Next step: After registering a NEW account and card and receiving the $5 "step up" for new accounts, be a guinea pig and see if you can then TRANSFER that card (and it's 'extra' $5) to a preexisting account.
Yes, you can. I tried transferring the $5 INTO my existing account - it didn't work. However, tranferring OUT OF the new account worked! So, just be sure that you're logged into the new account and you should be able to transfer the funds out okay.