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Credit cards that offer insurance for a move

MM.BOS.ATL 174 420 April 17, 2017 at 10:39 AM in Finance (5)
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I am moving and being offered insurance for my items during transit by my moving company for an additional fee. Are there any credit cards that off this such insurance for free if I am utilizing them to pay for my move?

I am thinking there is some potential here as credit cards already cover insurance for a car rental.

Thanks,

Mike

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#2
Sell your stuff and then move. Much easier Smilie
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"This whole.. I have XX company so my pee pee is 2" longer talk is hilarious. Who cares what company is cheapest, best, etc. Pick the company and plan you want and keep it to yourself."
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#3
Quote from MM.BOS.ATL View Post :
I am moving and being offered insurance for my items during transit by my moving company for an additional fee. Are there any credit cards that off this such insurance for free if I am utilizing them to pay for my move?

I am thinking there is some potential here as credit cards already cover insurance for a car rental.

Thanks,

Mike

Not that I am aware of, but you would have to check with your CC company. I would tend to doubt they are going to get anywhere near that though. Too much room for losses, too much overhead and too much room for fraud.

You can get moving insurance on your own. Check with your agent or with someone like movinginsurance.com.
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#4
Quote from tennis8363 View Post :
Sell your stuff and then move. Much easier Smilie
Font of knowledge you are. Perhaps OP shouldn't move, and thus save more money!

Credit cards typically exclude moving vehicles, commercial vehicles/trucks and that type of thing even for the "car rental" portion so I can't imagine that they would insure a 3rd party mover.
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#5
Quote from MM.BOS.ATL View Post :
I am moving and being offered insurance for my items during transit by my moving company for an additional fee. Are there any credit cards that off this such insurance for free if I am utilizing them to pay for my move?

I am thinking there is some potential here as credit cards already cover insurance for a car rental.

Thanks,

Mike
shake head
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Quote from madcowdisease View Post :
Font of knowledge you are. Perhaps OP shouldn't move, and thus save more money!
I speak from experience. We did that and it was a great choice.
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#7
Quote from MM.BOS.ATL View Post :
I am moving and being offered insurance for my items during transit by my moving company for an additional fee. Are there any credit cards that off this such insurance for free if I am utilizing them to pay for my move?

I am thinking there is some potential here as credit cards already cover insurance for a car rental.

Thanks,

Mike

I couldn't get coverage on any of my cards (Citi, Discover, Pendfed, Amex), including the one with $450 annual fee.

Moving insurance is more or less a scam. I moved a 2 bedroom apartment 600 miles with storage. Insurance minimum was well over what replacement cost for 1-2 items of incidental breakage. The most cost effect option is to give a detailed item list, literally item by item with replacement value, but its massively time consuming. Also they wanted to top out coverage at 1K/ item unless you bought a rider. Anything that valuable probably doesn't go on the truck.

The work to file the claim on the base line insurance which is like 40-60 cents/lbs it ridiculous. Literally had to hand fill out forms and send hard copy photographs. They make the work so hard you won't do it.

I agree with the above comments. While it may not be an option, get rid of what you can. Replace what is needed locally and you save money both places.
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#8
Not sure of your situation but I think if I was moving and could not just rent a truck and hire a couple of guys ( did that thru U-haul and it worked out great).

I would look at PODs or something similar.
I have done 2 corporate moves and in both things were broken with full insurance and still did not even come out close to being made whole. To top it off when they came back the next day to put back together the stuff they took apart they stole some of my tools!!!!!!!!!
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