(B) Bonus Points - Forty thousand (40,000) Bonus Points will be awarded after at least $1000.00 in Net Purchases (that are not later returned or rescinded) in the first 90 days after account opening.
1. look for "Please read the Terms and Conditions for important information about rates, fees and other costs before applying." towards top of app.
2. Search for "40,000"
This is exactly what I read also