Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Oh no doubt. In fact I think it would be impossible to have a job and be an RA at the same time (both of my friends who were RAs did not have jobs). You will just have to weigh the cost of room and...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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You mean the educational loan debt that just hit a trillion dollars?
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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I give a +1 for community college. That and checking out the information Brian1 listed.
Something else to consider; When your daughter has a semester or year in she can apply to be an RA*. That...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Ummm actually it is important to be cynical and question where data is coming from and why it is being provided. I assume that you don't simply just take information as fact do you?
Here is...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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That is bullshit. So because I decided to take on debt I don't know my worth...GTFO.
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Private student loans from your bank. Many people have loans from multiple lenders for student loans.
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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So, we are definitely going to be taking out some loans to help pay for school. Daughter is not getting a free ride and understands she will be helping to pay back the loans.
My question now is...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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GPA is right at 3.5. She has never tested very well, her SAT/ACT's were just at acceptance levels for the school. She applied for multiple scholarships with the school as well as other scholarships...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Nationally, four-year colleges graduated an average of just 53% of entering students within six years, and "rates below 50%, 40% and even 30% are distressingly easy to find," says the report by the...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Never co-sign for debt (auto loans, mortgage, college loans). In the rare instance that your daughter starts to default or not make payments, you will be held liable and your credit score will...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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How is her GPA and Test Scores? What do the schools she was accepted to offer in terms of merit based scholarships? Also, what other kinds of scholarships are offered at the school that she might...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Source please?
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Going to a community college does not necessarily mean getting an Associates. It can also mean they can take classes for cheaper and then transfer. It is a valid advice to save money for the same...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Never cosign. I know many parents still paying loans because their kids maxed out loans then dropped out.
If you are paying for school, you have the right to help in the decision of the school....
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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First time to go through this for our daughter to go to college this upcoming Fall. She was accepted into 2 schools and got the FinAid award letter yesterday from one school the only thing listed was...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Thanks, very specific major in only 1 small college in San Antonio so far.
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Just cut spending else where (eating out less, spending less on clothes, etc etc) or work more hours and you can afford to send your daughter to the college she wants to go to. College is a time of...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Being in Texas, your daughter has a great, newly born opportunity available to her. Last year, Governor Perry challenged the state's colleges to offer bachelor degrees for no more than $10,000. ...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Lol, wat?
I think wanting an education for your kids is honorable. I also agree with sending your kid to community college to get the Gen Eds done/let them figure out what path they want to...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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She can definitely pay for herself, got some part-time jobs and there would be a lot scholarships provided. College would never reject students.
Good Luck
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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The OP was seeking advice on how to pay for college. He was not seeking a comparison on the value of a BS/BA versus an Associates.
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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1.) Tell her to apply to as many scholarships as she can find..my highest scholarship was one of the easiest applications I ever filled out (and I thought I had not chance in getting it).
2.)...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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:confused:
My quote above was not related to my daughter going for one specific major in the one school, the information posted about the $10,000 degree was for a specific major in one school, not...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Payment mode is two type one is cash payment and second is cheque payment.
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Another Note: Make your child work for it. I know not every parent wants that for their child, but hey it teaches them the value of money. Teaches them to be smart with it.
College (freedom) +...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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The FAFSA form collects information from your household regarding fiancial info. The FAFSA does not award funds, it is an information gathering tool only.
FAFSA allows schools to determine your...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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I think with your responses, it would be best for her to start at a local college. All the major cities in Texas have good local programs for transferring into a bigger state uni. I would have gone...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Not really sure how those last two things make any sense. I think your child knowing they are worth something and are a "future member of society" is dependent on how you raise them. Going to...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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What state are you in? Even though she is about to start college, you may consider opening a 529 college savings account for the tax incentives. For example, my home state of Indiana gives a 20%...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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What state are you in? When you complete the fafsa for next year, make sure you have her opt for work-study.
You can make an appointment with a FinAid Advisor at the school to go over the...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Once in the college of your/her choice you can also have her goto the financial aid office and ask them to re-evaluate your condition. This may be tough due to the economy. You can ask them to...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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In the end, her ideal situation (other than paying cash all the way through) would be only having federal student loans (no private loans - they're poison for her wallet). If she can't afford the...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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FYI, those unsubsidized student loans aren't exactly the lowest in interest rates (even with excellent credit, I believe mine was over 8%).
You can get some personal student loans, either by...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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1 option to consider is to take community college classes over the summer, making sure whatever classes she takes are credits that will transfer to the college she chooses to go to. If she can take...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Federal only - period. No private loans ever. They are dangerous. They are one step above loan sharks. They are poison for your wallet. I would not even consider the possibility of private...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Mistake number one.
Keep going down this course and I guarantee you will look back on this and realize how foolish you were. Kids are like leaves in the wind when it comes to majors or what they...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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Yes, I am aware and did exactly that, as did my wife. If you refer back to the first page of the thread, however, and read the context in which saladdin posted, note that he said that "Odds are she...
Need some help clearing things up on how to pay for college.
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Thread created 03-30-2012 by Tonedeaf
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ummm no but thanks for playing. Your first response was more adequate although I question the data a bit.
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