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Discover - 3% cashback for 6 months and/or 0% APR for 12 months YMMV

+22 Deal Score
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I would like to credit the good DoctorofCredit for this one.
https://www.doctorofcredit.com/as...ses-0-apr/

I was able to score both the 3% CB for 6 months upto $1500 and 0% APR for 12 months.

First I called in and asked the rep if I had any promos other than the 5% rotating categories. I was told no but then I asked if there are any APR promos. She then transferred me to an APR specialist and then I was given the 0% APR promo. I then said that a friend received a 3% CB promo and if I qualified for that. She said yes and gave me 3% CB for 6 months upto $1500. Looks like some on the DOC page received 3% upto $2500 so its really a crapshoot.

I think you will need to speak to and APR specialist to get the 3% CB. The front line reps won't be able to give that to you.

Good luck to you all.
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Created 10-17-2017 at 11:54 AM by madmeg6
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83 Comments

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This comment has been rated as unhelpful by Slickdeals users
Joined Oct 2013
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#2
Received 2% on 7500 for 12 months.
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Joined May 2011
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#3
Called and got 3% CB on up to $1,500, but no APR offers.
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Joined Sep 2005
blissfully biased
553 Posts
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#4
I already had the 0% for 12 months. They said no CB offers were available for me.
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Joined Dec 2015
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#5
Managed to get 0% APR for 1 year. Thanks!
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Joined Sep 2005
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#6
Quote from madmeg6
:
I would like to credit the good DoctorofCredit for this one.
https://www.doctorofcredit.com/as...ses-0-apr/

I was able to score both the 3% CB for 6 months upto $1500 and 0% APR for 12 months.

First I called in and asked the rep if I had any promos other than the 5% rotating categories. I was told no but then I asked if there are any APR promos. She then transferred me to an APR specialist and then I was given the 0% APR promo. I then said that a friend received a 3% CB promo and if I qualified for that. She said yes and gave me 3% CB for 6 months upto $1500. Looks like some on the DOC page received 3% upto $2500 so its really a crapshoot.

I think you will need to speak to and APR specialist to get the 3% CB. The front line reps won't be able to give that to you.

Good luck to you all.
So this means 3% CB on all purchases instead of the usual 1%?
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Joined Nov 2011
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Original Poster
#7
Quote from deserthawk
:
So this means 3% CB on all purchases instead of the usual 1%?
Yes. You would continue to get 5% on the rotating categories and 3% on everything else.
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Joined May 2014
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#8
Wasn't eligible for any offers at the moment? Asked to be transferred to an APR specialist and the guy took the liberty to talk to them for me and relay back to me saying they confirmed the same thing, there is no promotions for me at this time?
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#9
Quote from madmeg6
:
Yes. You would continue to get 5% on the rotating categories and 3% on everything else.
Thanks. Might try that, although I'm thinking about getting a chase card that gives $150 sign on bonus when you spend $500, so that would be sort of a conflict until I spent the $500
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#10
Does not work for me
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Joined Nov 2012
Just another day n office
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#11
Got 3% for 1500 in 6 months - Rep told me either CB or APR. I went with CB
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Joined Oct 2006
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#12
I did the chat now. was told I had gotten all of offers that I
was due at this time.
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Joined Nov 2010
"Buy Low-Live High"
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#13
3% on 2500. Wee Hee....
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Joined Jul 2008
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#14
Quote from madmeg6
:
I would like to credit the good DoctorofCredit for this one.
https://www.doctorofcredit.com/as...ses-0-apr/

I was able to score both the 3% CB for 6 months upto $1500 and 0% APR for 12 months.

First I called in and asked the rep if I had any promos other than the 5% rotating categories. I was told no but then I asked if there are any APR promos. She then transferred me to an APR specialist and then I was given the 0% APR promo. I then said that a friend received a 3% CB promo and if I qualified for that. She said yes and gave me 3% CB for 6 months upto $1500. Looks like some on the DOC page received 3% upto $2500 so its really a crapshoot.

I think you will need to speak to and APR specialist to get the 3% CB. The front line reps won't be able to give that to you.

Good luck to you all.
1) Is this for existing Discover IT accounts also or only for fresh accounts/approvals?
2) Cashback matching after 12 months still, or did you need to forsake that?
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Joined May 2017
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#15
What are the current discover categories and CB rates?
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