fill-up and 1 good trip to grocery for our large family.