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Pros
- Earns valuable Membership Rewards points
- A valuable card for food, including at U.S. supermarkets and restaurants worldwide
- An array of credits that help offset the card's annual fee
Cons
- Use it or lose it credits
- Perks are not for everyone
American Express® Gold Card
Those that spend a large portion of their budget on food, either at U.S. supermarkets or restaurants worldwide, will find a lot of value with this card. The ability to earn valuable Amex Membership Rewards® points is icing on the cake.
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Statement Credits
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$120
Annual Dining Credit
The annual $120 dining credit is issued in $10 monthly installments when you pay with your card. This credit is valid at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
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$120
Annual Uber Cash
Up to $120 Uber Cash, issued in $10 monthly increments every calendar year. The credit is valid on both U.S. Uber rides and Uber Eats purchases. Gold Card needs to be added to the Uber app to receive the Uber Cash benefit.