Got it. I have a sim kit lying some where with me.
It's pretty quick.. You will need to have some money on the SIM to get it to work though. They will call the phone to confirm it's you... then on over at Google, they will call the T-Mobile SIM number as well, you enter a number or two, then done. Took me 3 days total, but maybe because it was a weekend.
Saved $100's thanks to the people here. Thank you!!!