Slickdeals.net - The best deals, lowest prices and hot coupons.
Register Search Today's Posts Mark Forums Read
Go Back   SlickDeals.net Forums > The Deals > Hot Deals
Reload this Page Free Daily TransUnion Credit Score From Credit Karma

Page 1 of 33 (Results 1 - 15 of 487) 12311 Next Last
  • ReplyPost Reply
    • Thread Tools
    Search this Thread

    Tags: americanbanker creditkarma money add tag

    #1
    Posted 02-14-2008, 04:46 PM in Money
    jello's Avatar
    Member Since: Nov 2005
    		 
    Thanks for voting
    You have chosen to thumb down this thread.
    For feedback purposes, please select a reason:

    Thanks for voting
    You have chosen to thumb down this thread.
    For feedback purposes, please select a reason:

    Score
    Votes: 119 Score: 71
    Login to vote.
    Share This Voting Feedback
    Free Daily Credit Scores pulled from Transunion... at CreditKarma.com
    I've been using this service for a couple of weeks since I first saw it posted on FW. It pulls daily from Transunion, and I'm reasonably satisfied with it so far.

    I just noticed it hasn't been posted here.

    http://creditkarma.com
    Invitation code: CKFRND

    "Credit Karma has partnered with credit bureaus and advertisers to provide consumers with truly FREE credit scores. Your scores are retrieved securely with no hidden fees or obligation."

    Background info:
    A Start-Up Offering TransUnion Scores
    American Banker | Feb 14
    Quote :

    A Start-Up Offering TransUnion Scores

    American Banker | Thursday, February 14, 2008
    By William Launder and Marc Hochstein
    Credit Karma Inc., a San Francisco marketing start-up backed by current and former executives of E-Loan Inc., has begun offering free daily credit scores online.
    Other sites offer free rough estimates of credit scores, but CreditKarma.com provides an exact score.
    However, it is not a FICO score; it is produced by the Chicago credit bureau TransUnion LLC's proprietary model.
    FICO scores, produced by Fair Isaac Corp. of Minneapolis, are on a scale of 300 to 850; the Credit Karma scores range from 300 to 900.
    A spokeswoman for Credit Karma said consumers who check their scores on its site receive targeted advertising from companies that pay to promote their products and services there.
    However, consumers' personal information is never provided for the companies to make additional pitches, she said.
    Advertisers currently include cell phone and cable companies, but could soon include big box retailers, Credit Karma said.
    The site, which is in beta testing, was launched last month.
    Credit Karma is funded in part by Chris Larson, the cofounder and chief executive of Prosper Marketplace Inc. of San Francisco and the cofounder and former chairman and CEO of E-Loan, and by Mark Lefanowicz, the current president of E-Loan. (Popular Inc. of San Juan, Puerto Rico, bought the Pleasanton, Calif., online lender in 2005.)

    © 2008 American Banker and SourceMedia, Inc. All Rights Reserved.
    SourceMedia is an Investcorp company. Use, duplication, or sale of this service, or data contained herein, except as described in the Subscription Agreement, is strictly prohibited.
    For information regarding Reprint Services please visit: http://www.americanbanker.com/reprint-services-rates.html

    Last edited by jello; 02-14-2008 at 06:47 PM.. Reason: added full-text article from American Banker
    User Signature: (Click to view)
    Reply With QuoteReply
    02-14-2008, 04:46 PM

     
    Guests, join the SlickDeals.net Community to remove this ad.
    Old 02-14-2008, 04:46 PM #2
    brisar is offline brisar
    ♥~Moderette~♥
    brisar's Avatar
    Apr 2005
    21,370
    31755 brisar has a reputation beyond repute
    Money Free Daily TransUnion Credit Score From Credit Karma
    Credit Karma is offering free daily credit scores (TransUnion). Use code CKFRND as invitation code. Thanks jello
    The site is sponsored by advertising and you will not be required to enter your credit card information or sign up for trial offers, but you will receive relevant partner offers based on your profile.
    Attached Images
    File Type: gif ck_logo.gif (3.9 KB, 207 views)
     
    Wiki Community Board
    This can and should be used by you to post updated deal information.
    Be sure to read this because it may contain answers to your questions!
    Credit Karma is now retrieving a different score from credit bureaus. Effective immediately, all scores will change from the 150 - 950 range to the standard 300 - 850 range. We believe this will remove any remaining confusion about the credit score and how it works.

    What do you have to do? Nothing. Simply log into your account as you normally would to access your new score. Plus, based on this new range, we’ve even recalculated your past score(s) so you can continue to track and trend your information.

    http://forums.slickdeals.net/show...tcount=437





    CreditCardBasics [urlhasbeenblocked.com]

    Many questions can be answered in the comprehensive FAQ [creditkarma.com].

    The Transunion pull is a soft inquiry. Therefore, it will not lower your credit score (as a hard inquiry can do). This has been verified.





    from http://www.creditkarma.com/article/differentscores
    Quote :
    Score Ranges

    Just as a point of reference, it may be important for you to know what the score ranges are for each of the major reporting agencies. While each agency uses internal predictors of certain events (for example: how likely you are to file bankruptcy), the final credit score is not meant as a probability-meter for any specific event. In any case, the higher your score the better, as it is a general gauge of your overall credit worthiness in the eyes of lenders.

    • FICO: traditionally between 300 and 850.
    • Experian: 330 - 830
    • Equifax: 300 - 850
    • TransUnion: 150 - 950
    • VantageScore: 501 - 990 (often assigned a letter grade, A - F)
    Note: Because there are now dozens of credit scores that measure many different probabilities, consumers should not be overly concerned with the type of score but rather monitor changes within a single score.


    Scores Constantly Change


    It is also important to note that your credit score is, technically, a continuous variable, which means it can change minute to minute. In reality, scores change when your credit report changes.


    To Sum it All Up


    While each available credit score is used as a predictor of your credit health, the key point to remember is that all scores are related to each other and are based on the same statistical information. So no score is "best" and you don't need to worry about why one score is different than another.


    You also don't need to fret about the "number" of your credit score in relation to anything but itself. That number, at any given time, is merely a snapshot and what's truly important is improving that total. Make your payments on time, avoid over-extending yourself, and steer clear of too many credit accounts, and your score will improve in no time- no matter where that score is coming from.
    A few more links:

    http://ficoforums.myfico.com/fico...d.id=71335

    Another link [scanalert.com] showing ...www.creditkarma.com is certified McAfee Hacker Safe [mcafee.com]

    Some guy's money blog [mymoneyblog.com]talking about creditkarma, how it works, how they appear to be using your information (to target ads, not to sell your info to others, etc.)
    Last edited by phazein; 09-03-2008 at 07:50 PM.. Reason: added a couple links
    Old 02-14-2008, 04:50 PM #4
    jbzcar is offline jbzcar
    L3: Novice
    Jan 2008
    234
    56 jbzcar will become famous soon enough
    Nice, now I have a number to explain why I can't get a credit card, lol.
     
    Old 02-14-2008, 04:52 PM #5
    goldendragon is offline goldendragon
    L4: Apprentice
    goldendragon's Avatar
    Aug 2006
    426
    166 goldendragon has a spectacular aura about
    can we trust the site itself???
     
    Old 02-14-2008, 05:03 PM #6
    jongordo8 is offline jongordo8
    L3: Novice
    Nov 2006
    Lewisville, TX
    171
    20 jongordo8 is finding his bearings
    Anyone else use this service...I just pulled mine and it showed my Credit score as being 150 points lower than what it really is.
     
    Old 02-14-2008, 05:04 PM #7
    Dinas is offline Dinas
    L5: Journeyman
    Dec 2007
    Memphis, TN
    807
    229 Dinas has a spectacular aura about
    Quote from goldendragon View Post :
    can we trust the site itself???

    I thought the same thing!

    Just give us Your:

    Name
    Address
    Social Security Number
    Mother's maiden name
    Bank Account #s


    and I give you a free lolipop!
     
    Old 02-14-2008, 05:27 PM #8
    oneandsix is offline oneandsix
    L5: Journeyman
    oneandsix's Avatar
    Jul 2006
    522
    317 oneandsix is a jewel in the rough
    Does your credit score go down every time you check it?
     
    Old 02-14-2008, 05:39 PM #9
    hermithe3rd is offline hermithe3rd
    What???
    hermithe3rd's Avatar
    Oct 2006
    Phoenix
    382
    146 hermithe3rd will become famous soon enough
    I am trying to dig up something on them. I dont find anything with the BBB. Any one else?

    My Money Blog Article! [mymoneyblog.com]

    Registrant:
    Credit Karma, Inc.

    577 Howard St
    4th Floor
    San Francisco, California 94105
    United States

    Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
    Domain Name: CREDITKARMA.COM
    Created on: 29-Aug-05
    Expires on: 29-Aug-11
    Last Updated on: 07-Nov-07

    Administrative Contact:
    Lin, Kenneth info@creditkarma.com
    Credit Karma, Inc.
    577 Howard St
    4th Floor
    San Francisco, California 94105
    United States
    4156751493

    Technical Contact:
    Lin, Kenneth info@creditkarma.com
    Credit Karma, Inc.
    577 Howard St
    4th Floor
    San Francisco, California 94105
    United States
    4156751493

    Domain servers in listed order:
    NS21.DOMAINCONTROL.COM
    NS22.DOMAINCONTROL.COM


    Registry Status: ok
    Last edited by hermithe3rd; 02-14-2008 at 05:44 PM..
     
    Old 02-14-2008, 05:53 PM #10
    jchookas is offline jchookas
    L1: Learner
    Dec 2007
    21
    10 jchookas is finding his bearings
    It reported my score about 30 pts lower than I think it should be and it was 30pts higher on my wife's.
     
    Old 02-14-2008, 05:55 PM #11
    siegler is online now siegler
    L5: Journeyman
    siegler's Avatar
    Jan 2004
    880
    98 siegler will become famous soon enough
    I signed up weeks ago. There's an active thread about it on FW Finance. Pretty cool site so far and no it doesn't hurt your credit score since it's a soft pull.

    Once you've signed up there's a cool national comparison page that they just introduced.

    https://www.creditkarma.com/compare

    edit: They pull Transunion (soft)
     
    Old 02-14-2008, 05:56 PM #12
    silk is offline silk
    L3: Novice
    May 2006
    289
    29 silk is finding his bearings
    Very bad news: I cannot create account using my own information, which means my identity was stolen and what creditunion has about me is NOT ME anymore!!!
     
    Old 02-14-2008, 05:58 PM #13
    getbigtony is online now getbigtony
    L6: Expert
    Jun 2005
    Atlantic City
    1,785
    238 getbigtony has a spectacular aura about
    oh crap.. i just entered my info!!
    oh well.. does mine seem unusually high? it's at 846
    last i checked on the FICO credit score it was 810 or something
    well i did carry a bunch of credit card balances...
     
    Old 02-14-2008, 05:59 PM #14
    mikejnpc is offline mikejnpc
    L6: Expert
    mikejnpc's Avatar
    Feb 2008
    Southern California
    1,353
    148 mikejnpc will become famous soon enough
    so i can use this without it pulling down my credit score?
    Does it also list the credit report ?

    Quote from getbigtony View Post :
    oh crap.. i just entered my info!!
    oh well.. does mine seem unusually high? it's at 846
    last i checked on the FICO credit score it was 810 or something
    well i did carry a bunch of credit card balances...
    846 wow i wish i was that
    __________________
    Last edited by mikejnpc; 02-14-2008 at 05:59 PM.. Reason: Automerged Doublepost
     
    Old 02-14-2008, 06:00 PM #15
    yorkhung is offline yorkhung
    L3: Novice
    Dec 2007
    160
    13 yorkhung is finding his bearings
    It's the first time I check my score, don't know if it's accurate.
    Oh, yeah! I got 821!.
     
  • ReplyPost Reply
    		•
    Page 1 of 33 (Results 1 - 15 of 487) 12311 Next Last


    « Previous Thread | Next Thread »
    Thread Tools Search this Thread
    Search this Thread:

    Advanced Search

    Posting Rules
    You may not post new threads
    You may not post replies
    You may not post attachments
    You may not edit your posts
    BB code is On
    Smilies are On
    [IMG] code is Off
    HTML code is Off
     


    All times are GMT -7. The time now is 08:54 PM.

    Contact Us - SlickDeals.net - Archive - Top
    Close
    E-mail It