Get a $2,500 AMEX Credit When You Refinance Your Home

Select AMEX accounts are eligible for this Better.com deal

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This is the year to get your finances right once and for all. To help you do that, refinance your home through a lender that doesn’t charge you fees galore.

Right now, select American Express cardholders can earn back $2,500 as a statement credit when they refinance their home through Better.com. Better.com does not charge lender fees or commission fees and waives the $550 appraisal fee. They will even rush the appraisal at no extra cost.

Who Is Eligible for This Better.com Deal?

To be eligible for the $2,500 statement credit, you must click-through the dedicated offer link, and submit a completed application on Better’s webpage dedicated to the offer no later than 7/25/2020, and close on your mortgage no later than 10/28/2020. You will not be eligible for the statement credit if your mortgage closes after 10/28/2020 for any reason.

The statement credit will be applied 8-12 weeks after your mortgage closes. Since the $2,500 comes back as a statement credit, you do not have to worry about getting taxed on the money. Greenworld123 says that you “would not receive a 1099. I will ask for a refund check once it hits from Amex since I keep a zero balance.”

Exclusions to the AMEX Offer

This deal is targeted to certain cardholders. Personal cards have the best chance with this offer, and American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards are not eligible. Additional Card Members on your Account are not eligible for this offer.

Before you jump on board with Better.com, there are two important things to note from a Better employee. They say,

  1. Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
  2. The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

If you didn’t see this AMEX deal in your card’s benefits, don’t fret. We have many more deals that you might be eligible for. Search the forum or set a Deal Alert for your card.

We want to make sure you get the best deal! Our editors strive to ensure that the information in this article is accurate as of the date published, but please keep in mind that offers can change. We encourage you to verify all terms and conditions of any financial product before you apply. Also, please remember this content wasn't provided, reviewed or endorsed by any company mentioned in this article.


Any product or service prices/offers that appear in this article are accurate at time of publish, and are subject to change without notice. Please verify the actual selling price and offer details on the merchant's site before making a purchase.

Ashley Eneriz

I am a lifestyle and personal finance writer based in SoCal and have been a freelance writer since way before working remotely was the new norm. Being a wife and a mom to three young awesome kids, I have made it a regular habit to check out Slickdeals (even before joining the SD content team) to help fill up my pantry and gift closet for 50-70% off retail prices. As a family of five, we go through snacks, gifts, and toilet paper at an alarming rate, so I love a good deal and am also not afraid to dig through a thrift store to score incredible finds. When not writing about amazing deals to help people save and cool things on sale, I am taking care of my three girls, homeschooling, or stuck with my nose in a book. Sometimes, at the same time.

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