Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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If you eat out alot you might like the AARP card... 3% back on restaurants and gas...1% back on everything else....could combine with the citi double as the fallback option...Discover IT and Chase...
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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If you do any amount of traveling overseas get another card other than Discover. I found in my travels that many places in Europe especially don't accept Discover. Get a MasterCard or Visa with no...
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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Chase Freedom
Discover IT
Citi Double Cash Back
Sallie Mae MC (no longer taking applications though)
Those are my staple non-annual fee credit cards. Rotating 5%CB with Chase and Discover....
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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Discover is also pretty generous with Credit Limit Increases (CLIs).
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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I would second both the Discover IT and the Citi Double Cash Back it is worth having both of them. Discover has great customer service and lots of good cash back offers (especially if you make online...
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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My quick internet searching suggested that BoA does not do hard-pulls for product changes. More about PCs.
I would still PC your current card to the BoA BBR card and make that small monthly...
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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No fee.
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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Thanks for the response. Are you sure if I change cards within the Bank of America family of credit cards, they won't do a hard check on my credit report, thus lowing my score? I have no intentions...
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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Fidelity Rewards Visa Signature.
Unlimited 2% cash-back - no fee.
Couple this with DiscoverIT for rotating categories.
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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CitiCard Double Cash got my vote
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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Do you care about your credit score right now? In other words, will you be applying for a loan such as a mortgage or a car loan within the next two years where a 10-25 point drop might move you down...
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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In a word, yes.
American Express still seems to be, by quite a lot, the card issuer that's accepted in the LEAST number of places. Discover acceptance is very widespread - lower swipe fees and...
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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Thanks for the suggestion. I have never signed up for a Discover product before, but do most stores, restaurants, and websites accept Discover cards? It doens't do me any good if the vast majority of...
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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Highly recommend the Discover IT. Good cashback categories each quarter, and a free FICO score every month.
Best credit card with no annual fee?
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Thread created 03-09-2016 by lsquare
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I am currently using a very basic Bank of America Credit Card and I'm looking for something better with more benefits and no annual fees. I am leaning on a cashback card instead of travel rewards...
