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More Ways to Save at Walmart with 0% Financing on Select Baby and Home Items

Shop on Walmart.com, select Affirm at checkout, and pay at your own pace.

Advertising Disclosure: This article is sponsored by one or more of the featured brands.

When it comes to saving money, Walmart is one of the favored retailers among deal seekers. But even with nice rollbacks, there are some products that still hit a little heavy in the wallet. These items usually fall into categories like furniture, baby equipment, electronics, and household appliances. Sure, you could toss the purchase onto a credit card, but high APRs may chew up your savings if it isn’t paid off before the next billing cycle.

affirm phone app
Credit: Affirm

To help you stay financially healthy, with GRACO, EVENFLO, Safety 1st,Baby Trend, Serta, Sealy, Zinus, Bissell, Shark, Hoover, and iHome to offer monthly payment plans as low as 0% for qualified buyers on select items. You have full control of the payback period with options of 3, 6 or 12 months, and, unlike most credit cards, Affirm does not charge any fees. That means no late fees, no prepayment fees, no annual fees, no hidden fees, and no service fees to open or close your Affirm account.

For a limited time, you can use Affirm’s special 0% financing for a variety of products in the following categories: baby gear, nursery furniture, mattresses, floor care, and compact freezers. So if your future entails eating ice cream while chilling on your bed after some spring cleaning in preparation for an upcoming little one, then this promotion could be to your benefit.

Current Affirm 0% APR Categories at Walmart

How to Use Affirm for Online Walmart Purchases

woman looking up from laptop
Credit: iStock.com/LaylaBird
  1. Fill your cart with eligible items.

  2. Proceed to checkout to start your purchase.

  3. For Payment Method, click on + More and choose Affirm.

  4. Follow instructions to apply, and choose a payment plan of your choice.

  5. Confirm your purchase on Walmart.com, and your order will be on its way.

Walmart Financing with Affirm FAQ

woman smiling up from phone next to picture of laptop displaying walmart website
Credit: Walmart

What other categories are eligible for Affirm financing?

There are over a dozen categories at Walmart that can be financed with Affirm. These include:

However, it is important to note that not all these categories have the promotional 0% financing. Most products will have an APR of 10-30% depending on your credit.

man buying products on walmart.com
Credit: Walmart

Does Affirm have minimum or maximum purchase amounts?

The minimum amount that can be financed through Affirm is $144, and the maximum limit is $2,000.

What information do I need to pre-qualify for Affirm?

You will need to provide your name, email address, phone number, date of birth, and the last four digits of your Social Security number. With this info, Affirm can verify your identity and make an instant loan decision.

Does Affirm affect my credit score?

Neither the pre-qualification process nor account creation with Affirm will affect your credit score. If you make a purchase using Affirm, then your credit score may be affected.

Can I return a financed item?

Items financed through Affirm can be returned by initiating the process on Walmart’s website. To ensure your loan is fully refunded, you must return your item either by mail or in-store. For in-store purchases, you can return your purchase at any Walmart store.

Our editors strive to ensure that the information in this article is accurate as of the date published, but please keep in mind that offers can change. We encourage you to verify all terms and conditions of any product before you apply.

Quan Tsang

A long-time bargain pirate, Quan has been scouring the digital seas for discounts and spreading the savings throughout Slickdeals for years. His Aggregate Reviews help many consumers gain comprehensive insights on the latest cutting-edge gadgetry. Despite his unconditional love for tech, Quan’s favorite deal category is actually watches. Thanks to Slickdeals, he has amassed over three dozen timepieces for his collection.

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