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BMO Harris Checking Account Bonus $200 - DirectDeposit Required

$200.00
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Two direct deposits of $300+ is one of the requirement
There is an early account termination fee of $20 if the account is closed within 90 days of opening.

https://www.bmoharris.com/main/pe...checking/#
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Created 07-14-2017 at 06:22 PM by desijunkie
in Finance (3)
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$200.00

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#2
At account opening, you must mention the promo code in the email sent to you. To receive the bonus: 1) Open a new BMO Harris Smart Money™ Account, BMO Harris Smart Advantage™ Account, or BMO Harris Premier™ Account between July 1, 2017 and September 30, 2017 in a BMO Harris branch, by calling 1-866-362-1166, or by clicking "open now" above. We'll automatically apply the $200 bonus promo code when you apply online. 2) Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other government benefits payment of $300 or more each electronically deposited into the account from an employer or outside agency within 90 days of opening. We reserve the right to request documentation that the direct deposits qualify. Minimum opening deposit of $25 is required for BMO Harris personal checking accounts. Offer is not available to existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Offer cannot be combined with any other offer and is limited to one per account. We reserve the right to amend or cancel any part of this offer.

Bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes. You are responsible for any applicable taxes. Your account must be open and in good standing when the bonus is paid approximately 120 days after opening. For BMO Harris Premier™ Account, the accrued interest will be increased by the amount of the bonus. The accrued interest will be credited at the next scheduled interest payment, which may be after the 120 days.

BMO Harris Premier™ Account is a variable rate account. Interest rates and Annual Percentage Yields (APYs) may change daily after the account is open. Interest rates and APYs offered within two or more consecutive tiers may be the same. In this case, multiple tiers will be shown as a single tier. The following collected balance tiers and corresponding APYs are effective as of June 30, 2017 for BMO Harris Premier™ Account: 0.05% for all balances and locations. Interest is calculated on the entire collected balance daily at the rate in effect for that balance tier. You must maintain the required minimum collected balance for each tier in order to earn the APY disclosed. A periodic rate is applied to the collected balance in the account daily. Interest is compounded daily on the collected balance and credited to the account monthly on the statement period date. Checks you deposit into your account begin to earn interest on the business day we receive credit for them. Fees and withdrawals may reduce earnings. For account and fee information or current interest rates, visit bmoharris.com.
$2.00 monthly fee for paper statement is waived when you sign up for eStatements in BMO Harris Online Banking®.
Some Allpoint® ATMs may ask you to accept a surcharge fee before processing your transaction. Tap "yes" for the fee but know you will not be charged as long as the Allpoint® name is on the ATM. Foreign Transaction Fees will apply at Allpoint® ATMs located outside of the United States. © 2017 Allpoint. All rights reserved.
People Pay is available for BMO Harris Mobile Banking® smartphone apps only. For details, see the BMO Harris Mobile Banking® End User Terms found at bmoharris.com/legal.
BMO Harris Mobile Cash® is available for BMO Harris Mobile Banking® smartphone apps only. For details, see the BMO Harris Mobile Banking® End User Terms found at bmoharris.com/legal. Users must have a BMO Harris debit or ATM Card. Even though a physical debit card isn't used to access Mobile Cash, the service is still considered a card transaction and transactions are subject to daily transaction limits for your card. If you don't know your card's daily transaction limits, please ask your banker or call 1-888-340-2265.
BMO Harris Total Look® Mobile is available for select BMO Harris Mobile Banking® Apps.
Available to BMO Harris Bill Pay® customers only. Add bill payment to your online banking account by signing on and clicking the Payments tab, then the Enroll button.
App Store® is a trademark of Apple Inc. Google Play™ is a trademark of Google Inc.
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#3
They just sent out a $300 offer a few days ago by mail.
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#4
Quote from ittybittysmitty
:
They just sent out a $300 offer a few days ago by mail.
Targeted?
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#5
Quote from ittybittysmitty
:
They just sent out a $300 offer a few days ago by mail.
$500 for me Smilie
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Joined Oct 2016
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#6
They keep their promises.. for most of the people out there, as promised they took near 120 days to post the bonus Smilie
Also it looks like DD has to be a legit employer DD, not much DP on bank to bank ACH transfers..
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Joined Jun 2014
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#7
a lot of DPs say they take this seriously:

Quote :
We reserve the right to request documentation that the direct deposits qualify.
if your bonus doesn't post in 120 days with regular ACH transfer, do NOT call or they will scrutinize your DD and find out it's a regular ACH transfer. Just wait n see it might automatically post; once a human checks your account with ACH transfer, chances of getting bonus is nil. If your DD qualifies, be firm with them to get your bonus.
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Joined Jul 2017
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#8
very good
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Joined Nov 2013
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#9
Thanks OP
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Joined Nov 2008
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#10
Anyone get bonus yet?
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Joined Mar 2008
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#11
Quote from gt5oh
:
Anyone get bonus yet?
It's too soon to get bonus.
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#12
They changed the fine print...

Now their website states

"If you are opening your account online or by phone, you must reside in a state that BMO Harris operates retail branches and use that address to open the account. BMO Harris currently operates retail branches in AZ, FL, IL, IN, KS, MO, MN and WI. At account opening you must mention the promo code in the email sent to you. "

This was not there when the promo first came out.
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Joined Oct 2011
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#13
I signed up about a month ago. After looking at the t/c, pay out is roughly 120 days after sign up.
Anyone find out what counts as a d/d?
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#14
Looks like bonus is hitting tomorrow for me.
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#15
Quote from gt5oh
:
Looks like bonus is hitting tomorrow for me.
When was your sign up date?
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